Thursday, April 22, 2021

Indyglo's Current Crypto and Cashback Referrals

Below are 62 of my current referral links and codes for crypto and cashback bonuses and discounts, categorized by type, followed by alphabetized summaries. I am a customer of the listed sites/apps/services and appreciate any questions or feedback.

Crypto/Stocks

Acorns - https://www.acorns.com/invite/EJLS85 - Get $5 when you use my link to open an account and make an investment.
eToro - https://etoro.tw/39w5dup Get $50 bonus when you open an account, transfer $100, make any crypto trade, and hold for one week.
Sofi Invest - https://www.sofi.com/share/invest/2500097 - Get $50 worth of your favorite stock to start building your portfolio when you fund your SoFi Active Invest account with at least $5,000. Get an additional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
Stash - https://get.stash.com/john_h88crts - Earn $20 of bonus stock when you join using my referral link and add cash to your personal investment or bank account.

Auto/Travel

Fuel Rewards - https://www.fuelrewards.com/fuelrewards/welcome.html?RefId=e9ac5597976f42e089c07adc1532ea51 - Gold Status and save 5 cents/gal when you sign up.
Lyft - https://www.lyft.com/invite/RIDEONJJ - Varies by location ($5 in credits/first ride free/etc.)
Miles - https://miles.app/ZD2ESE - Get $5 (2,000 Bonus Miles) when you download the app using my link or entering my code ZD2ESE.
Uber - https://www.uber.com/invite/johnm120542ue - First ride free (may vary by location).

Banks/Finance

Aspiration - https://my.aspiration.com/app/token/referral/AJFRATCE0M3GII6I - Get $50 cash when you join Aspiration - free bank account - and spend $250.
Boeing Employees Credit Union (BECU) - [(U.S.) - WA, ID, OR ONLY] - We can both earn $100 when you join BECU and open a Member Share or Member Advantage savings and also a checking account.
- You must use both these codes when signing up:
  - promo code: 100REF21
  - my unique referral code: 1412508
- Sign up online, by phone - 206-439-5700 - or at a BECU Branch and keep acct. opened for 90 days.
- You must perform 10 of the following transactions within the first 30 days of opening acct :
  - Make a purchase using your BECU debit or credit card (easy with grocery store self-checkout!)
  - Write a check or electronic check.
  - Make a payment using bill pay.
Chase Bank - https://accounts.chase.com/raf/share/2735652016 - Get a $225 Bonus when you open a new Chase Total checking account.
Privacy - https://privacy.com/join/H3S9S - $5 when you sign up using my referral link (Privacy lets you generate smart, virtual debit cards to use online).
SoFi Money - https://www.sofi.com/invite/money?gcp=004af404-1a99-46b4-b486-44bce3a0ab1d - $50 plus cashback rewards when you sign up for a free account and fund it with $500 or more (no account fees and no ATM fees at 55,000 ATMs). Additional bonus if you sign up for direct deposit.
SoFi Personal Loan - https://www.sofi.com/invite/personal-loans/?gcp=ffdeec67-6330-4093-831c-7f84dce20cf4 - You and I get $10 each when you check your SoFi Personal Loan rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your SoFi loan.
SoFi Student Loan Refinancing - https://www.sofi.com/invite/student-loans/?gcp=6d9376c5-591a-439d-8bdb-c15da7d50852 - You and I get $10 each when you check your SoFi Student Loan Refinancing rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your student loan.
Square - https://squareup.com/i/JOHNJJMEGO - Free processing of up to $1000 in sales.
Venmo - https://get.venmo.com/ooGrFLhVjfb - Get $5 when you download the Venmo app using my referral link, sign up and make a $5 minimum payment to friends/family/etc. within 14 days.
Zogo - https://zogo.app.link/OpvQLwDYodb - Earn 750 Pineapples on Zogo when you use my code: JOHNM711 when you make an account. With Zogo, you can earn gift cards while learning about various aspects of personal finance. I've personally learned quite a bit with this app, complete modules daily to learn more and have recommended this to all of my friends and family. Great for adults and kids.

Cash Back

Befrugal - https://www.befrugal.com/rs/PKCSCTA/ - $10 sign-up bonus when you earn $10 cash back at any of 5,000+ stores.
GivingAssistant - https://givingassistant.org/np?rid=J9dlDtoFa6 - Get $5 when you sign up.
GoCashBack - https://www.gocashback.com/r/1834780 - Get $5 and 5% cash back bonus when you sign up.
Honey - http://joinhoney.com/ref/x160d1v - Get $5 when you sign up using my referral link.
Ibotta - https://ibotta.com/register?friend=ugqlqeg - Get $10 when you sign up using my referral link.
Lemoney - https://www.lemoney.com/i/johnmego?45764498ac93d54df29b4d50664d0d2e - Receive a turbo credit to increase your cashback rate on your first purchase.
Mr. Rebates - http://www.mrrebates.com?refid=449275 - Get a $5 sign up bonus when you use my referral link.
MyPoints - https://www.mypoints.com?rb=49534715 - $10 gift card of your choice when you use my referral link to sign up and spend $20 or more on any shop merchant through the MyPoints site/emails in your first 30 days.
Rakuten - https://www.rakuten.com/r/MPHO202?eeid=28187 - Get $25 when you sign up using my referral link to create an account and make $25+ purchase through Rakuten. Note: On 4/1, Rakuten lowered bonus to $10, but raised it back up to $25 bonus on 4/15.
RebatesMe - https://www.rebatesme.com/r/mph6g471a5 - Get $30 when you sign up using my link. RebatesMe usually only offers $5, so now's a great time to sign up (through 4/30/21).
TopCashback - https://www.topcashback.com/ref/johnmego - Get $10 when you sign up using my referral link and reach a minimum cashback threshold of $10 cashback.

Credit Cards

American Express - http://refer.amex.us/JOHNMJN7Q?XLINK=MYCP - Sign up using my referral and earn $300 back after you spend $3,000 in purchases on your new Blue Cash Preferred Card in your first 6 months of card membership. Plus, apply by 5/5/21 and earn up to $200 back on eligible purchases at select U.S. home furnishing stores (the following merchants will qualify: Anthropologie - Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe’s, Terrain, and The Container Store.)
Capital One Venture - https://capital.one/33F9Sar - Sign up using my referral link and get 60,000 rewards miles (worth $600 when you redeem for travel).
Discover IT - https://refer.discover.com/s/ssjqfl - Sign up using my referral and you'll get $50 back for signing up for a Discover IT credit card and making any $1 or more purchase within 3 months.
SoFi Credit Card - https://www.sofi.com/invite/credit-card?gcp=70c8148e-bc31-480e-9a01-33b7ace2a1fb - Sign up using my referral and get 2x points (4% cash back) on all card purchases for 30 days.

Food/Nutrition

Doordash - https://www.doordash.com/consumer/referred/John-Megowan-5991/ - Get $10 off each of your first 3 DoorDash orders over $15 when you sign up using my referral.
GNC - https://refer.gnc.com/mpho2002 - Get $10 off your first $75+ order.
Grubhub - https://www.grubhub.com/referral/094dd810-bd50-11e8-ab87-c5056adfa1b1 - Get $10 off your first order.
Home Chef - https://www.homechef.com/invite/johnm071 - $35 off your first delivery when you use my referral link.
Instacart - https://inst.cr/t/N2k5dTA0c1RI (or use code JMEGOWAN16F173 when signing up) - $10 off your first order when you use my referral link or code. Groceries delivered in as little as 2 hours
NatureBox - http://ref.naturebox.com/v/john_160 - 20% off your first order.
Postmates - https://postmates.com/invite/JMEGOWAN - Up to $100 free delivery credit.
Uber Eats - Get $20 off your first Uber Eats order of $25 or more. Use my code at checkout: eats-johnm172134ue (https://ubereats.app.link/PmWdhjSNxdb)

Games

Skillz - https://skillz.com/p/GYNX3/1E1 - Get $20 when you sign up and make your first deposit.

Jobs

Instacart Shopper - https://shoppers.instacart.com/?referral=JMEGOWAN7410A - Use my referral link (you may also need to copy paste my code, JMEGOWAN7410A, when signing up). Get up to $300+ bonus depending on location.
Uber Driver - https://partners.uber.com/i/JOHNM172134UE At least $1,200 guaranteed for your first 150 trips within 90 days of signing up to become an Uber driver (may vary by location).

Shopping

Groupon - https://www.groupon.com/visitor_referral/h/b482a215-b6bc-43c9-bfa7-851ea67ca66c - $10 off your first $10+ purchase when you sign up with my referral link and place your first order within 72 hours.
Houzz - https://houzz.com/referral/referee-coupon/UkVGMEQwMkEx - Use my referral link to get $100 off your first purchase.
Raise - https://geta.raise.com/JMEGOWAN6681 - Get $5 when you sign up using my referral link.
Shutterfly - Use one of my three Shutterfly referral links to sign up and receive the gift/discount of your choice: 50% OFF Graduation Cards - https://invite-shutterfly.com/x/5PslXU . FREE Shutterfly Photo Book - https://invite-shutterfly.com/x/87oRFO . FREE Personalized Cotton Tote - https://invite-shutterfly.com/x/QXitGw
Uniqlo - https://refer-us.uniqlo.com/s/John360 - $10 off $75+ purchase when you use my referral link.
Volcom - http://rwrd.io/dhl47hd - $10 off $49+ purchase when you use my referral link.
Wayfair - https://www.wayfair.com/registry/referral_invite?PROMO_CODE=1YQFCYF9E8Z7&refid=EML_38637 - Engaged couples: use my referral link to create a Wayfair Registry and you'll receive $50 (each) in Wayfair Rewards when you receive your first gift.
Wish - Referral code 7vgzqzk - $5 off your purchase when you sign up and use my referral code.

Uncategorized

23andMe - https://refer.23andme.com/s/lhfeg - Minimum of 10% off your order when you use my referral link.
Buy Me a Coffee - https://www.buymeacoffee.com/johnmego - You can set up an account and promote your ventures, connect with others, and even buy me a coffee!
Comcast Xfinity - https://referafriend.xfinity.com/ShareTheAwesome/1RUVAR - Up to $100 when you sign up for one or more Xfinity services (TV/Internet/Home Security/Mobile)
Dropbox - https://db.tt/pxongGTiwL - Join using my referral link and you'll receive an additional 500MB of storage.
Duolingo Plus - https://invite.duolingo.com/BDHTZTB5CWWKSPXG5JZ4LUS4IQ - Get one week free when you use my referral link.
Evernote Premium - https://www.evernote.com/referral/Registration.action?sig=164f7674ad363f6fbc0aeb7efbc6f3da05591e7f74884cb7621948af21623078&uid=191384629 - Free month when you use my referral link.
Invitation.codes - https://invt.co/?invite=3dL2NnX9l - 20 coins when you sign up using my referral link (good towards premium account upgrade and benefits)
T-Mobile - https://share.t-mobile.com/johnm-2570 - $50 referral bonus when you use my referral link. (Note: I don't know that this one has a sign-up bonus, or if it's just a bonus for the referrer).

About These Apps/Services/Sites:

23andMe offers two Personal Genetic Services: Health + Ancestry and Ancestry + Traits. Both services require submitting a saliva sample using their saliva collection kit that you send to the lab for analysis. 23andMe's Ancestry + Traits Service helps you understand who you are, where your DNA comes from and your family story.
Acorns merges the robo-advisor model with an automated savings tool, making it easier to build a nest egg. Besides the $5 they give you for signing up, they'll put your money in investments automatically which increase daily, monthly, yearly. You don't need to do anything. Invest as little or as much as you want, and they will put you in a position where your investment will grow.
American Express is a lucrative cash-back card for several spending categories. Your first year of $95 annual fee is waived, and offers up to an industry leading 6% cash back for select U.S. restaurants, streaming subscriptions, supermarkets, transit, gas stations and more.
Aspiration is an online financial institution offering a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
Befrugal is run by a bunch of cheap, thrifty, penny pinchers who believe that a dollar saved is two dollars earned. Find tens of thousands of coupons, deals, promotional codes and earn cash back for more than 5,000 retailers, including big retailers like Amazon, Target, and Walmart.
Boeing Employees Credit Union (BECU) is Washington's largest member-owned, not-for-profit credit union. BECU puts the interest of its members ahead of profit, offering its members free checking, no maintenance fees and no minimum balance requirements. BECU offers business services, personal checking and savings accounts, IRAs, mortgage and home equity loans, personal loans, vehicle loans, online banking and more. BECU is a Federally Insured State Chartered Credit Union with 42 branches, headquartered in Tukwila, WA.
Capital One is a credit card company offering many different types with a variety of cash back bonuses and other benefits.
Chase Bank is the largest bank in the country and offers a robust menu of products and services. It provides mortgages, auto loans and one of the broadest selections of credit cards in the industry. And its website experience can compete with those at online-only banks that focus solely on checking and savings.
Comcast Xfinity is a consumer-facing internet and television brand. TV at home & on the go. Hulu on X1. Stream live sports. Advanced security. Move service stress-free. Millions of hotspots. Netflix on X1. Prime Video on X1. Services: Internet, TV, home security, mobile.
Discover IT is a credit card company which offers a cash back match at the end of your first year (no maximum), with no annual fee, 0% intro APR on purchases and balance transfers. Earn 5% cash back on everyday purchases (places vary each quarter) when you activate.
Doordash offers delivery & takeout from the best local restaurants. Breakfast, lunch, dinner and more, delivered safely to your door. Doordash offers pickup & no-contact delivery.
Dropbox is a cloud storage service that lets you save files online and sync them to your devices. You can use Dropbox links to share files and folders with other people without sending large attachments. Dropbox offers a free plan that includes 2GB of storage. You can pay to increase that to as much as 3TB with a subscription.
Duolingo Plus - Duolingo is the most popular language-learning platform and the most downloaded education app in the world, with more than 300 million users. The company's mission is to make education free, fun, and accessible to all. Duolingo is designed to feel like a game and scientifically proven to be effective. Upgrading your free Duolingo account to Duolingo Plus gives you an ad-free experience. ability to download lessons in the app for offline use and unlimited skill test-outs.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFD assets
Evernote Premium - Evernote is an app that allows you to work from anywhere, stay in sync from any device, no matter where you are—you can even access notes when you have no WiFi or mobile data access. Evernote Premium, the top tier, adds the most features, such as the ability to search for text in Office documents and PDFs, annotate PDFs, scan business cards and suggested notes and content from the web that are relevant to the note you're currently working on.
Fuel Rewards is a loyalty program that helps you save money on gas when you dine at participating restaurants and shop at participating grocers, local, and online merchants. Save at least 5¢/gal on every fill-up with Gold Status at Shell, and save more when you combine with other rewards (see https://www.fuelrewards.com/fuelrewards/how.html).
GivingAssistant is a company that gives you cash back and coupon codes when shopping via their online portal. When you purchase a product via the cash-back platform, the merchant pays a commission to Giving Assistant. Then, 50% of the commission is paid back to the customer (you) as an incentive. You can choose the nonprofit and also adjust the percentage they receive.
GNC is the largest global specialty retailer of nutritional products, including vitamin, mineral, herbal and other specialty supplements and sports nutrition, diet and energy products.
GoCashBack is a cash-back website allowing you to get up to 31% cash back at your favorite stores. Find cash back and browse coupon codes to save even more money at over 1,500 retailers. Use the GoCashBack app to check your cash-back status from anywhere and click through while on the go to save when you shop from your phone. You can even get cash back when you dine out locally or at special events.
Groupon, whose name combines "group" and "coupon", is a website and mobile app that offers coupons, cashback on purchases and group deals to consumers. Restaurants, retailers, and manufacturers use Groupon deals in an effort to lure customers into their establishments or to purchase their products.
Grubhub partners with restaurants in your area to offer delivery for ones that don't normally deliver, while also offering a convenient online ordering system for the ones that do. Everything is handled through Grubhub, giving customers the flexibility to sign into one place and order nearly anything.
Home Chef is a weekly subscription meal kit service. Customers receive orders with all the fresh ingredients you need to make restaurant quality recipes, designed by Home Chef chefs. Home Chef saves you the time of going to the grocery store, finding new recipes, meal planning, and portioning.
Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click. Honey supports over 30,000 stores globally
Houzz is an online platform for home remodeling, architecture, interior design, decorating, landscaping, and home improvement.
Ibotta is a free cash-back rewards and payments app that gives you real cash for everyday purchases when you shop and pay through the app. Ibotta provides thousands of ways for consumers to earn cash on their purchases by partnering with more than 1,500 brands and retailers.
Instacart lets you shop from local grocery stores online, then sends a “personal shopper” to fulfill and deliver your order to you the same day (or a future date/time of your choosing). Unlike other grocery delivery services, the company doesn't stockpile fresh produce in a massive warehouse.
Instacart Shopper - Earn extra money shopping for others. As a shopper, you go to the grocery store like normal, except you’re getting paid to shop for others. Work whenever it works for you. With no set hours or days, you can shop as much or as little as you want, anytime you want. Must be age 18+ and be able to lift 40lbs.
Invitation.Codes is a site/app where you can sign up for free and post your referral links/codes for all of the most up to date promotions that are out there at the moment. There's a great community vibe to it and it's a great way to meet other like-minds while learning about new products and signup/referral offers.
Lemoney is a cash-back site with 1800+ stores. Find the best deals, coupons, cash-back rates, promo codes, sales, and discounts at Lemoney. Shop with Turbo Cashback and boost your cash-back rate.
Lyft is a rideshare service that lets you call a driver and car to your location using the Lyft app who will drive you where you need to go.
Miles is a rewards app empowering anyone to earn miles automatically for all modes of transportation. The Miles app rewards you with miles - their version of points - for no matter how you get from point A to point B (whether you drive, walk, bike, ride the train). Redeem the miles you’ve earned for rewards, discounts, and deals from brands such as Amazon, Chewy, DoorDash, HP, Reebok, Home Chef and more.
Mr. Rebates is a shopping portal where you can do online shopping at online stores you love, and earn cash-back rebates on your purchases. They have an A+ rating from the BBB (Better Business Bureau), and you can earn as much as 30% back.
MyPoints is a daily rewards program – just like when you earn miles on an airline or cash back on a credit card. Flexible, you don’t have to stick with one store to earn Points, and you don’t have to take your rewards in just one form. They have many partners that our members can shop with and redeem from. You can also earn points by completing surveys, watching videos and more.
NatureBox is a snack subscription focused on providing healthier options to reduce stress and promote wellness. Their snacks are unique, delicious, and guilt-free. No artificial flavors, colors or sweeteners. No corn syrup of any kind. No hydrogenated oils. No MSG. Some newer offerings include a Wellness Collection of snacks containing adaptogens in their ingredients list, CBD Snacks infused with hemp, supplements, and coffee.
Postmates is an on-demand goods delivery platform having a presence in more than 100 metropolitan areas in the US that enables people to get anything from local restaurants and stores delivered at their doorstep for a small fee. Postmates delivers goods with the help of their human courier networks which enables people to order anything from anywhere within the city.
Privacy.com is an innovative way to protect your personal information over the internet. Are you feeling uncomfortable using your credit card online? Privacy.com has the perfect solution - it creates a virtual card that masks your bank statements for your online payments.
Raise is a money-saving website aimed at helping people buy and sell discounted gift cards.
Rakuten gets a commission from stores when you make a purchase, and shares it with you. Find the store on rakuten.com, click “Shop Now” and shop like normal on the store site. After you make an eligible purchase, you’ll earn cash back and get a check or PayPal payment every quarter.
RebatesMe makes it easy to save at the stores you love. Earn cash back while shopping online, get access to thousands of coupons, and get the best price on millions of products.
Shutterfly enables users to create personalized photo gifts (including photos and text) such as smartphone cases, photo books, wall art, and home decor. Through its Lifetouch division, it also provides portraiture services.
Skillz is the world’s premier tournament platform where mobile gamers can use their skills to compete for cash and prizes. True to its name, Skillz does not host games of chance, and all winnings are based on your ability. Games include Solitaire Cube, Blackout Bingo, 21 Blitz, Texas Holdem and many more
SoFi Invest allows users to buy and sell individual stocks as well as ETFs and select cryptocurrencies, offering innovative investment tools to help members get their money right at every stage of their financial lives.
SoFi Money is an all-in-one product that is a hybrid checking and savings account. There are no account fees or minimum balance requirements, so you can bank freely. Pay no ATM fees at 55,000+ ATMs worldwide. Because SoFi Money is all online, you deposit checks from your phone and pay bills online. You can also use SoFi Money to transfer and receive money, like paying the babysitter or covering your share of dinner when the bill comes — All cash in your account earns 0.25% APY, which is quite high and even beats traditional banks’ high-yield savings accounts. No fees, and offers interest rate reduction.
SoFi Personal Loan is a great option for borrowers who make a decent income and have good credit. There are no origination fees or late fees, and you won’t be penalized for paying your balance off early. They offer low rates, no fees, exclusive member benefits including access to career coaches and financial advisers, exclusive virtual events and more. Fixed personal loan rates range between 5.99% APR to 20.25% (with AutoPay).
SoFi Student Loan Refinancing offers student loan refinancing and private student loans. Its refinancing loan is best for borrowers who want plenty of benefits with their refinanced student loan. Its private loan is best for flexible repayment options and no fees. You can see if you qualify with NO HARD credit check.
Square is a popular service that allows you to buy, sell and send money using any Apple or Android mobile device. With three free mobile apps — Square Register, Square Wallet and Square Cash — Square is designed to help small businesses accept credit card payments and to help consumers transition to a cashless, cardless lifestyle.
Stash aims to make the process of selecting stocks and ETFs quick and easy for beginners. Stash offers other account options, including brokerage and bank accounts, plus access to a Roth or traditional IRA retirement account.
T-Mobile is one of the largest providers of wireless voice and data communications services in the US with more than 81 million customers. It has about 2,200 T-Mobile and MetroPCS branded retail sites (ranging from kiosks to stores).
TopCashback is a competing cash-back web site that claims to offer higher cash back than some of the other larger sites. Rather than spend extra money on expensive commercials, TopCashBack uses the savings to provide consumers with higher cash-back payout rates.
Uber is a rideshare company with an app that allows passengers to hail a ride and drivers to charge fares and get paid.
Uber Driver - Turn your spare time into earnings with the Driver app - built with drivers, to bring you helpful information at your fingertips. Help as you move people and things where they need to go. Drive whenever you want — no offices, no bosses. Wherever you want to go, you can enjoy the journey and the destination. Requirements:
- Meet the minimum age to drive in your city
- Have at least one year of licensed driving experience in the US (3 years if you are under 23 years old)
- Have a valid US driver’s license
- Use an eligible 4-door vehicle
Uber Eats is a food delivery platform that makes getting great food from your favorite local restaurants as easy as requesting a ride. Their app connects you with a broad range of local restaurants and food, so you can order from the full menus of your local favorites whenever you want.
Uniqlo is a Japanese casual wear brand for women, men, kids & babies, operating in 20 different countries. Uniqlo is known for providing high-quality, private-label casual-wear at low prices.
Venmo is a social payments service used by millions of people to make, receive and share payments with friends, family, and select approved businesses (without using cash or checks). It’s similar to PayPal, but is unique in that Venmo allows users to share and like payments and purchases through a social feed.
Volcom is a lifestyle brand that designs, markets, and distributes boardsports-oriented products.
Wayfair is an American e-commerce company that sells furniture and home-goods.
Wish is a shopping app for iPhone and Android that lets you order cheap goods online with major savings. Most items ship straight from China, and a growing number ship from the U.S. for faster delivery. You can even pick up select items locally in minutes.
Zogo is a FREE mobile app for kids and adults (age 13+) to learn financial literacy. Earn points towards gift cards to Amazon, Walmart, Starbucks and more by completing short, bite-sized modules. The many lessons include:
- How to save money
- Importance and best practices for a good credit score
- How to minimize debt
- How to successfully create and maintain a budget
- Long-term investment strategies

21 Apr // DTCC checklist keeping GME on the launchpad

Author: /u/nothingbuttherainsir

OG Post link: https://old.reddit.com/r/Superstonk/comments/mvq6rs/go_nogo_for_launch_the_dtcc_checklist_keeping_gme/

TL;DR: DTCC & Wall St want key things in place before GME unwinds:

1 - Rules of Engagement

2 - Funding

3 - Cover Story for Timing

4 - Avoiding Perception of Responsibility

Official notice that this is not financial advice, etc etc. I have no idea if any of this is indeed why these things are happening, or if they are even what I think they are. I bought a handful of shares before DFV's Congressional hearing because something seemed fucky, and that was my first stock purchase EVER. If you make financial decisions off of this speculation, you probably do eat crayons like me. I am literally just some Ape on the internet mashing buttons and you're gonna have to explain to your wife's boyfriend why you took this as advice and the spent your whole allowance already this week.

So this last post from u/c-digs is about as close as anyone has come to my personal theory that there is a literal checklist somewhere that is getting marked off before this is allowed to unravel. The DTCC and Wall St (and probably the SEC) definitely do not want this spring to unwind before they are ready, and certainly not in a way in which they don't feel they are in control. These players are Big Corporate dicks with Big Corporate mindsets, and its my bet that they don't do anything without a plan that at least addresses all eventualities.

However, as it is now probably alarmingly clear to them this isn't just gonna go away on its own (cue Apes waving from the windows of the rocket sitting on the launchpad), the DTCC and pals are now scrambling to get the last things in place before somebody trips over the cord to the shredder at 3am and lands on the launch button.

I think the list goes something like this, but am intending this to be a crowdsourced document because there is no way I can keep this all straight on my own, and the GME Investor community has done so so much great DD already. There is definitely more to add in terms of DTCC / OCC / NSCC / SEC rules, and please comment with additional items & sources and I'll try to keep up with editing them into the list. Compiling it here can probably help determine just how close GME probably is to liftoff. It feels like we aren't that far from it now.

1 - Rules of Engagement

✅ = in effect now ❌ = pending review / revision

To Cover DTCC's own ass

SR-DTC-2021-003: Obligation to Reconcile Activity on a Regular Basis
The "You're gonna report your risk daily now, you little shits" Rule.
Filed 2021-03-09, Effective 2021-03-16 ✅
src
SR-DTC-2021-004: Amend the Recovery & Wind-down Plan
The "We'll liquidate your asse(t)s if you default, then make your pals chip in, before we pay a dime ourselves" Rule.
Also stipulates what the DTCC is willing to cover when reconciling, as in only shares on the books, and why you (yes you Ape) should have a cash account and not a margin account.
Filed 2021-03-29, Effective Immediately ✅
src
SR-DTC-2021-005 Removed by DTCC for Review
The "We're tagging the shares you lend out so you can't do it more than once" Rule.
Filed 2021-04-01, Removed for further Review / Status Unkown ❌

New on 2021-04-22

SR-DTC-2021-006: Remove the Security Holder Tracking Service
The "We're dropping the old way of tracking shares, cause it didn't work well, and DTC-2021-005 will do it better" Rule.
It was speculated in another post that the old system of tracking needed to be removed so there was no conflict in implementing DTC-2021-005 (I can't find that post here on reddit anymore, src needed!). It's likely that this could pave the way for 005 to be implemented. Filed 2021-04-22, Effective Immediately ✅ src <- also my post
Exchange Act Rule 15c3-3 Compliance Letter: Staff Statement on Fully Paid Lending
The "We're making you keep full collateral on hand for your shit, you've got six months to get it together" letter.
Letter sent 2020-10-22, Effective 2021-04-22 ✅
src
SR-NSCC-2021-002: Amend the Supplemental Liquidity Deposit Requirements Pending
The "We'll margin call you're ass if your new daily reports say you're overextended and make us feel scared" Rule.
Works in conjunction with DTC-2021-003. NSCC-2021-801 Gave Advance Notice of this.
Filed 2021-03-05, Proposed / under Review ❌
src
SR-NSCC-2021-004: Amend the Recovery & Wind-down Plan
The "Just so we're clear about stocks specifically, we're really serious about us not paying for your fuckups unless we have to rule" Rule.
Works in conjunction with DTC-2021-004, but this is specific to securities and was filed first. ^src-1 This ALSO has language in it about clarifying the mass transfer of customer accounts from a failing member to a stable member. ^src-2
Filed 2021-03-05, Effective 2021-03-18 ✅
src-1, src-2
SR-OCC-2021-003: Increase Persistent Minimum Skin-In-The-Game / Waterfall Pending
The "You Market Makers are gonna give us more money now in case you fuck up with options later and owe someone more than you have" Rule.
This is the rule associated with the SR-OCC-2021-801 advanced notice, and SIG filed an opposition during the review period delaying the implementation.
Filed 2021-02-24, Effective 2021-05-31 (expected no later than 05-31, unless further opposition is filed) ❌
src

To cover the non-defaulting members, and the market in general as best as possible

SR-OCC-2021-004: Revisions to OCC's Auction Participation Requirements Pending
The "Everyone can come to the feeding frenzy party when we liquidate one of you idiots" Rule.
Allows more firms that were traditionally excluded from an auction of this type to now join in, probably making the market wide bleeding end sooner, and retain more value overall.
Filed 2021-03-19, Pending ❌
src

(please help me fill in other important rules via comments)

2 - Funding

To pay out for shares of GME

SHF Pulling money from crypt0
SHF Pump and Dump on other stocks
SHF Liquidate other Assets Under Management
DTCC Wind Down and Recovery Strategy (SR-DTC-2021-004)
(other suggestions w/ sources wanted)

Secure cash to buy up liquidated assets to prevent total market collapse

Banks do a Bond Sales
- Need plausible reasons for making those sales such as earnings report, or LIBOR to SOFR switch, or insert wildcard like $50 Bil Football League, etc ...
Banks Re-Structuring / Netting src
New DTCC Rule SR-OCC-2021-004 allowing more players at the auction of the defaulting member's assets

3 - Cover for Timing of Launch

Ideally a plausible Corporate or Market Event that the stock price “should” respond to in order to initiate without the timing looking SUS AF and destabilizing broader market due to fear systemic problems.

Corporate: AGM Voting Proxy Release
Corporate: Dividend Issue
Corporate: Major Partner Announcement
Market: Global Supply Chain Issue
(other suggestions wanted)

4 - Fallguy, and the Lack of Prevention

Blame!

After the market pain is significant enough that the public wants answers, lay all the blame on bad actors, and defer attention from the system to try to avoid additional exterior regulation.

SHFs (now liquidated) as overly greedy and got what they deserved
Retail (as Anarchists, or greedy and oportunistic)
- Forbes article on January Gamma Squeeze
Foreign Actors trying to destabilize the US Markets
(other suggestions w/ sources wanted)

Control Public Image of the System via PR

DTCC: "We're doing a great job! Take our word for it!"

SEC

"Let's at least look like we aren't asleep at the wheel here, lads"

Any and all additions you think may belong on this list, feel free to put in the comments, and I'll try to update and give credit where possible. If I got any of these wrong, or you've found better links that explain the rules, let me know in the comments and I'll make those edits.

Big contributions from previous work on Recent Filings by u/Antioch_Orontes here:https://www.reddit.com/r/Superstonk/comments/msh5mt/a_brief_overview_of_recent_filings_from_the_dtc/

Edit 1: Minor formatting.

Edit 2: Added NSCC-2021-801 note to the Finalized NSCC-2021-002 entry

Edit 3: Added link to DTC-2021-003, Emojis

Edit 4: Change NSCC-2021-002 to Pending - thanks /u/TensionCareful

Edit 5: Added DTCC PR Campaign - thanks /u/vizsla_velcro, Added Global Supply Chain as possible launch cover - thanks /u/GrizzlyMagnum91, updated to "expected no later than" on OCC-2021-003 - thanks /u/slamweiss

Edit 6: Updated NSCC-2021-004 with more info from a post by /u/ecliptic10, that makes the mass transfer of customers from a failing broker to now be considered a Critical Service which are necessary functions of NSCC that can't NOT be done. Looks like more preparing for catastrophe.

Edit 7: Added SR-DTC-2021-006 effective immediately (April 22nd), which ends the old security holder tracking service, possibly making way for DTC-2021-005 which is the new tagging system for loaned shares.

A Brief Due Diligence Summary for HIVE

Making this its own post as suggested by another user. HIVE has had some great news recently with the completed acquisition of the 50MW green energy centre in NB [1], ETH hitting an ATH of $2,645 USD today despite the Bitcoin sell-off over the weekend, and the prospective NASDAQ listing in the coming months [2]. Provided that the price of ETH doesn't crash below the $600 range, where it was valued at during the last earnings release, the FY 2021 earnings release (projected) on 7/21/21 should be an exciting one [3].

Some things I like:

- HIVE is focused on cryptocurrency mining using clean, renewable energy at all of its locations, which is a big factor for environmentally-conscious investors and institutions. See [4] for Kevin O'Leary's statement of interest exclusively in cleanly-mined cryptocurrencies.

- HIVE recently completed its share investment in DeFi Technologies [5]. I feel this is a bullish indicator for anyone who places value on DeFi and ETH in general, and it shows HIVE's interest in expanding its ETH position.

- HIVE holds a majority of its balance sheet assets in Ethereum and Ethereum Classic [6]. Medium-long term, I am more bullish on the growth of ETH than of BTC, due to its expanded use-cases, so this is something I am happy to see.

Balance Sheet Summary from March 2020

- The CFRA recently issued a report with a "Buy" rating on HIVE at a share price of $4.38, which was also its recommendation at $5.01. Their modelling and recommendations have generally lead me into the green.

- In the share investment agreement with DeFi, HIVE issued 4,000,000 common shares at a declared value of $5/share which gives, at the very least, a positive outlook on the share price in the medium-term.

Some things I don't like:

- HIVE has often been touted as a proxy to Bitcoin and Ethereum. Great, except we say today (4/22/2021) that its share price tanked despite ETH hitting an ATH and BTC remaining relatively stable during the trading day.

- HIVE is the most shorted stock by volume on the TSXV by a very large amount [7]. Only about 17% of its trade volume, though, so don't get any hopes up for a GME-esque squeezer.

- Given the stock's recent retractions, even in the face of great news, I expect the near-term outlook to be poor, and would not be surprised to see the stock dip below $3 before the end of next week. Momentum players beware, or consider taking this opportunity to average down the share cost.

Overall, I'm very bullish on HIVE for the medium-long term, and hope to see some good returns from current prices in about the 7-12 month range. Fundamentals and growth strategy look good, and the upcoming US exchange listing should inject some life into the shares.

Of course, not financial advice. I just like the stock. In for 3,858 shares @ $4.15

Sources:

[1] 50MW green energy acquisition: https://finance.yahoo.com/news/hive-blockchain-completes-acquisition-green-050000418.html

[2] Interview with the CEO, Frank Holmes, noting the in-process NASDAQ/NYSE listing: https://www.youtube.com/watch?v=LbkgJh8_2ng

[3] Summary of past/upcoming HIVE events: https://www.marketscreener.com/quote/stock/HIVE-BLOCKCHAIN-TECHNOLOG-40680906/calendar/

[4] An article about Kevin O'Leary's statement on buying only cleanly-mined crypto: https://www.cnbc.com/2021/04/05/kevin-oleary-says-he-wont-buy-bitcoin-mined-in-china.html#:~:text=Capital%20Connection-,Celebrity%20investor%20Kevin%20O'Leary%20says%20he%20will%20only%20buy,blood%20coin%22%20mined%20in%20China.&text=Bitcoin%20mining%20is%20extremely%20energy,April%202020%2C%20according%20to%20Statista.

[5] Completed share agreement in DeFi Technologies: https://finance.yahoo.com/news/hive-completes-share-investment-defi-050000414.html

[6] HIVE 2020 corporate presentation: https://hiveblockchain.com/investors/presentation/

[7] Largest Canadian short positions: https://shortdata.ca/largest-short-positions/

[8] CFRA report on HIVE: https://solutions.marketscope.com/SP/spreports/StockReport.do?pc=BMI&tracking=BMI&type=CMB&csp=43366H10&auth=154213017063044187147101016212024183097091092138

HODL!

Lets be real here for a moment... how many developers from your favorite projects have AMAs 3x/week? How many of them bend over backwards to make sure your needs are being met? That your questions are being answered? WE DONT EVEN KNOW THE FOUNDER OF BITCOIN.

The core team joined Miami Crypto experience as SAFEMOON PROTOCOL. They literally went as public as they could with their identity... they literally joined the event as a TEAM and asked us ALL to come down to the event. At this point if you’re out here calling SafeMoon a scam, you have failed to do research. Do not allow yourself to be manipulated by the ILLUSIONS of the media, by the illusions of the FUD and doubters. We’re here together for a reason — let’s remember the vision, feel it, see it, and most importantly don’t forget to continue believing it. As the project grows, the attacks will grow bigger and bigger, but we will continue to stand strong and show our continued support for this project. SafeMoon IS the way. 🚀🌚

I am not always right but I am not never wrong ( Egon von greyerez ) great piece for economy of future

BIDEN & YELLEN TO MAKE HISTORY

In the next 4 years the BY team (Biden&Yellen) will most probably be the ones who fulfil Voltaire’s prediction in 1729 that “Paper Money Eventually Returns To Its Intrinsic Value – ZERO”.

Like Matt Piepenburg , Voltaire knew he would be right because history has 100s of examples of governments and central banks destroying the currency.

Biden/Yellen don’t really need to do much since the dollar is already down 99% since 1913. So all they will do is to push it down another one percent. But we must remember that this one percent is actually 100% loss of value from today.

From the day the Fed was founded in 1913, the dollar’s demise was already written in the history books. And Biden/Yellen is the perfect team to be the executor of history as they drive the dollar to ZERO within the next 4 years.

BYE BYE DOW

Finally, we have reached the end of the fourth month of 2021.

In stocks As indicated that the long term secular top could occur in January .

So far this forecast is correct. If that is confirmed in the next couple of weeks, we are likely to see the beginning of a major secular bear market with potential dramatic crashes.

Even if the big fall in the Dow and the Dow/Gold ratio will come slightly later, it is virtually guaranteed to happen in the next few months. And that will be the end of a spectacular period of debt, fake money and toxic markets.

WALLSTREETSILVER TO ATTACK SILVER MARKET?

The ultimate insurance against a total destruction of your wealth, is obviously physical gold and silver stored outside the financial system.

Bitcoin might be a good speculative investment and might also work as a payment method if central banks don’t ban it. But it has nothing to do with real wealth preservation.

Silver is normally the leading indicator for the precious metals.

Following the spectacular short squeeze in Gamestop by the Reddit group Wallstreetbets, there is now speculation that the same could happen with silver.

Yes, everything is possible. But remember that in the gold and silver markets, against the Reddit players there will be:

The BIS (Bank of International Settlement),

The Fed, ECB and other central banks

Plus the bullion banks

So a lot of fire power to beat compared to the Gamestop opposition.

SILVER – THE INVESTMENT OF THE DECADE

The silver market is one of the most toxic of all. Heavily manipulated and with bullion banks now being 100 million oz of silver short on Comex and with no liquidity in London, as Alasdair Macleod has pointed out.

Still, even if not in the next week or two, silver will win this game in the medium and long term as the dosage of paper silver shorts is much too big to survive a short squeeze.

I would not be surprised to see the 1980 and 2011 $50 high to be taken out in 2021.

So silver will lead the metals and the gold/silver ratio, now at 67, will initially reach 30 like. The long term target is likely to be a lot lower, probably 15 or below.

Expect 2021 to be the year when investors wake up to the fact that gold is not a barbarous relic but actually the best wealth protection you can hold and silver the investment of the decade

THE DOW WILL LOSE 97% IN REAL TERMS

All of the above is history. Even though gold has yielded an excellent return, it is what happens to the Dow/Gold ratio in the future that determines if investors should stay with stocks or hold gold.

Gold bottomed at $250 in 1999 as the ratio peaked at 45. The ratio subsequently fell to 5 in 2011 and corrected from there to 22.5 in 2018.

Since 2018, the Dow/Gold downtrend has resumed. The indicator at the bottom of the chart is the quarterly MACD which is a very important indication of the long term trend. The MACD turned down in 2019 for the first time since the 1999 top. This is a very strong sign that Dow/Gold has now resumed the long term downtrend.

If we then look at the long term picture of the Dow/Gold ratio, it gives us a very good idea of where we are heading.

The initial target is a ratio of 1 to 1 as in 1980 when the Dow was 850 and gold $850.

STOCK INVESTORS WILL BE WIPED OUT

Stock market investors should now have sleepless nights that they are about to lose up to 99% of their wealth within the next 5 years.

As mr Elgin von grayerz repeat, holding stocks could totally wipe out all your financial wealth in real terms by 2025.

The repercussions would obviously be devastating not just for private investors but for pension funds, institutions, as well as for the global world economy.

It would lead to a highly destructive deflationary depression after a short lived hyperinflationary period as central banks apply the only trick they know – UNLIMITED MONEY PRINTING.

But this time the world will finally discover that printed money has ZERO value.

And so will the holders of US dollars as the US currency finishes its (just over) 100 year move to its intrinsic value of ZERO.

EPIC STOCK MARKET BUBBLE – END OF AN ERA

As Jeremy Grantham said, we are now seeing an epic stock market bubble that is about to crash in the next few months.

But sadly we are not just going to see a stock market crash but the end of at least a 300 year era and maybe a 2000 year cycle.

With the world fast approaching economic paralysis and physical lockdown, it is difficult to see how this can end well. Instead, what is now in front of us can only end badly and most probably VERY BADLY.

As Egon stated since September 2019, the current problems started at that point with major pressures in the global financial system. Accelerated money printing ensued.

And by February 2020, global central banks were extremely pleased that the pandemic allowed them to attribute an excuse for the panic situation they were in.

So Covid is not the reason for the world’s catastrophic situation. No, Covid was just the most horrible catalyst that will guarantee that the global bubble era will have a devastating end.

Covid allowed central banks to create a Niagara Falls of printed money and debt, gushing down chaotically over the world.

And this without having to explain to the world that the financial system was already broke before Covid. The extraordinary money creation that is now taking place will be criticised by very few.

INFLATION IS HERE

So far the $10s of trillions of printed money has not translated into inflation in official consumer prices.

But we are now seeing major inflation in commodity prices.

If we just look at food commodity prices, they are up 54% since July 2020.

WHEN THE MUSIC STOPS…

The printed $8 trillion at $15 per hour (Biden’s new minimum wage) equals 60 million man hours. But in the modern MMT (Money Market Theory) paradigm, you don’t need to work for the money. Whatever the world needs, central banks and governments can just create out of nothing.

That is until the music stops. And Biden or Harris are the likely conductors who will preside over the music stopping and the whole edifice collapsing.

The wise will obviously find a chair already now because when the music stops there will be no chairs free and all hell will break loose.

By that time debt will not just be in the $trillions or $100s of trillions. No, the printing will have reached $ and EUR quadrillions as not only most collapsing debt will need to be bought by central banks but also derivatives which probably amount to $2 quadrillion or more.

In addition, medical care, social security and unfunded pensions will probably exceed $1 quadrillion globally and add to the demise of the financial system.

Could all of us be wrong. Maybe. A close friend gave me once a T-shirt with the inscription:

“We ARe NOT ALWAYS RIGHT – But We are not never wrong”!

The gift must have been a subtle hint – Hmmm

Still, in my humble view I don’t believe that any orderly reset will change the inevitable course of events. So as far as I am concerned, it is not IF but WHEN.

A professional life of over half a century has taught me that even the most evident events can take longer to develop than you think.

But as I see risk at an extreme, now is the time to prepare.

Precious metals will clearly not solve all our problems as the world economy implodes. But it is better to hold the only money that has survived in history.

In virtually every period of crisis in history gold and silver has been a surety.

Addendum egon von greyerz..

Indyglo's Master List of "Beermoney" Clicks

These are 73 of my current sign-up bonuses, categorized by type. Alphabetized summaries also included. I am a consumer of each site/service I listed and appreciate any questions/feedback!