Tuesday, May 4, 2021

Indyglo's Tuesday Clicks For Beermoney

Happy Taco Tuesday! Today's list includes 76 sign-up links and codes for cash back and discounts.

Auto/Travel

Banks/Finance

  • Aspiration - https://my.aspiration.com/app/token/referral/AJFRATCE0M3GII6I - Get $50 cash when you join Aspiration - free bank account - and spend $250.
  • Boeing Employees Credit Union (BECU) - [(U.S.) - WA, ID, OR ONLY] - We can both earn $100 when you join BECU and open a Member Share or Member Advantage savings and also a checking account.
    • You must use both these codes when signing up:
      • promo code: 100REF21
      • my unique referral code: 1412508
    • Sign up online, by phone - 206-439-5700 - or at a BECU Branch and keep acct. opened for 90 days.
    • You must perform 10 of the following transactions within the first 30 days of opening acct :
      • Make a purchase using your BECU debit or credit card (easy with grocery store self-checkout!)
      • Write a check or electronic check.
      • Make a payment using bill pay.
  • Chase Bank - https://accounts.chase.com/raf/share/2735652016 - Get a $225 Bonus when you open a new Chase Total checking account.
  • Privacy - https://privacy.com/join/H3S9S - $5 when you sign up using my referral link (Privacy lets you generate smart, virtual debit cards to use online).
  • SoFi Money - https://www.sofi.com/invite/money?gcp=004af404-1a99-46b4-b486-44bce3a0ab1d - $50 plus cashback rewards when you sign up for a free account and fund it with $500 or more (no account fees and no ATM fees at 55,000 ATMs).
  • SoFi Personal Loan - https://www.sofi.com/invite/personal-loans/?gcp=ffdeec67-6330-4093-831c-7f84dce20cf4 - You and I get $10 each when you check your SoFi Personal Loan rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your SoFi loan.
  • SoFi Student Loan Refinancing - https://www.sofi.com/invite/student-loans/?gcp=6d9376c5-591a-439d-8bdb-c15da7d50852 - You and I get $10 each when you check your SoFi Student Loan Refinancing rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your student loan.
  • Square - https://squareup.com/i/JOHNJJMEGO - Free processing of up to $1000 in sales.
  • Venmo - https://get.venmo.com/rxSFFKZJTfb - Get $5 when you download the Venmo app using my referral link, sign up and make a $5 minimum payment to friends/family/etc. within 14 days.
  • Zogo - https://zogo.app.link/OpvQLwDYodb - Earn 750 Pineapples on Zogo when you use my code: JOHNM711 when you make an account. With Zogo, you can earn gift cards while learning about various aspects of personal finance. I've personally learned quite a bit with this app, complete modules daily to learn more and have recommended this to all of my friends and family. Great for adults and kids.

Cash Back

Credit Cards

  • American Express - http://refer.amex.us/JOHNMJN7Q?XLINK=MYCP - Sign up using my referral and earn $300 back after you spend $3,000 in purchases on your new Blue Cash Preferred Card in your first 6 months of card membership. Plus, apply by 5/5/21 and earn up to $200 back on eligible purchases at select U.S. home furnishing stores (the following merchants will qualify: Anthropologie - Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe’s, Terrain, and The Container Store.)
  • Capital One Venture - https://capital.one/33F9Sar - Sign up using my referral link and get 100,000 bonus miles (worth $1,000 when you redeem for travel) when you spend $20,000 on purchases in the 12 months from account opening, or earn 50,000 miles if you spend $3,000 on purchases in the first 3 months (worth $500 when you redeem for travel).
  • Chase Sapphire Preferred - https://www.referyourchasecard.com/6a/G9GEBC0WCM - Earn a limited time offer of 80,000 bonus points after you spend $4,000 in the first three months your account is open. Plus, earn up to $50 in statement credits towards grocery store purchases within your first year after account opening.
  • Discover IT - https://refer.discover.com/s/ssjqfl - Sign up using my referral and you'll get $50 back for signing up for a Discover IT credit card and making any $1 or more purchase within 3 months.
  • SoFi Credit Card - https://www.sofi.com/invite/credit-card?gcp=70c8148e-bc31-480e-9a01-33b7ace2a1fb - Sign up using my referral and get 2x points (4% cash back) on all card purchases for 30 days.

Food/Drink/Nutrition

Games

Investing

  • Acorns - https://share.acorns.com/mpho2002 - Get $5 when you use my link to open an account and make an investment.
  • eToro - https://etoro.tw/39w5dup Get $50 bonus when you open an account, transfer $100, make any crypto trade, and hold for one week.
  • Sofi Invest - https://www.sofi.com/share/invest/2500097 - Get $50 worth of your favorite stock to start building your portfolio when you fund your SoFi Active Invest account with at least $5,000. Get an additional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
  • Stash - https://get.stash.com/john_h88crts - Earn $20 of bonus stock when you join using my referral link and add cash to your personal investment or bank account.

Jobs

  • Doordash Driver - https://drd.sh/Cw65V5/ Earn up to $25/hour and get a $350 bonus after 270 deliveries in 60 days when you sign up using my referral link (may vary by location).
  • Instacart Shopper - https://shoppers.instacart.com/?referral=JMEGOWAN7410A - Use my referral link (you may also need to copy paste my code, JMEGOWAN7410A, when signing up). Guaranteed $1,050 for completing 53 batches in Seattle. Offer varies by location.
  • Uber Driver - https://partners.uber.com/i/JOHNM172134UE At least $1,200 guaranteed for your first 150 trips within 90 days of signing up to become an Uber driver (may vary by location).

Shopping

Uncategorized

About These Apps/Services/Sites:

  • 23andMe offers two Personal Genetic Services: Health + Ancestry and Ancestry + Traits. Both services require submitting a saliva sample using their saliva collection kit that you send to the lab for analysis. 23andMe's Ancestry + Traits Service helps you understand who you are, where your DNA comes from and your family story.
  • Acorns merges the robo-advisor model with an automated savings tool, making it easier to build a nest egg. Besides the $5 they give you for signing up, they'll put your money in investments automatically which increase daily, monthly, yearly. You don't need to do anything. Invest as little or as much as you want, and they will put you in a position where your investment will grow.
  • American Eagle Outfitters is a leading global specialty retailer offering high-quality, on-trend clothing, accessories and personal care products at affordable prices under its American Eagle and Aerie brands. The American Eagle Outfitters brand is built on more than 40 years of customer focus, dedication and innovation.
  • American Express is a lucrative cash-back card for several spending categories. Your first year of $95 annual fee is waived, and offers up to an industry leading 6% cash back for select U.S. restaurants, streaming subscriptions, supermarkets, transit, gas stations and more.
  • Aspiration is an online financial institution offering a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
  • Befrugal is run by a bunch of cheap, thrifty, penny pinchers who believe that a dollar saved is two dollars earned. Find tens of thousands of coupons, deals, promotional codes and earn cash back for more than 5,000 retailers, including big retailers like Amazon, Target, and Walmart.
  • Blindsgalore is an online retailer of custom window coverings and was the first to do so. Wide variety of brands, styles and products. All products are custom built to exact specifications for a flawless fit and a designer look, without a designer price tag. Family owned and mother-daughter run in San Diego, California.
  • Boeing Employees Credit Union (BECU) is Washington's largest member-owned, not-for-profit credit union. BECU puts the interest of its members ahead of profit, offering its members free checking, no maintenance fees and no minimum balance requirements. BECU offers business services, personal checking and savings accounts, IRAs, mortgage and home equity loans, personal loans, vehicle loans, online banking and more. BECU is a Federally Insured State Chartered Credit Union with 42 branches, headquartered in Tukwila, WA.
  • Bright Cellars is a monthly subscription wine club that matches members with personalized selections. It is designed to help new wine drinkers discover and define their taste in wine. It aims to inspire and educate a new generation of wine lovers by delivering a transformative, personalized wine experience.
  • Capital One is a credit card company offering many different types with a variety of cash back bonuses and other benefits.
  • Chase Bank is the largest bank in the country and offers a robust menu of products and services. It provides mortgages, auto loans and one of the broadest selections of credit cards in the industry. And its website experience can compete with those at online-only banks that focus solely on checking and savings.
  • Chase Sapphire Preferred is considered one of the best beginner travel credit cards and with good reason. For $95 annual fee, it's the perfect choice for someone looking to dip their toes into the world of points and miles. Benefits include getting 2x miles/points on travel and dining, an excellent sign-up bonus, primary rental car insurance, $0 foreign transaction fees, 1:1 point transfer to leading airline and hotel loyalty programs, and 25% or more value when redeemed for airfare/hotels/car rentals/cruises through Chase Ultimate Rewards.
  • Comcast Xfinity is a consumer-facing internet and television brand. TV at home & on the go. Hulu on X1. Stream live sports. Advanced security. Move service stress-free. Millions of hotspots. Netflix on X1. Prime Video on X1. Services: Internet, TV, home security, mobile.
  • Discover IT is a credit card company which offers a cash back match at the end of your first year (no maximum), with no annual fee, 0% intro APR on purchases and balance transfers. Earn 5% cash back on everyday purchases (places vary each quarter) when you activate.
  • Doordash offers delivery & takeout from the best local restaurants. Breakfast, lunch, dinner and more, delivered safely to your door. Doordash offers pickup & no-contact delivery.
  • Doordash Driver is a food delivery app. just like Grubhub, Ubereats and Postmates. It's another way for drivers to make extra money by picking up food in restaurants and delivering it to the doorsteps of customers. Besides the sign-up bonus and subsequent referral bonuses you can earn, DoorDash Driver offers peak times when you can earn extra money with each delivery, bonuses, etc.
  • Dropbox is a cloud storage service that lets you save files online and sync them to your devices. You can use Dropbox links to share files and folders with other people without sending large attachments. Dropbox offers a free plan that includes 2GB of storage. You can pay to increase that to as much as 3TB with a subscription.
  • Duolingo Plus - Duolingo is the most popular language-learning platform and the most downloaded education app in the world, with more than 300 million users. The company's mission is to make education free, fun, and accessible to all. Duolingo is designed to feel like a game and scientifically proven to be effective. Upgrading your free Duolingo account to Duolingo Plus gives you an ad-free experience. ability to download lessons in the app for offline use and unlimited skill test-outs.
  • eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFD assets
  • Evernote Premium - Evernote is an app that allows you to work from anywhere, stay in sync from any device, no matter where you are—you can even access notes when you have no WiFi or mobile data access. Evernote Premium, the top tier, adds the most features, such as the ability to search for text in Office documents and PDFs, annotate PDFs, scan business cards and suggested notes and content from the web that are relevant to the note you're currently working on.
  • Fuel Rewards is a loyalty program that helps you save money on gas when you dine at participating restaurants and shop at participating grocers, local, and online merchants. Save at least 5¢/gal on every fill-up with Gold Status at Shell, and save more when you combine with other rewards (see https://www.fuelrewards.com/fuelrewards/how.html).
  • Full Circle - Farming organically since 1996, Full Circle delivers the season's best produce and wholesome farm products conveniently to your door when you live in Washington, Oregon, Idaho and Alaska. Each delivery includes the option to edit/customize your box online and comes hand-packed with 100% certified-organic produce, news from your farmer, recipes, produce tips and details on upcoming farm events. Adding artisan farm products to your produce deliveries is optional. Full Circle makes it simple to live the good life.
  • GivingAssistant is a company that gives you cash back and coupon codes when shopping via their online portal. When you purchase a product via the cash-back platform, the merchant pays a commission to Giving Assistant. Then, 50% of the commission is paid back to the customer (you) as an incentive. You can choose the nonprofit and also adjust the percentage they receive.
  • GNC is the largest global specialty retailer of nutritional products, including vitamin, mineral, herbal and other specialty supplements and sports nutrition, diet and energy products.
  • GoCashBack is a cash-back website allowing you to get up to 31% cash back at your favorite stores. Find cash back and browse coupon codes to save even more money at over 1,500 retailers. Use the GoCashBack app to check your cash-back status from anywhere and click through while on the go to save when you shop from your phone. You can even get cash back when you dine out locally or at special events.
  • Groupon, whose name combines "group" and "coupon", is a website and mobile app that offers coupons, cashback on purchases and group deals to consumers. Restaurants, retailers, and manufacturers use Groupon deals in an effort to lure customers into their establishments or to purchase their products.
  • Grubhub partners with restaurants in your area to offer delivery for ones that don't normally deliver, while also offering a convenient online ordering system for the ones that do. Everything is handled through Grubhub, giving customers the flexibility to sign into one place and order nearly anything.
  • Home Chef is a weekly subscription meal kit service. Customers receive orders with all the fresh ingredients you need to make restaurant quality recipes, designed by Home Chef chefs. Home Chef saves you the time of going to the grocery store, finding new recipes, meal planning, and portioning.
  • Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click. Honey supports over 30,000 stores globally
  • Houzz is an online platform for home remodeling, architecture, interior design, decorating, landscaping, and home improvement.
  • Humble Bundle sells games, ebooks, software, and other digital content. Their mission is to support charity while providing awesome content to customers at great prices. Humble Bundle launched in 2010 with a single two-week Humble Indie Bundle, and are now an online store full of games and bundles, a subscription service, a game publisher, and more. To date, they've contributed over $195,000,000 to causes all over the world.
  • Ibotta is a free cash-back rewards and payments app that gives you real cash for everyday purchases when you shop and pay through the app. Ibotta provides thousands of ways for consumers to earn cash on their purchases by partnering with more than 1,500 brands and retailers.
  • iConsumer is a website that offers cash back, deal coupons, savings, and crowd funded ownership with online purchases.
  • Instacart lets you shop from local grocery stores online, then sends a “personal shopper” to fulfill and deliver your order to you the same day (or a future date/time of your choosing). Unlike other grocery delivery services, the company doesn't stockpile fresh produce in a massive warehouse.
  • Instacart Shopper - Earn extra money shopping for others. As a shopper, you go to the grocery store like normal, except you’re getting paid to shop for others. Work whenever it works for you. With no set hours or days, you can shop as much or as little as you want, anytime you want. Must be age 18+ and be able to lift 40lbs.
  • Invitation.Codes is a site/app where you can sign up for free and post your referral links/codes for all of the most up to date promotions that are out there at the moment. There's a great community vibe to it and it's a great way to meet other like-minds while learning about new products and signup/referral offers.
  • Lemoney is a cash-back site with 1800+ stores. Find the best deals, coupons, cash-back rates, promo codes, sales, and discounts at Lemoney. Shop with Turbo Cashback and boost your cash-back rate.
  • Lyft is a rideshare service that lets you call a driver and car to your location using the Lyft app who will drive you where you need to go.
  • Miles is a rewards app empowering anyone to earn miles automatically for all modes of transportation. The Miles app rewards you with miles - their version of points - for no matter how you get from point A to point B (whether you drive, walk, bike, ride the train). Redeem the miles you’ve earned for rewards, discounts, and deals from brands such as Amazon, Chewy, DoorDash, HP, Reebok, Home Chef and more.
  • Mr. Rebates is a shopping portal where you can do online shopping at online stores you love, and earn cash-back rebates on your purchases. They have an A+ rating from the BBB (Better Business Bureau), and you can earn as much as 30% back.
  • MyPoints is a daily rewards program – just like when you earn miles on an airline or cash back on a credit card. Flexible, you don’t have to stick with one store to earn Points, and you don’t have to take your rewards in just one form. They have many partners that our members can shop with and redeem from. You can also earn points by completing surveys, watching videos and more.
  • NatureBox is a snack subscription focused on providing healthier options to reduce stress and promote wellness. Their snacks are unique, delicious, and guilt-free. No artificial flavors, colors or sweeteners. No corn syrup of any kind. No hydrogenated oils. No MSG. Some newer offerings include a Wellness Collection of snacks containing adaptogens in their ingredients list, CBD Snacks infused with hemp, supplements, and coffee.
  • Plastic Place sells premium trash bags for all your personal and professional needs at a fraction of the price of SimpleHuman and other competitors.
  • Postmates is an on-demand goods delivery platform having a presence in more than 100 metropolitan areas in the US that enables people to get anything from local restaurants and stores delivered at their doorstep for a small fee. Postmates delivers goods with the help of their human courier networks which enables people to order anything from anywhere within the city.
  • Privacy.com is an innovative way to protect your personal information over the internet. Are you feeling uncomfortable using your credit card online? Privacy.com has the perfect solution - it creates a virtual card that masks your bank statements for your online payments.
  • Raise is a money-saving website aimed at helping people buy and sell discounted gift cards.
  • Rakuten gets a commission from stores when you make a purchase, and shares it with you. Find the store on rakuten.com, click “Shop Now” and shop like normal on the store site. After you make an eligible purchase, you’ll earn cash back and get a check or PayPal payment every quarter.
  • RebatesMe makes it easy to save at the stores you love. Earn cash back while shopping online, get access to thousands of coupons, and get the best price on millions of products.
  • Samsung is one of the world's largest producers of electronic devices. specializing in the production of appliances, digital media devices, semiconductors, memory chips, and integrated systems.
  • Shutterfly enables users to create personalized photo gifts (including photos and text) such as smartphone cases, photo books, wall art, and home decor. Through its Lifetouch division, it also provides portraiture services.
  • Skillz is the world’s premier tournament platform where mobile gamers can use their skills to compete for cash and prizes. True to its name, Skillz does not host games of chance, and all winnings are based on your ability. Games include Solitaire Cube, Blackout Bingo, 21 Blitz, Texas Holdem and many more.
  • SoFi Credit Card is a credit card which be used everywhere Mastercard is accepted. Members earn 2 rewards points for every dollar spent on eligible purchases. Make 12 on-time payments, and APR is lowered by 1%. No Annual fees.
  • SoFi Invest allows users to buy and sell individual stocks as well as ETFs and select cryptocurrencies, offering innovative investment tools to help members get their money right at every stage of their financial lives.
  • SoFi Money is an all-in-one product that is a hybrid checking and savings account. There are no account fees or minimum balance requirements, so you can bank freely. Pay no ATM fees at 55,000+ ATMs worldwide. Because SoFi Money is all online, you deposit checks from your phone and pay bills online. You can also use SoFi Money to transfer and receive money, like paying the babysitter or covering your share of dinner when the bill comes — All cash in your account earns 0.25% APY, which is quite high and even beats traditional banks’ high-yield savings accounts. No fees, and offers interest rate reduction.
  • SoFi Personal Loan is a great option for borrowers who make a decent income and have good credit. There are no origination fees or late fees, and you won’t be penalized for paying your balance off early. They offer low rates, no fees, exclusive member benefits including access to career coaches and financial advisers, exclusive virtual events and more. Fixed personal loan rates range between 5.99% APR to 20.25% (with AutoPay).
  • SoFi Student Loan Refinancing offers student loan refinancing and private student loans. Its refinancing loan is best for borrowers who want plenty of benefits with their refinanced student loan. Its private loan is best for flexible repayment options and no fees. You can see if you qualify with NO HARD credit check.
  • Square is a popular service that allows you to buy, sell and send money using any Apple or Android mobile device. With three free mobile apps — Square Register, Square Wallet and Square Cash — Square is designed to help small businesses accept credit card payments and to help consumers transition to a cashless, cardless lifestyle.
  • Stash aims to make the process of selecting stocks and ETFs quick and easy for beginners. Stash offers other account options, including brokerage and bank accounts, plus access to a Roth or traditional IRA retirement account.
  • Swagbucks is a popular rewards program that gives you free gift cards and cash for the everyday things you already do online. Earn points when you shop at your favorite retailers, watch entertaining videos, search the web, answer surveys and find great deals.
  • T-Mobile is one of the largest providers of wireless voice and data communications services in the US with more than 81 million customers. It has about 2,200 T-Mobile and MetroPCS branded retail sites (ranging from kiosks to stores).
  • TopCashback is a competing cash-back web site that claims to offer higher cash back than some of the other larger sites. Rather than spend extra money on expensive commercials, TopCashBack uses the savings to provide consumers with higher cash-back payout rates.
  • Uber is a rideshare company with an app that allows passengers to hail a ride and drivers to charge fares and get paid.
  • Uber Driver - Turn your spare time into earnings with the Driver app - built with drivers, to bring you helpful information at your fingertips. Help as you move people and things where they need to go. Drive whenever you want — no offices, no bosses. Wherever you want to go, you can enjoy the journey and the destination. Requirements:
    • Meet the minimum age to drive in your city
    • Have at least one year of licensed driving experience in the US (3 years if you are under 23 years old)
    • Have a valid US driver’s license
    • Use an eligible 4-door vehicle
  • Uber Eats is a food delivery platform that makes getting great food from your favorite local restaurants as easy as requesting a ride. Their app connects you with a broad range of local restaurants and food, so you can order from the full menus of your local favorites whenever you want.
  • Uniqlo is a Japanese casual wear brand for women, men, kids & babies, operating in 20 different countries. Uniqlo is known for providing high-quality, private-label casual-wear at low prices.
  • Venmo is a social payments service used by millions of people to make, receive and share payments with friends, family, and select approved businesses (without using cash or checks). It’s similar to PayPal, but is unique in that Venmo allows users to share and like payments and purchases through a social feed.
  • Volcom is a lifestyle brand that designs, markets, and distributes boardsports-oriented products.
  • Wayfair is an American e-commerce company that sells furniture and home-goods.
  • Wine Insiders is both a wine subscription club and delivery service where you can either order individual wine bottles or gifts, or you can sign up for a membership. Wine is sourced both nationally and internationally, with home delivery to most locations. Wine Insiders is an alternative to a grocery/wine specialty store offering wine at affordable prices without hidden/extra fees.
  • Wish is a shopping app for iPhone and Android that lets you order cheap goods online with major savings. Most items ship straight from China, and a growing number ship from the U.S. for faster delivery. You can even pick up select items locally in minutes.
  • Zogo is a FREE mobile app for kids and adults (age 13+) to learn financial literacy. Earn points towards gift cards to Amazon, Walmart, Starbucks and more by completing short, bite-sized modules. The many lessons include:
    • How to save money
    • Importance and best practices for a good credit score
    • How to minimize debt
    • How to successfully create and maintain a budget
    • Long-term investment strategies

Options / Crypto Trading Key Terms

https://preview.redd.it/bvnzt909z1x61.png?width=516&format=png&auto=webp&s=a37779074c44f679c3d3bc4c8668bc63e648566e

It’s almost impossible to read anything about bitcoin or other cryptocurrencies without running into a variety of crypto terms. While a lot of this jargon can be pretty obscure, we’ve collected some of the most common terms here. Here is our list of 18 most common cryptocurrency terms explained:

Altcoin – not an actual cryptocurrency, altcoin refers to all of the currencies that are NOT bitcoin.

ATH – not strictly a cryptocurrency acronym, ATH stands for “All-Time-High” and refers to the highest trading price of a certain equity, stock, cryptocurrency, etc.

Bag Holder – this is someone you don’t want to be. It refers to someone who tried to sell at a higher price but the market moved too fast and they got left with a coin that is now a significantly lower value than they paid for it.

Blockchain – a group of digital records of cryptographically secure transactions. Once recorded, transactions in the blockchain cannot be altered without the alteration of subsequent transactions and have to be agreed to by the network majority. The security of the blockchain lies in its decentralized design.

DYOR – my number one rule, Do Your Own Research! In crypto, as in anything, don’t just take someone’s word for something. This should be true of every decision in life, but especially those involving spending money.

Exchange – a crypto exchange is a website where you can buy and sell cryptocurrencies online.

Fiat Money – paper money or coins that is considered legal tender by a government declaration. In the U.S., dollars are fiat money.

FOMO – this overwhelming sensation isn’t confined to the world of cryptocurrency. It means “Fear Of Missing Out” and it’s that anxious feeling you get when it looks like the price of something is going through the roof and you think you should jump on it.

FUD – this term has been around forever and still means “Fear, Uncertainty, and Doubt”. In crypto, FUD refers to someone spreading negativity in order to cause the price of something to drop. A FUDster.

HODL – this started out as a misspelling of the word “hold”. People thought it meant “Hold On for Dear Life”, but it simply means holding on to your cryptocurrency when prices are highly volatile. People who do this are called HODLERs.

Lambo – when your little nest egg of bitcoin or other cryptocurrency reaches a value high enough to buy yourself a Lamborghini, you’ve reached Lambo wealth.

Mining – the process of using computer power to secure and verify bitcoin transactions on a decentralized network. The transaction data is added to the public ledger, and each 1 MB group of transactions is called a block. Blocks build on one another to form the above-described blockchain.

Rekt – borrowed from the gaming world, rekt is a good description of a bag holder. It’s an “urban” spelling of wrecked.

Satoshi – the pseudonym of the inventor/creator of bitcoin is Satoshi Nakamoto. And a satoshi is the smallest fraction of a bitcoin, worth one hundred millionths of a bitcoin.

Shill – every industry has shills. In the crypto world, this is someone who promotes an altcoin so they can personally benefit.

To the Moon, or Mooning – not showing your butt, in the crypto-slang. Mooning means a price that has skyrocketed to the top, maybe even its ATH.

Wallet – a cryptocurrency wallet doesn’t contain actual currency, like the trusty leather bifold in your back pocket. A crypto wallet holds the transactions records of your buys and sells. It can be a hard wallet (an actual device like a USB stick); or a soft wallet which can be stored on your desktop computer, on your mobile device, or online in the cloud. A paper wallet is simply a printout of your public and private keys.

Whale – whales own so much bitcoin that their buy/sell activity has the power to move the market. Picture a whale swimming through a school of fish.

OPTION TRADING TERMS

American Option – An American option is an options contract that can be exercised on or before the expiry or maturity date unlike a European option.

Assignment – Assignment refers to when an option seller is designated to buy or sell the underlying asset which typically happens when an option expires in the money.

European Option – A European option is an options contract that can only be exercised on the expiry or maturity date and not before like American options.

Option – An option is a contract that gives a buyer the right to buy or sell shares of the underlying asset at a predetermined price called the strike price within a certain period of time.

Options Chain – A list of options contracts used for quoting the options via a list of the available strike prices and expiration’s for the underlying security.

Option Class – An option class is the set of all call or put options for sale for a given security, including every expiration date and strike price combination.

Option Series – Option series refers to a group of options belonging to the same security and characterized by the same price and maturity month.

Monthly Options – Expire the the third Friday of each month. (Not all stocks trade options). Most of our options alert use monthly expiration options, unless otherwise stated in the alert.

Weekly Options – Expire every Friday at the close. (Not all stocks that trade options, trade weekly options). Most of our earnings alerts and iron condors use weekly expirations, unless otherwise stated in the alert.

Open Interest – The open interest for an option is the total number of outstanding or open, not delivered or closed, options that are in effect on any given day.

Strike Price – The strike price is the price set on a derivative contract that is used to determine where options will be assigned or exercised.

Put/Call Ratio – The put-call ratio is the ratio of total trading volume of put options divided by the total trading volume of call options.

Option Expiration – Option expiration is the day an option contract expires and since they are expiring assets they will experience time decay the closer it gets to expiration.

The Greeks (Delta, Theta, Vega, Gamma, Rho) – Greeks are dimensions of risk involved in taking a position in an option (or other derivative). Each risk variable is a result of an imperfect assumption or relationship of the option with another underlying variable. Various sophisticated hedging strategies are used to neutralize or decrease the effects of each variable of risk.

Intrinsic Value – Intrinsic Value refers to the difference between the exercise price (strike price) and the market value of the underlying security.

Implied Volatility (IV) is the estimated volatility of a security’s price. In general, implied volatility increases when the market is bearish, when investors believe that the asset’s price will decline over time, and decreases when the market is bullish, when investors believe that the price will rise over time. This is due to the common belief that bearish markets are more risky than bullish markets. Implied volatility is a way of estimating the future fluctuations of a security’s worth based on certain predictive factors.

Historical Volatility (HV) is the realized volatility of a financial instrument over a given time period. Generally, this measure is calculated by determining the average deviation from the average price of a financial instrument in the given time period. Standard deviation is the most common but not the only way to calculate historical volatility.

Quadruple Witching – Quadruple witching is a rare derivative expiration event where 4 different derivative types expire on the same day which can lead to volatile price action.

Underlying Asset – Underlying asset is a term that is used in the trading of derivatives that refers to what the derivative is trading on. So if you bought options on Apple stock, then the underlying would be Apple.

When Do We Want To Use Options Trading?

When markets are trending up or down, when markets are flat, when volatility is high or low and when we want to manage risk and gain leverage! As you can see, there are MANY reasons to learn options trading and MANY scenarios in which you might trade them.

Credit Spread – An options strategy where a high premium option is sold and a low premium option is bought on the same underlying security.

Debit Spread – Two options with different market prices that an investor trades on the same underlying security. The higher priced option is purchased and the lower premium option is sold – both at the same time. The higher the debit spread, the greater the initial cash outflow the investor will incur on the transaction.

What Kinds Of Options Do I Trade?

Call Options (Bullish) –  Call options trading is an agreement that gives an investor the right, but not the obligation, to buy a stock, bond, commodity or other instrument at a specified price within a specific time period. It may help you to remember that a call option gives you the right to call in, or buy, an asset. You profit on a call when the underlying asset increases in price.

Puts Options(Bearish) – A put option is an option contract giving the owner the right, but not the obligation, to sell a specified amount of an underlying security at a specified price within a specified time. This is the opposite of a call option, which gives the holder the right to buy shares.

Option Strategies

Covered Call – A covered call is a type of options strategy that is used to hedge a long stock position by selling calls against it.

Butterfly Spread – A butterfly spread is defined as a limited risk and non directional options strategy that has a high probability of earning limited profit and is utilized mainly by income traders.

Calendar Spread – A calendar spread is an options spread that requires you to open a spread with each leg having different expiration months.

Collar – Collars are protective strategies involving options that are used after a long position in a security has already achieved a significant increase.

Straddle – A straddle refers to an options strategy where the investor holds a position in both call and puts with the same strike price and expiration. The idea is to capitalize in a strong move in either direction. You can have both a long straddle and a short straddle position.

Strangle – A strangle is an options trading strategy that uses a put and call on the same underlying security with the same expiration date to bet on a substantial price move in either direction.

Protective Put – A protective put is a position that is utilized to reduce losses on a long stock position. So if  you have a position that is currently up or profitable and you want to protect it from a down move you would by a put as a hedge.

Bull Call (Bullish, Debit) – Use when IV is low. Seeking an increase in low IV when compared to HV. An example of what a bull call spread we alert might look like if the SPY was trading at $200.00: “BOUGHT SPY APR16 201.5/205.5 bull call spread for a debit of 3.00” You can see in the example below, we buy the closest to the money call strike (201.5) and sell the back call strike (205.5) for protection.

Bear Call (Bearish, credit) – Use when IV is high. Seeking a decrease in high IV when compared to HV. An example of what a bear put spread we alert might look like if SPY was trading at $200.00: “SOLD SPY APR16 201.5/205.5 bear call spread for a credit of 2.94” You can see in the example below, we sell the closest to the money call strike (201.5) and we buy the back call strike (205.5) for protection.

Bull Put (Bullish, credit) – Use when IV is high. Seeking the decrease of high IV when compared to HV. An example of what a bull put spread we alert might look like if the SPY was trading at $206.00 “SOLD SPY APR16 201.5/205.5 bull put spread for a credit of 1.11” You can see in the example below, we sell the closest to the money put strike (205.5) and buy the back put strike (201.5) for protection.

Bear put (Bearish, debit) – Use when IV is low. Seeking the increase of low IV when compared to HV. An example of what a bear put spread we alert might look like if the SPY was trading at $206.00: “BOUGHT SPY APR16 201.5/205.5 bear put spread for a debit of 3.00” You can see in the example below, we buy the closest to the money put strike (205.5) and sell the back put strike (201.5) for protection.

Iron Condors (neutral, credit) – Use when IV is high and before a large event like earnings. Seeking the decrease of high IV when compared to HV. When receiving an alert for an iron condor, it will look like “Earnings Iron Condor – ABC Feb20 (weekly) 45/50/60/65 for a credit of $0.50” Breaking that alert down, we see that the Iron Condor is for an earnings play on ABC stock. We know we are using the February 20 WEEKLY expiration.

The strike prices are read from left to right (lowest to highest). The first two represent the put spread and the second two represent the call spread. Since these are both credit spreads (Iron Condor = 1 credit/bull put spread and 1 credit/bear call spread), we know that the order of operations for this alert is long/short/short/long. So, buy to open 45p, sell to open 50p, sell to open 60c, buy to open 65c, for a net credit of $0.50.

What do options chains look like?

Options chains will show you everything from current bid/ask spreads, to the Greeks, to volume and open interest. It is critical that you familiarize yourself with options chains in your broker, if you plan to trade options.

Options Trading Approval Level

To trade options, you will need to seek approval from your broker. The following are options levels that require separate approval:

Level 1: Covered calls, protective puts (Secured with stock you own)

Level 2: Long calls/puts

Level 3: Spreads (bull call, bear put, bull put, bear call, diagonal, vertical, condors)

Level 4: Uncovered or Naked options (risky business and potential for unlimited risk)

Want to Keep Learning? I Teach ALL my, For more info on how to start trading and multiply your Cryptocurrencies send me a direct message on Telegram at Charlottelwfx


The idea of a recurring alt season is a myth.

The myth started when CME futures were opened on Bitcoin in mid-December 2017. The dastardly elites took this as an opportunity to short Bitcoin and it precipitated a load of liquidations. Bitcoin dropped nearly 50% over the course of 5 days.

ETH also took a hit, but it was only about 20% or so, and then it recovered strongly along with BTC for the next 3 weeks.

Then, in early January, the Fed started to signal that they were going to tighten the money supply and there was a general market correction. Nothing was spared, not even crypto. Both BTC and ETH were hammered, and didn't recover until 2020.

Alt season is deemed as the period in between these two events.

Personally, I think it's crazy to think that just because it happened before, it will necessarily happen again, given that the two major external stimuli (CME futures opening and Fed tightening) were nothing to do with crypto. The reason why Bitcoin was hit harder earlier was due to targeted shorting, not due to some innate characteristic of crypto that says Bitcoin has to peak first.

IMO, if this bull run ends due to something like a rates rise, there will be no alt season because alts would be immediately and ruthlessly destroyed much more than Bitcoin and would never recover.


HSSHF - Digihost Technology Inc. - Growth-oriented blockchain technology company primarily focused on Bitcoin mining

TORONTO, May 03, 2021 (GLOBE NEWSWIRE) -- Digihost Technology Inc. (“Digihost” or the “Company”) (TSXV: DGHI; OTCQB: HSSHF) announces its results for the year ended December 31, 2020 (all amounts in U.S. dollars, unless otherwise indicated), and provides a 2021 year-to-date operations update. The Company’s audited consolidated financial statements and management’s discussion and analysis (“MD&A”) thereon for years ended December 31, 2020 and 2019 have been filed and made accessible under the Company’s continuous disclosure profile on SEDAR at www.sedar.com.

Michel Amar, CEO of Digihost, stated: “Although 2020 was a challenging year for all crypto currency miners including Digihost, during the last few months of the year, and through the first four months of 2021, we have embarked upon a transformative period for our Company.”

Beginning in 2021, the Company achieved many significant milestones in its evolution as a top tier blockchain technology company, highlighted by the following achievements:

  • closed approximately CA$54,000,000 in equity financings;
  • upgraded our exchange listing in the U.S. from the OTC Pink Sheets to the OTCQB;
  • increased the Company’s potential hashrate capacity to 3EH through the acquisition of a 60MW power plant in Upstate New York (press release – March 24, 2021);
  • acquired 700 S17+ 76TH Bitcoin miners;
  • repaid all debt in the aggregate amount of $3,975,000;
  • engaged international audit firm Raymond Chabot Grant Thornton LLP; and
  • increased the Company’s balance of Bitcoins mined and held by 105.26 during the first quarter of 2021, and to a total balance of 309 Bitcoins with a market value of approximately $17,600,000 as of the end of April.

Michel Amar commented: “We are extremely excited about the potential for the remainder of the year as we continue to build on our Company’s momentum established during the first four months of 2021. Having recently raised a significant amount of capital, combined with our inventory of 309 bitcoins, Digihost has the liquidity to allow us to capitalize on opportunities that would significantly expand our Bitcoin mining operations through the acquisition of new miners and the continued growth of Digihost’s hashing capabilities, thereby creating increased value for our shareholders.”

Fiscal Year 2020 Highlights

Michel Amar also stated: “After closing our reverse takeover transaction with HashChain Technology Inc. and full vertical integration of our operations in February of last year, the outbreak of COVID-19 had a negative impact on the Company and resulted in a temporary shut down of our Bitcoin mining operations for a portion of the year. The May 2020 Bitcoin halving event also had an expected negative impact on some of our key financial metrics for the year as the expected rise in the price of Bitcoin was delayed until the fourth quarter of 2020.”

Highlights of fiscal 2020 are as follows:

  • Revenue from digital currency mining: $3.55 million
  • Total Comprehensive loss of $3.09 million for the year
  • Total assets as at December 31, 2020: $16.5 million
  • Total liabilities as at December 31, 2020: $6.08 million
  • Working capital increased during the year to $1.65 million as at December 31, 2020
  • Mining output of newly minted digital currencies: 335 Bitcoin
  • Bitcoin balance as at December 31, 2020: 154 Bitcoin (April 30, 2021: 309 Bitcoin)
  • Approximate value per Bitcoin on December 31, 2020: $29,000 (April 30, 2021: $57,000)

About Digihost Technology Inc.

Digihost Technology Inc. is a growth-oriented blockchain technology company primarily focused on Bitcoin mining. The Company's mining facilities are located in Upstate New York, and are equipped with 78.7 MW of low-cost power with the option to expand to 102MW. The Company is currently hashing at a rate of 190PH with potential to expand to a rate of 3EH upon the completion of the previously announced acquisition of a 60MW power plant.

Source


Bitcoin Capital Gains Tax

Hi all,

I’m looking for some thoughts on avoiding CGT on Bitcoin and other Crypto’s. All holdings’ profits are currently UNREALISED therefore no taxable event has been created, yet.

What’s stopping me (or someone I trust so to avoid creating a direct ownership link) from creating a company in Dubai, that company ‘finds’ my ledger with all passwords attached, and then sells my BTC on an exchange that the Dubai business is linked with?

This goes back to the old “lost it in a boating accident” story, but I think it has some merit. Essentially, can someone be taxed on Bitcoin they have found?

All thoughts are greatly appreciated. For clarification, no sale of any crypto asset has occurred yet.

Cheers!


Monday, May 3, 2021

Stanford University DLT Project

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below. They're hiring.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


Stanford University stealth DLT project

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below. They're hiring.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin'). E.g. https://coinmarketcap.com/currencies/iota/