Sunday, August 22, 2021

At what point in the transaction using SPEDN is the cryptocurrency converted in fiat?

With regards to a taxable event, does the actual conversion of crypto to fiat occur on the side of the consumer, or the merchant?

When I pay with (for example) Bitcoin using SPEDN, there is no indication on the app that I am actually converting the crypto into fiat - from what I can tell, the actual conversion takes place on the side of the merchant accepting the collateralized coins. (They scan the QR code and it takes my Bitcoin from my wallet)


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