Sunday, December 30, 2018

[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

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Bitcoin price predictions: Will crypto SURGE to new highs or PLUMMET to new lows in 2019? (current BTC/USD price is $3823.78407517)

Latest Bitcoin News:

Bitcoin price predictions: Will crypto SURGE to new highs or PLUMMET to new lows in 2019?

Other Related Bitcoin Topics:

Bitcoin Price | Blockchain | ICOs


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools. Follow us on Twitter @CoinSalad.


[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Bitcoin, Engineered Economic Collapse and IMF "Crypto"

Too all the bitcoin fans out there we live in changing times.

The Fed has been responsible for every single boom bust cycle since the great depression (go so search up bernanke admitting the Fed was the real reason for the great depression), and it looks like they are about to start a new one in 2019-2024. These "cycles" are basically musical chairs that allows the banking cabal to concentrate their power as the "weak"/noninsiders get wiped out. Before the great depression there were many small banks, nowadays top 5 banks own almost everything.

It works likes this : Prolonged Ultra low/0% interest rates = People/corporations addicted to cheap debt and take unnecessary risks. This also leads to hugely inflated asset bubbles in everything(been happening since 2008).

Current Stage (2019 onwards) - Now it's time to "pop" the bubble and raise interest rates/reduce fed balance sheet (reverse QE) to make debt unservicable for everyone (mainly corporations and the US govt) and reduce asset prices under the guise of "fighting inflation". It's no coincidence Donald Trump aka The Bankruptcy King was "elected", and once a "confidence event" occurs everyone will dump US Tbills at the same time.

This will be an "engineered collapse" with the ultimate goal, to kill the dollar. Why would the fed want to kill the dollar? The Fed is just one arm of a global banking cabal (IMF/BIS/Rothchild cartel), to them killing the US economy and dollar is just one step to their ultimate goal > One world currency/IMF (SDR backed) "crypto" (completely trackable and traceable global currency). Once the collapse happens and people see their asset prices and dollars devalue rapidly they will beg for this IMF/SDR backed crypto and will happily be pushed into the new system. It's one of their standard tactics, look up "order out of chaos" to understand how the plebs fall for the same damn tricks over and over.

They will use BTC to build out all the infrastructure for this IMF/SDR crypto but then will use the Futures markets to crash the price of BTC for a long time (maybe <1K). Basically, it's a psychological game, as they want everyone to hate BTC and go for their IMF/SDR one world "crypto". They have been doing the same damn thing in the precious metals markets for the last 8 years, supressing the price via Futures paper. Once enough people sell their BTC and they control the market, then they will allow it to moon by removing suppression and letting the market know central banks have "just started" adding BTC to their reserves. For those saying but "Bakkt" is physically settled, I have yet to see them be approved, and even if they are my guess is the keys will still be stored on "their warehouse" which will allow them to fractionally reserve/use rehypothetication to bet against the price and create unlimited "copies". Why don't they just ban BTC and remove the competition? If you are familiar with any black market you know banning anything just explodes the price and moves the market underground. Its much more effective to try and crash the price and make people "despise" the asset class.

My guess is during the economic collapse their will be parallel markets IMF/SDR "crypto" (to pay taxes and use in real world), BTC (black market and online). But ultimately their goal is to collapse the price of BTC until they control the vast majority of coins.

Advice - Do not sell your BTC at any price (hold your keys) and hold 20-30% precious metals. Reason for metals is the Lindy effect on metals is 1000s of years, BTC is 10 years, who do you think is more likely to last? I personally hold 70% crypto/30% metals.

Don't be fooled by the banking cabals tricks, this time will be different!


[Altcoin Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

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  • General questions about altcoins

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  • All regular rules for this subreddit apply, except for number 2. This, and only this, thread is exempt from the requirement that all discussion must relate to bitcoin trading.
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If you're not sure what kind of discussion belongs in this thread, here are some example posts. News, TA, and sentiment analysis are great, too.

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[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


New Cryptocurrency Book (free)

Hey there!

I wrote a book about cryptocurrencies which will be most helpful for beginners, but worth reading for more advanced users too. If you have any suggestions for additions or changes, feel free to share them here. I would appreciate any contribution to the book by either posting here or editing the file directly.

The link to the homepage:

https://coined1.com/

Direct link to the book:

PDF:
https://drive.google.com/open?id=1-OOmwEBKk01HUztGIYGUB2TDTuvEKvJw

Google Docs:
https://docs.google.com/document/d/1klLGovZDOJ-UzrEHE6chXJzOFiSJgWO_XS_EHAFqmcc/edit#

The chapters can be accessed directly with the links below:

https://coined1.com/chapter-1-what-is-bitcoin/
https://coined1.com/chapter-2-the-key-to-successful-investing/
https://coined1.com/chapter-3-basics-of-technical-analysis/
https://coined1.com/chapter-4-do-your-own-research-dyor/
https://coined1.com/chapter-5-portfolio-management/
https://coined1.com/chapter-6-passive-income/
https://coined1.com/chapter-7-what-is-mining-all-about/
https://coined1.com/chapter-8-proof-of-stake/
https://coined1.com/chapter-9-how-to-safely-store-your-coins/
https://coined1.com/chapter-10-is-everything-just-one-big-bubble/

Contents of the book:

Contents
Chapter 1: What Is Bitcoin?   

  • 1.1 The Rise of Bitcoin   
     1.2 Bitcoin made simple   
     1.3 How does all of this work?   
     1.4 Using Bitcoin   
     1.5 What makes Bitcoin so special?   
     1.5.1 Banking the world   
     1.5.2 Programmable money   
     1.5.3 Modern hyperinflation

Chapter 2:  The Key to Successful Investing   

Chapter 3: Basics of Technical Analysis   

  • 3.1 Why does TA work?   
    3.2 Psychology of the market   
    3.3 Candlestick patterns   
    3.4 Support and resistance   
    3.4.1 Support   
    3.4.2 Resistance   
    3.5 “Longs” and “shorts”   
    3.6 Market conditions   
    3.7 Trend lines   
    3.8 Price channels   
    3.9 Chart patterns   
    3.9.1 Double Top and Double Bottom chart patterns   
    3.9.2 Head and Shoulders chart pattern (H&S)   
    3.9.3 Triangle chart patterns   
    3.9.4 Wedge chart pattern   
    3.9.5 Bearish and Bullish pennants   
    3.9.6 Flags   
    3.9.7 Rectangle chart patterns   113
    3.10 Moving averages   116
    3.11 Moving Average Convergence Divergence   121
    3.12 Bollinger Bands ®   124
    3.13 Stochastic Oscillator   126
    3.14 Relative Strength Index (RSI)   128
    3.15 Ichimoku Kinko Hyo   130
    3.16 Fibonacci   134
    3.17 Summary and final notes   140

Chapter 4: Do Your Own Research (DYOR)   145

  • 4.1 Important websites   147
    4.2 Picking the right coins   157
    4.3 Researching projects   162
    4.4 Averaging down   166
    4.5 Break even   167
    4.6 Blogs, YouTube and social media   170
    4.7 Bounty campaigns   183
    4.8 Initial Coin Offering (ICO)   192

Chapter 5: Portfolio Management   205

Chapter 6: Passive Income   213

  • 6.1 Masternode guide   214
    6.2 Basic command line/Linux skill set   236

Chapter 7: What Is “Mining” All About?   245

  • 7.1 How to build an efficient mining rig   270
    7.1.1 The frame   271
    7.1.2 The motherboard   272
    7.1.3 The PSU (power supply unit)   274
    7.1.4 The GPUs (graphics processing unit)   278
    7.1.5 Additional hardware   282
    7.1.6 The operating system   285
    7.1.7 The mining software   290
    7.2 Cloud mining   301
  • Chapter 8: Proof of Stake   307
    8.1 Energy efficiency   314
    8.2 Increasing decentralization   317
    8.3 Rendering 51 percent attacks more unlikely.   319
    8.4 DPoS, LPoS, TPoS   322
  • Chapter 9: How to Safely Store Your Coins   328
    9.1 Exchanges   328
    9.2 Your login credentials   330
    9.3 2-Factor authentication   332
    9.4 Keeping your computer secure   334
    9.5 Using a VPN   339
    9.6 Not getting scammed   345
    9.7 Keeping your private keys secure   357

Chapter 10: Is Everything Just One Big Bubble?   

References   

I would love to hear your feedback!



Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams"

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams":

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Bitcoin Maximalists Impossible Dream (current BTC/USD price is $3837.10482163)

Latest Bitcoin News:

Bitcoin Maximalists Impossible Dream

Other Related Bitcoin Topics:

Bitcoin Price | Blockchain | ICOs


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools. Follow us on Twitter @CoinSalad.


Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams" Introduction

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams".

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams"

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams".

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams" Feedback

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams".

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



[Daily Discussion] Monday, December 31, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Buy Bitcoin (BTC), But Diversify Into Crypto Assets Too: Pantera Capital Partner (current BTC/USD price is $3863.91966653)

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Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams"

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams".

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



Forbes 30 under 30 Millionaire Chris Kelsey Reveals "My Biggest Scams"

This post is an excerpt from Forbes 30 under 30 Millionaire Chris Kelsey's account of his "biggest scams".

Stupid people like to say I am a scammer because of many different, stupid reasons and they’ve always been wrong. I have actually scammed before, but not from the things that people have accused me of doing.

  1. E-Whoring

In May 2013, I googled how to make money online from scamming (not those exact words but something to that extent). E-whoring was one of the first things I saw that appealed to me due to the possibility of making a lot of money from it. I read guides that talked about going on adult chats while pretending to be a girl, and selling picture packs or cam shows to them.

I went on an adult chat site (I don’t remember the name, nor do I want to) and said I was selling picture packs. Some people added me on Skype, and some weird guy said he’d pay me $30. I took some random picture pack from online and sent it to him. I got up and ran around the room because it was pretty much the first time I made money completely on my own.

I kept trying this for the next week but had very little success. I wanted to take it to the next level so I learned more about VCWs. They were videos that you could play on your Skype screen and click different buttons to prove you’re real. The VCW that I downloaded for free from a random hacker forum would show a woman sitting on the chair, and I could click “wave,” “blow kiss,” and other stupid things. They were live recordings of a woman who was paid to record her different actions for the sake of making a VCW. VCW stands for “virtual cam whore” which I actually did not know until today.

I began offering cam shows while pretending to be a girl on the chat. Once they’d add me on Skype, if they seemed serious, we’d start a skype call and I had the VCW playing so it showed a girl on the screen. I kept a piece of paper so I could block the top part of my screen so I couldn’t see whatever weird shit the potential buyer in the skype call was doing.

Usually they’d ask me to do different emotes and sometimes they’d ask for an emote that I didn’t have in the VCW, so I’d try to click a similar emote to make it possibly look real. I would say that I did it but it was laggy as the reason why they couldn’t see it properly. If I failed this test, I wouldn’t get their money, and sometimes I could tell they just wanted to stay on the call as long as possible, so then I’d hang up and block them.

The most I ever made selling cam shows was $250 in a night, when I was 16. I only accepted Amazon gift cards instead of Paypal because it was harder to refund. I read on the forums many horror stories of other e-whorers (lol) losing money because of Paypal refunds.

I would sell cam shows for whatever price I thought I could get. Once they sent the first gift card, I’d tell them it didn’t work and to send another. This worked about 50% of the time and it doubled the money. I’d place an order on Amazon as soon as possible just incase they tried to refund the gift card.

Once I received their money, I would either block them or troll them. If I wanted to troll them, I usually made the cam show look like it was about to begin. I would then spam click to repeat one of actions over and over and finally played this video.

At one point it started getting harder to make money because my VCW was free and dozens of people were using the same VCW on the same adult chat websites. I decided to mention that my VCW was an underage girl. Once they’d start talking to me, I’d say that they needed to give me $100-$200 or I’d report them to police (I never actually reported them). It usually didn’t work because they’d just block me but I did get $180 one time. I could’ve scammed for more money but I really hated blackmailing people as it pushed my moral boundaries. I likely tried the blackmail idea around 5–10 times before I stopped and I always tried my best to do it without really scaring them or harming them. If they ever seemed extremely scared I would backtrack so that they wouldn’t get too scared (as I said, I really hated doing this).

I only made around $3,600 in total but I was enthralled to have made this much on my own at 16. I used the money mostly to buy designer clothes or random things I wanted. My “e-whoring history” has been a running joke between my friends and I.

  1. Amazon Replacements

In the beginning 2014, I had already quit e-whoring and I was looking to find the next way to make money. My friend told me about how you could call Amazon and say that your package never arrived. I tried it with an iPad and it worked. I sold it on Craigslist for a few hundred bucks, and I was amazed.

I joined a social engineering forum online and a guy was advertising that you could buy one item and get up to 3 more for free. I eventually learned the process. You would buy the item (it had to be sold by amazon), then tell them that it came broken. Each time the replacement arrived, you’d give a different excuse (although sometimes it worked even when I gave the same reason).

I had different kids from my high school receiving packages at their addresses for me. I also found houses for sale and sent them there, although this was risky as sometimes the packages were lost or sent back to amazon (because the mailmen sometimes don’t deliver to “empty” properties).

On one amazon account, I received 8 Macbook Pros for the price of one. Besides Amazon, I would order items from other websites and say they didn’t arrive. While the most I made in one month was $8,000 profit, I also had received thousands of dollars in free designer clothes.

I also found a glitch (due to the help of the social engineering forum) to receive unlimited Xbox One replacements on the Microsoft website. I only ended up receiving about 8 Xbox Ones before they fixed the bug.

A website called Zagg.com allowed you to add products to your Zagg account and click a button saying it is broken. I wanted to test how well it worked so I added 20 headphones to my account and reported them all as broken. I then sent it to a house for sale. They all arrived at once but I ended up giving them away because no one wanted to buy them.

In August 2014, a kid I sent items to stole my Macbooks and threatened to fight me at school. I didn’t care if he tried to fight me, but I was worried that if he fought me, the school would ask the reason. So I went to the school first saying I sent packages to his house and that he stole them, and now he’s trying to fight. They ended up not caring at all about that, and instead put me under police investigation.

A cop came to school interviewing me about why I sent packages to different people’s houses. I told him that I was ordering things for my friends who couldn’t receive packages at their own houses. I never heard from them after that and if I do, I don’t really care.

  1. Fiverr Flyer Distribution Scam

I originally wanted to start a flyer distribution service by hiring Fiverr flyer distributors. I eventually realized that all of them were scams, despite having hundreds of 5 star reviews. I decided I’d try it myself.

I posted a service on Fiverr offering to distribute 50 flyers at Stanford University for $5. As I received each order, I’d print a flyer and take a picture of it around my house. I ended up receiving $200 custom orders for 100,000 flyers. I got rated as a top seller on Fiverr and was featured on the front page.

Most of the people gave top reviews because they didn’t assume someone would be lying about posting the flyers (especially with photo proof). I didn’t feel extremely guilty about this scam as every person needing flyers distributed would’ve likely had no more than two responses if the flyers were actually posted. I’m not saying that to justify the scam, I literally mean that the offerings of the flyers sucked so bad.

I forgot to hide the EXIF data of the images and one person traced it by my house. They wrote a bad review saying I wasn’t actually posting at Stanford.

Each time I received a negative review, I would accuse the person that posted the negative review of asking me to post extra flyers for free. Since Fiverr allows the sellers to have the last response on a bad review, it would always make me look innocent. I sometimes made $500 in a week doing almost nothing.

  1. Credit Card Fraud

I posted a credit card fraud guide in December 2017 and was heavily investigated by the FBI (before and especially after I posted it). I was never interviewed or told I was under investigation but many weird things happened including my fiance’s car getting searched. They would also call in to businesses (like Best Buy) before I’d arrive so that they could be prepared to arrest me if I bought something with a stolen card.

Credit card fraud feels like having unlimited money. I spent $5,000+ with a credit card that I paid $15 in Bitcoin for. I used some of the money I made for myself and gave the rest of the proceeds away. If you are in a time of need and want to make a quick buck, this is a great way.

With that being said, I never did it to small businesses as that is screwing over regular people rather than banks. When you use a stolen card to buy something or send money, it is safe to assume that the business will lose their money once the original card owner reports the fraudulent charge (although some are protected by insurance). If you do this at Walmart, that’s fine. If do it to a mom and pop restaurant, just remember you are likely screwing them over and they will lose money (this is why I focused on big businesses only). As a side note, be careful with stores such as Target and Walmart as they specifically look out for credit card fraud. Eventually you will be flagged and can be at risk for getting caught.

Once I got out of my bad financial situation at that time, I stopped doing it. I don’t see it as a longterm way of making money. It is a great feeling when it works out as it feels like a casino but with a much more likelihood of making a profit.

Credit card fraud showed me the massive flaws of our current banking system. Its popularity has drastically increased as people are realizing how profitable it can be. I know in the near future people will not need to commit credit card fraud because our economy will have been fixed. Until then, keep swiping.



[Daily Discussion] Sunday, December 30, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


[Daily Discussion] Sunday, December 30, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Bitcoin maximalist Francis Pouliot says 2019 will be Big for Bitcoin (current BTC/USD price is $3854.32974111)

Latest Bitcoin News:

Bitcoin maximalist Francis Pouliot says 2019 will be Big for Bitcoin

Other Related Bitcoin Topics:

Bitcoin Price | Blockchain | ICOs


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools. Follow us on Twitter @CoinSalad.


[Daily Discussion] Sunday, December 30, 2018

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


Most Common Beer Money Sites: DO NOT Create Threads Promoting These

Hello all,

Thanks to a suggestion, we have decided to make a sticky listing some of the most common beermoney sites in order to clear up some of the repeat clutter we get here. Do not make threads promoting these websites. (Good quality announcements about special events for these sites though are allowed.)

There is also a sites to avoid section at the bottom for sites we have received many reports of people being banned for no reason or other shady activities going on that would waste your time.

We will discuss each site briefly. After this is where you come in though. We would like your advice about tips and tricks for making the most of and saving time on each site. Please share your insight and experiences in the comments. This will be a continually changing sticky. More advice will be added/removed about each site as necessary.

For those who currently don't have an account with any of these sites below, if this post has been helpful to you, please use the link to the site provided if you want to join.


SwagBucks Contest Winner Referral Link [US, CA, UK, AUS, INDIA, IRELAND] Payment proof

Probably one of the most common, well known beer money sites. They offer a lot to do so you shouldn't get too bored. Their mobile apps(Swagbucks tv- 36 SB, Entertainow- 10 SB, Moviecli.ps- 10 SB, Sportly.tv- 10 SB, Indymusic.tv- 10 SB, and Lifestylz.tv- 10 SB) can get you $25+ per month just for running videos.

↪ Age minimum: 13

↪ Offers: Mobile video apps, Surveys, polls, tasks, special offers, coupons, swagbuckstv, games, searchbar, codes download offers, and shopping incentive that give swagbucks.

↪ Payout: (100 swagbucks = $1)A myriad of gift cards including amazon, paypal, walmart, and facebook +Sweepstake entries.

↪ Referral Incentive: Matching Swag Bucks on all their Search wins up to 1,000 Swag Bucks per referral. 300 SB for signing up with a referral(possibly time limited).

TIPS

‌• Passive Swagbucks up to 300 SB for meeting your goals for 7,14,21 and 30 days.

‌• On iOS and android app, go to the garden tab and to a bunch of videos called "10 second tips." Add these to your favorites and let them play through there while you do something else.

‌• Visit a site frequently? Bookmark the swagbucks search result and click on it every time you plan to go to that site

‌• Targeted surveys sent to your email pay twice as much but take longer to approve.

‌• Make up to 10 swagbucks easily a day in the games in free play mode.

• (applicable to other sites with peanut labs too) Do not open the same Peanut Labs offer(s) on more than one site. You are allowed up to 3 completions and 15 attempts on PL surveys every 24 hours.

InstaGC Contest Winner Referral Link [US, UK, CAN, AUS, AND A FEW OTHERS]

Many claim this to be one of the easiest beer money sites. It definitely has one of the lowest payout minimums. Payment proof

↪ Age minimum: 13

↪ Offers: Click, download, sign up, do tasks, shopping incentive, and watch videos for points.

↪ Payout:(100 points = $1) Gift cards as low as $1 including amazon, also checks.

↪ Referral Incentive: 10 points with complete sign up and 10% of most earnings each.

TIPS

• Get some easy points by doing the "visit websites" area everyday.

EarnHoney Contest Winner Referral Link || or Earnhoney /r/Beermoney link [US, CA, UK]

Up and coming popular beermoney site. Run videos on desktop, surveys, shopping and CPA offers, and games. ~$30 a month from just running videos. Many survey vendors (Peanut Labs, Matomy, Federated Sample, Ignite/InsightExpress)

↪ Age minimum: 13

↪ Offers: Desktop and mobile web videos, surveys, polls, special offers, Buzz TV, promotion codes, run your own charity fundraiser, 15% referral bonus for life

↪ Payout: (100 HD$ = $1) Gift cards from Amazon, Paypal, and Top Charities starting as low as $5.

↪ Referral Incentive: 200 HD$ for signing up with registration code BEERMONEY200

TIPS • Free 5 HD$ for logging in daily, Up to 20 HD$ free daily for BuzzTV outbound traffic • Nearly unlimited videos to watch, emails for high completion rate surveys

PrizeRebel Contest Winner Referral Link [International*]

↪ Earn Points(100 Points=$1) through Surveys, Offers, Tasks Offerwalls and Videos

↪ Site was established in 2007.

↪ International - however most earning opportunities are for US,UK,CA and AU.

↪ Rewards are processed instantly to 24 hrs depending on your account level.

↪ Tons of Rewards from $5 Paypal, Bitcoins, Direct Deposit, Prepaid Visa GC or name brand store gift cards.

PERK Contest Winner Referral Link [US, UK, CAN, AUS, AND A FEW OTHERS]

PerkTV is an app that gives you points for letting your phone or ipod touch play videos. All the videos play continuously one after another so it's possible to let PerkTV run for days at a time to earn points. Payment proof

↪ Age minimum: 13

↪ Offer: Let videos continuously play on your phone or ipod touch for points. Every 1000 points is roughly $1. In the US, every 2 videos gets you 4 points. In Canada, every 4 videos gets you 4 points. In other countries, every 20 videos gets you 4 points.

↪ Payout: A $2 amazon gift card is 2500 points and a $5 amazon gift card is 5000 points so every 1000 points is roughly $1.

↪ Referral: 100 point bonus for each user that signs up using your code.

TIPS

• You can run videos on many devices under the same account, many users call this a Perk farm. The devices usually end up paying for themselves pretty quickly.

Prolific Contest Winner Referral Link

Prolific Academic [Available in: AT, AU, BE, CA, CH, CL, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IL, IS, IT, JP, KR, LU, LV, MX, NL, NO, NZ, PL, PT, SE, SI, TR, US.] (Supply of surveys varies). Payment proof.

Prolific offers academic surveys. Most of them pay £6 per hour. If you can start a survey, you will (almost) never get screened out.

↪ Age minimum: None, but availability of surveys may be low for younger people.

↪ Offers: Academic surveys.

↪ Payout: Paypal minimum is £5, £20 or more and you don't pay fees. Circle payouts are available in some countries.

↪ Referral Incentive: 10% of the first payout.

TIPS

• Get a page monitor like Distill or Visualping. Surveys are gone very quickly, as the pay is very good.

• Fill in all the quistions under 'Prescreening'. Answering them improves your chances of being eligible for a survey.

Grindabuck.com Contest Winner Referral Link Coming soon [ Available in: US, GB, CA, DE, AU ] Payment Proof: www.grindabuck.com/payment_proof

↪ Age minimum: 18

↪ Quick rewards redemptions - Rewards are sent instantly for some options; other options are sent within 12 hours or less.

↪ Ways to Earn: Surveys, exclusive offers, Web videos for both Desktop and mobile, EngagemeTV, DiscoverMedia, VideoLoyalty, HyprMx, ChatBox Games, leaderboards, monthly achievement bonuses, contests, giveaways, and more.

↪ Payouts: (100 Grindabucks= $1) PayPal, Amazon, Walmart, Vanilla VISA pre-paid cards, Bitcoin, Ethereum, Litecoin, BitcoinCash and more! $10 min 1st cashout. 2nd cashout drops to $5. Can lower to $1 via VIP Program. www.grindabuck.com/VIP

↪ Referral Incentive: Each new sign up receives 100 Grindabucks to start with. ( User must reach min. cash-out to redeem )

↪ TIPS

• Use the website group chat to get help from the community.

• Use the Daily Check-in to earn extra points each day and a bonus at the end of each month.

• Take advantage of monthly achievement bonus and chat giveaways.

Microsoft Rewards [US, UK, France, Germany, Australia, and Canada.]

Get credits while you search with bing!

↪ Age minimum: 13

↪ Offer: Dashboard tasks, search

↪ Payout: (100 credits = $1) Gift cards including amazon and donation cards

↪ Referral Incentive: 200 credits each once they reach silver.

SliceThePie [SOME COUNTRIES BLOCKED, CONSTANTLY CHANGING. Maybe not worth it with current payment structure.]

Get paid for writing music reviews! To give forewarning most songs aren't radio quality but there are some gems in there. Payment proof!

↪ Age minimum: 13

↪ Offer: Listen to at least 1 min 30 sec of a song and write a constructive review. They have drastically reduced how much they pay though.

↪ Payout: Minimum $10 paypal.

↪ Referral: Percentage of earnings from each. Right now it's 15%.

TIPS

• Keep an eye out for when they have bonus days, otherwise it can be a little slow to make money.

TIPS:

Amazon Mechanical Turk [US]

This site is a bit different from your typical beer money site. This is a bit more professional. You work for "requesters" and they approve or reject your submitted content called "hits." Many people here think this great and it often gets them more money than other sites. They do require more personal info from you than the sites above for tax reasons (even though you likely won't have to worry about it) and not everyone gets approved to work here.

↪ Age minimum: 18

↪ Offers: Different tasks requesters want you to do for money

↪ Payout: Amazon Payments balance or bank account

↪ Referral Incentive: None

TIPS

• Don’t use mturk without having turkopticon installed. It’s a browser add-on that allows workers to post reviews about requesters and gives you a good idea of whether or not to attempt a HIT based on the requester’s reputation.

• Only do hits that pay at least 10¢/minute. Mturk crowd forum and /r/hitsworthturkingfor are good places to check for worthy hits.

• It is better to return a hit (it will not negatively impact you) than submit if you are unsure whether the requester will approve it.

Drop - Supercharge Your Credit and Debit Cards [North America]

↪ Invite Code: 5ajb9 (Gets you an instant $5 when you link a debit/credit card)

↪ Drop is a passive loyalty program that allows you to choose 5 popular stores where you'll earn cash back (automatically) at as soon as you shop at them (both online or in store).

↪ Minimum cash out is $5 (5,000 points).

↪ You can also earn on Drop by participating in mini game challenges, one time offers, mobile offers/linked offers, Supercharge mini game, and referring friends.

Ibotta [US, Puerto Rico] Payment Proof

↪ Ibotta is an app available for both Android and iOS where users earn money for shopping at Ibotta's retail partners (currently supporting around 160 stores) then scanning their receipts to prove what purchases they made.

↪ Age minimum: 18

↪ Offer: Cash back. Most offers are for newer brands, but they often have well known names such as Glade or Kraft. They regularly have cash back deals for "any item" or "any brand". They also have cash back for sites like Amazon and various services such as meal delivery.

↪ Payout: Minimum $20. Available payout options include Paypal, Venmo, Amazon Gift Card, BestBuy Gift Card, Starbucks Gift Card.

↪ Referral: $5 once they receive their $10 welcome bonus.

TIPS:

• Always check for the "any item" rebate before scanning a receipt.

• Check your account for bonuses. They often have bonuses for redeeming certain groups of rebates or for redeeming a certain amount of rebates within a time limit.

• You can link your Facebook account in order to participate in teamwork bonuses with friends.




Sites to Avoid: Definitely DO NOT post these.

Paidverts shady owner, sketchy site. Keep doing debt swaps(cash to BAP). Do not post.

Neobux isn’t REALLY a scam, but they operate as a pyramid scheme. There’s money to be made online, but it’s definitely not there.

MarketGlory does pay out, but the pay is absolutely ridiculous. The only way to make a decent amount of money is to have a lot of referrals, and referral whoring on this subreddit WILL result in a permanent ban.7

MindSumo Not actually a beermoney site, only spam in this sub.

G2A Scam/sells stolen keys

Robinhood Spammed on our sub constantly

Quickthoughts Many reports of people being banned when trying to withdraw as of 10/2018. Do your due diligence before possibly wasting your time on this app.

Captcha Sites that pay you $0.10 per captcha but only pay out at minimum $150 and you need to refer people first. It's a scam and never pays out.

Generic news sites that pay you ridiculous amounts to read an article (two euros??): Common sense should take care of this, but in case it doesn’t, it’s always a scam. Site is usually hosted somewhere in Eastern Europe, and there is never a payout.

Free bitcoin sites/"faucets"(THIS INCLUDES QOINPRO): Not referring to those video-viewing/task sites (although they’re still paying fragments of a penny). I’m talking about sites that give you 0.000001BTC to fill a captcha (freebitco.in, dailybitcoins). Admittedly many beermoney sites pay low, but don’t even bother with these.

Also: Bitcoin mining is NO LONGER PROFITABLE. If you're really so keen on getting bitcoins, doing so through an exchange is your best option.