Saturday, August 22, 2020

Paying off Nexo loan with Crypto

Is paying off a Nexo loan with cryptocurrency a taxable event in the USA? For example, I take out a $10,000 loan and pay it off with Bitcoin. Do I need to report this to the IRS as a Bitcoin sell on my taxes similar to cashing out?


12 Bitcoin Cash-Fueled Flipstarter Campaigns Raise $1 Million (current BTC/USD price is $11,610.74)

Latest Bitcoin News:

12 Bitcoin Cash-Fueled Flipstarter Campaigns Raise $1 Million

Other Related Bitcoin Topics:

Bitcoin Price | Bitcoin Mining | Blockchain


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools.


Earn USD [Paypal] or BTC with the following sites

Well, I've created this guide so I can share tips on how to earn some money. I'll detail some sites from my own experience.

  1. ySense

    • Description: Site where you can do some random tasks, such as completing surveys or installing apps.
    • Payment method: Paypal, Payoneer, etc.
    • Referral: If you want to create an account use this link with referral please.
  2. HoneyGain:

    • Description: Platform that uses your devices as a proxy and pays you.
    • Payment method: Paypal.
    • Pros: You don't have to do anything, it's a passive income and you only have to worry about having the app running if you have the PC turned on.
    • Cons: After trying it for 5 days I'd say you make about $4 USD a month.
    • Tips: The best thing is to have a computer per network, also you should try to maximize the amount of time running the app, this can be done using this trick so that when you start Windows, HoneyGain automatically runs.
    • Referral: If you use this referral link you can earn $5 USD.
  3. PacketStream:

    • Description: Basically it's the same as HoneyGain.
    • Payment method: Paypal.
    • Pros: You don't have to do anything, it's a passive income and you only have to worry about having the app running if you have the PC turned on.
    • Tips: Same as HoneyGain.
    • Referral: If you want to create an account use this link with referral please.
  4. Testable minds:

    • Description: Platform where you get paid to answer surveys.
    • Payment method: Paypal (proof).
    • Pros: You get paid a decent amount for each survey.
    • Cons: There are very, very few surveys.
    • Tips: I could only enable notification using Google Chrome browser, but even then I encounter very, very few surveys.
    • Referral: If you want to create an account use this link with referral please.
  5. adBTC:

    • Description: Site where you can earn BTC by visiting websites.
    • Payment method: Bitcoins.
    • Reference: If you want to create an account use this link please.
  6. 2captcha:

    • Description: Site where you can solve captchas for money.
    • Payment method: Payeer, Bitcoins, etc.
    • Pros: The requirement to get money (Payout) very low, for some payment methods $0.5 USD, for other $1 USD.
    • Cons: The payment per captcha is very very low.
    • Referral: If you want to create an account use this link with referral please.
  7. Clickworker:

    • Description: Platform where you can perfom random tasks.
    • Payment method: Paypal, Transferwise, etc.
    • Pros: Tasks usually offer very good pay.
    • Cons: There are not a lot of tasks.
    • Tips: Visit this URL and do the assessments, what I understand is it enables you to do more jobs, but I really don't know.
    • Referral: If you want to create an account use this referral link please.


Earn USD [Paypal] or BTC with the following sites

Well, I've created this guide so I can share tips on how to earn some money. I'll detail some sites from my own experience.

  1. ySense

    • Description: Site where you can do some random tasks, such as completing surveys or installing apps.
    • Payment method: Paypal, Payoneer, etc.
    • Referral: If you want to create an account use this link with referral please.
  2. HoneyGain:

    • Description: Platform that uses your devices as a proxy and pays you.
    • Payment method: Paypal.
    • Pros: You don't have to do anything, it's a passive income and you only have to worry about having the app running if you have the PC turned on.
    • Cons: After trying it for 5 days I'd say you make about $4 USD a month.
    • Tips: The best thing is to have a computer per network, also you should try to maximize the amount of time running the app, this can be done using this trick so that when you start Windows, HoneyGain automatically runs.
    • Referral: If you use this referral link you can earn $5 USD.
  3. PacketStream:

    • Description: Basically it's the same as HoneyGain.
    • Payment method: Paypal.
    • Pros: You don't have to do anything, it's a passive income and you only have to worry about having the app running if you have the PC turned on.
    • Tips: Same as HoneyGain.
    • Referral: If you want to create an account use this link with referral please.
  4. Testable minds:

    • Description: Platform where you get paid to answer surveys.
    • Payment method: Paypal (proof).
    • Pros: You get paid a decent amount for each survey.
    • Cons: There are very, very few surveys.
    • Tips: I could only enable notification using Google Chrome browser, but even then I encounter very, very few surveys.
    • Referral: If you want to create an account use this link with referral please.
  5. adBTC:

    • Description: Site where you can earn BTC by visiting websites.
    • Payment method: Bitcoins.
    • Reference: If you want to create an account use this link please.
  6. 2captcha:

    • Description: Site where you can solve captchas for money.
    • Payment method: Payeer, Bitcoins, etc.
    • Pros: The requirement to get money (Payout) very low, for some payment methods $0.5 USD, for other $1 USD.
    • Cons: The payment per captcha is very very low.
    • Referral: If you want to create an account use this link with referral please.
  7. Clickworker:

    • Description: Platform where you can perfom random tasks.
    • Payment method: Paypal, Transferwise, etc.
    • Pros: Tasks usually offer very good pay.
    • Cons: There are not a lot of tasks.
    • Tips: Visit this URL and do the assessments, what I understand is it enables you to do more jobs, but I really don't know.
    • Referral: If you want to create an account use this referral link please.


Max $5147, $1391 guaranteed-Service Credit Union, Wings, Oxygen, SoFi Money/Invest/Loans, Webull, Chime, Aspiration, Voyager, Moomoo ,Root, TradeUP, Gemini, Qapital, Robinhood, M1 Finance, Chase Freedom, Discover IT, E*Trade, Premier Members Credit Union, SkyOne, Orchid, Personal Capital

There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

Full guide on this referral bonus- https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

Stocks

Cryptocurrency

Credit Cards

Other

  • Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
  • SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.

--Details on each offer below--

Banks-

Service Credit Union

Service Credit Union has an awesome new referral opportunity where they pay out $100 for anyone who signs up for an Everyday checking account account using a referral code and direct deposits $500. However, you can deposit the money directly from virtually any bank, or do a mobile check deposit, and you will still get the bonus!

And you can close the account at any time with no fees or consequences-

Sign up using this link-

https://servicecu.org/pays-2-know-referred/

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

If you don't enter this promo code, you will not get the bonus, so please be sure to!

They also require you to sign up for the American Consumer Council if you live outside of Massachusetts or New Hampshire (their target locations). Luckily, signing up for that association is easy and free. To do that, sign up using the form below and use membership code "consumer" to get it for free. You only need to fill out the One person per application: section.

https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org

This is a relatively new referral offer, but easily one of the easiest and highest paying ones out there.

I made a guide with more detailed info on the steps to complete this referral offer, you can check it out here-

https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.

And you can close the account at any time with no fees or consequences-

I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).

A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!

If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.

referral link- https://chime.com/r/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.

Additionally, they give you an extra $300 bonus for doing the $300 direct deposit. Very generous bonus, $350 in total! No fees, no catches, can withdraw and close account any time fee free.

referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.

So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!

referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.

If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.

referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.

This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.

https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.

They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!

And you can close the account at any time, fee free!

They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.

referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.

Acorns is available on iOS and Android, or you can use their website.

referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.

Robinhood is available on iOS and Android, or you can use their website.

referral link- https://invite.robinhood.com/amadeor3/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.

Moomoo is available on iOS or Android only.

referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.

M1 Finance is available on iOS or Android only.

referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!

Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!

SoFi Invest is available on iOS or Android only

referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-

Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+

referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!

Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!

Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.

I would be grateful if you used my referral link-

iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579

Android- https://play.google.com/store/apps/details?id=com.investvoyager

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.

Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!

I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8

They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.

https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!

So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.

https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!

So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.

https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.

https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.

You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.

There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.

www.sofi.com/share/2498539?src=copy

https://preview.redd.it/ehzhlv3deoi51.jpg?width=800&format=pjpg&auto=webp&s=65e4095d0d76def386fcfa8fa6d21c4c24b01ae1



[Daily Discussion] Sunday, August 23, 2020

Thread topics include, but are not limited to:

  • General discussion related to the day's events
  • Technical analysis, trading ideas & strategies
  • Quick questions that do not warrant a separate post

Thread guidelines:

  • Be excellent to each other.
  • Do not make posts outside of the daily thread for the topics mentioned above.

Other ways to interact:


[Altcoin Discussion] Sunday, August 23, 2020

Thread topics include, but are not limited to:

  • Discussion related to recent events
  • Technical analysis, trading ideas & strategies
  • General questions about altcoins

Thread guidelines:

  • Be excellent to each other.
  • All regular rules for this subreddit apply, except for number 2. This, and only this, thread is exempt from the requirement that all discussion must relate to bitcoin trading.
  • This is for high quality discussion of altcoins. All shilling or obvious pumping/dumping behavior will result in an immediate one day ban. This is your only warning.
  • No discussion about specific ICOs. Established coins only.

If you're not sure what kind of discussion belongs in this thread, here are some example posts. News, TA, and sentiment analysis are great, too.

Other ways to interact:


Max $5147, $1391 guaranteed-Service Credit Union, Wings, Oxygen, SoFi Money/Invest/Loans, Webull, Chime, Aspiration, Voyager, Moomoo ,Root, TradeUP, Gemini, Qapital, Robinhood, M1 Finance, Chase Freedom, Discover IT, E*Trade, Premier Members Credit Union, SkyOne, Orchid, Personal Capital

There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

Full guide on this referral bonus- https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

Stocks

Cryptocurrency

Credit Cards

Other

  • Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
  • SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.

--Details on each offer below--

Banks-

Service Credit Union

Service Credit Union has an awesome new referral opportunity where they pay out $100 for anyone who signs up for an Everyday checking account account using a referral code and direct deposits $500. However, you can deposit the money directly from virtually any bank, or do a mobile check deposit, and you will still get the bonus!

And you can close the account at any time with no fees or consequences-

Sign up using this link-

https://servicecu.org/pays-2-know-referred/

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

If you don't enter this promo code, you will not get the bonus, so please be sure to!

They also require you to sign up for the American Consumer Council if you live outside of Massachusetts or New Hampshire (their target locations). Luckily, signing up for that association is easy and free. To do that, sign up using the form below and use membership code "consumer" to get it for free. You only need to fill out the One person per application: section.

https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org

This is a relatively new referral offer, but easily one of the easiest and highest paying ones out there.

I made a guide with more detailed info on the steps to complete this referral offer, you can check it out here-

https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.

And you can close the account at any time with no fees or consequences-

I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).

A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!

If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.

referral link- https://chime.com/r/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.

Additionally, they give you an extra $300 bonus for doing the $300 direct deposit. Very generous bonus, $350 in total! No fees, no catches, can withdraw and close account any time fee free.

referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.

So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!

referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.

If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.

referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.

This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.

https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.

They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!

And you can close the account at any time, fee free!

They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.

referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.

Acorns is available on iOS and Android, or you can use their website.

referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.

Robinhood is available on iOS and Android, or you can use their website.

referral link- https://invite.robinhood.com/amadeor3/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.

Moomoo is available on iOS or Android only.

referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.

M1 Finance is available on iOS or Android only.

referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!

Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!

SoFi Invest is available on iOS or Android only

referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-

Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+

referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!

Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!

Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.

I would be grateful if you used my referral link-

iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579

Android- https://play.google.com/store/apps/details?id=com.investvoyager

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.

Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!

I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8

They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.

https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!

So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.

https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!

So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.

https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.

https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.

You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.

There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.

www.sofi.com/share/2498539?src=copy

https://preview.redd.it/aqcj27a2eoi51.jpg?width=800&format=pjpg&auto=webp&s=c03cee30eea2e35ca8bb403896f3178dc94b051c



Canadian Restaurant Chain Tahinis Converts All Cash Reserves Into Bitcoin (current BTC/USD price is $11,641.35)

Latest Bitcoin News:

Canadian Restaurant Chain Tahinis Converts All Cash Reserves Into Bitcoin

Other Related Bitcoin Topics:

Bitcoin Price | Bitcoin Mining | Blockchain


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools.


Grayscale: The Bitcoin Price Is Going to Surge Again Soon (current BTC/USD price is $11,676.55)

Latest Bitcoin News:

Grayscale: The Bitcoin Price Is Going to Surge Again Soon

Other Related Bitcoin Topics:

Bitcoin Price | Bitcoin Mining | Blockchain


The latest Bitcoin news has been sourced from the CoinSalad.com Bitcoin Price and News Events page. CoinSalad is a web service that provides real-time Bitcoin market info, charts, data and tools.


Max $5147, $1391 guaranteed-Service Credit Union, Wings, Oxygen, SoFi Money/Invest/Loans, Webull, Chime, Aspiration, Voyager, Moomoo ,Root, TradeUP, Gemini, Qapital, Robinhood, M1 Finance, Chase Freedom, Discover IT, E*Trade, Premier Members Credit Union, SkyOne, Orchid, Personal Capital

There are a lot of awesome referral opportunities out there, these are my personal favorites! All these offers (besides Gemini) are US only.

Banks

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

Full guide on this referral bonus- https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

Stocks

Cryptocurrency

Credit Cards

Other

  • Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
  • SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.

--Details on each offer below--

Banks-

Service Credit Union

Service Credit Union has an awesome new referral opportunity where they pay out $100 for anyone who signs up for an Everyday checking account account using a referral code and direct deposits $500. However, you can deposit the money directly from virtually any bank, or do a mobile check deposit, and you will still get the bonus!

And you can close the account at any time with no fees or consequences-

Sign up using this link-

https://servicecu.org/pays-2-know-referred/

On the account application, after you select the Everyday checking account, it asks: "Did a friend refer you through the Pays 2 Know Program?"

Select "Yes" and paste this code: P2K0413361801

If you don't enter this promo code, you will not get the bonus, so please be sure to!

They also require you to sign up for the American Consumer Council if you live outside of Massachusetts or New Hampshire (their target locations). Luckily, signing up for that association is easy and free. To do that, sign up using the form below and use membership code "consumer" to get it for free. You only need to fill out the One person per application: section.

https://www.americanconsumercouncil.org/membership.asp?dname=Americanconsumercouncil.org

This is a relatively new referral offer, but easily one of the easiest and highest paying ones out there.

I made a guide with more detailed info on the steps to complete this referral offer, you can check it out here-

https://www.reddit.com/r/PromoCodeShare/comments/iei454/easy_100_bonus_from_service_credit_union_for/

SoFi Money

SoFi is a bank/app that give out $50 for anyone who signs up for a SoFi Money (bank) account using a referral code and deposits $500 from any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.

And you can close the account at any time with no fees or consequences-

I would be grateful if you used my referral link- https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749

Chime

Chime is a bank/app which pays you a $50 bonus for opening an account via a referral code making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).

A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $200 from CASH APP! So you could deposit 200 into cash app, then withdraw that 200 into chime and get the $50 bonus!

If you don't have cash app, you can also transfer in $200 from most bank accounts and still get the bonus.

referral link- https://chime.com/r/milazadrozny

Wings

Wings Financial Credit Union is a bank offering $50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.

Additionally, they give you an extra $300 bonus for doing the $300 direct deposit. Very generous bonus, $350 in total! No fees, no catches, can withdraw and close account any time fee free.

referral link-https://www.wingsfinancial/newcustform/109cb9ea

Aspiration

Aspiration is an online bank which is offering a free $50 bonus for simply opening an account via a referral link and spending $250, and an extra $100 for $1000 spend in 3 months.

So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get $50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!

referral link- https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/

Qapital

Qapital is a banking app (iOS/Android) which pays you a $25 bonus for making a $20 deposit from any source. You need to set up a savings goal and a rule to automatically transfer funds to your Qapital savings account (One easy option would be to set up a $5 weekly transfer, so you can quickly qualify for the bonus). They have a monthly membership payment fee(Qapital Basic is $3/month; Qapital Complete is $6/month; and Qapital Master is $12/month.) which is waived for the first month. I would recommend you go for the Qapital Basic plan, as it has the lowest fee at $3 per month.

If you keep your account open for 45 days, maintain a $20 account balance, and make 1 membership payment (the $3 monthly fee), they will credit you with a $20 account bonus. You can then immediately close the account and take your deposit + the bonus out with no additional charges. Even after the fee, that's $17 in free money.

referral link- https://get.qapital.com/SGjU8VhoM4

SkyOne

SkyOne is a credit union which will pay you a $50 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.

This credit union services the SoCal area, but anyone nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.

https://refer.skyone.org/amadeoruiu3

Premier Members Credit Union

Premier Members Credit Union is another credit union which will pay you a $50 bonus for opening a money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.

They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a $5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of $45!

And you can close the account at any time, fee free!

They will prompt you to indicate if you were referred by someone early in the application, enter my referral code at that step- VFVJEVQQQ.

referral link (please remember to use my referral code during the account setup too)- https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/

Oxygen

Oxygen is a mobile banking app that will pay you $25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily game this). PM me if you want a link for this one.

Stocks-

Webull

Webull is a commission free stock trading platform/app which is giving out 2 free stocks (1 worth $2.50-$250, and another worth $12-$1400) for opening an account via a referral link and making a $100 deposit.

Acorns is available on iOS and Android, or you can use their website.

referral link- https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j

Robinhood

Robinhood is a stock trading platform/app which gives you a free stock (valued $2.50 - $200) when you open an account via a referral link. No initial deposit is required.

Robinhood is available on iOS and Android, or you can use their website.

referral link- https://invite.robinhood.com/amadeor3/

Moomoo

Moomoo is a commission free stock trading app which gives you a free stock (valued $10-$1000) for opening an account via a referral link and making a $500 deposit.

Moomoo is available on iOS or Android only.

referral link- https://j.moomoo.com/000LR3

M1 Finance

M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a free $10 bonus that posts to the account within 14 days.

M1 Finance is available on iOS or Android only.

referral link- https://m1.finance/J6aLCt6SRGdW

SoFi Invest

SoFi gives $50 for anyone who signs up for a SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details below), so you can do both!

Plus, you can get another $25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of $75 cash bonuses with SoFi Invest!

SoFi Invest is available on iOS or Android only

referral link- https://www.sofi.com/share/invest/2498539

E*Trade

E*Trade is one of the biggest stock trading platforms out there, and they are offering new users a cash bonus for opening an account using a referral code and depositing funds. Your cash bonus varies based on how much you deposit, on a tiered basis-

Reward Deposit Amount
$25 $5,000–$9,999
$50 $10,000-$24,999
$200 $25,000–$99,999
$300 $100,000–$249,999
$600 $250,000–$499,999
$1,200 $500,000–$999,999
$2,500 $1,000,000+

referral link- https://refer.etrade.net/amadeoruiu3

Personal Capital

Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than $1000 in it, they will give you a free $20 amazon gift card within a couple weeks. No deposit required!

Accounts that do not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood works!

Referral link- https://share.personalcapital.com/x/oGFEyl

Cryptocurrency-

Voyager

Voyager is a crypocurrency trading app (iOS/Android only) which will pay you $25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.

I would be grateful if you used my referral link-

iOS- https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579

Android- https://play.google.com/store/apps/details?id=com.investvoyager

Gemini

Gemini is a cryptocurrency trading app/websitewhich will give you $10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.

Unlike the other offers listed here, this one can be used anywhere in the US (except NY), as well as Puerto Rico, Australia, Canada, Hong Kong, Singapore, South Korea, and the United Kingdom. This bonus posts VERY quickly, within a day or two.

https://gemini.com/share/rllzke26

Coinbase

Coinbase is a cryptocurrency trading platform which will pay you $10 in free bitcoin for trading $100 on the platform!

I would be grateful if you used my referral link- https://www.coinbase.com/join/ruiu_8

They will also give you $12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.

https://coinbase.com/earn/oxt/invite/t0wvs4k2

Credit Cards-

Chase Freedom

Chase will pay you $200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!

So all you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your $200! You can cancel the card at any time with no fees or penalties.

https://www.referyourchasecard.com/18/ONLMEFPEFJ

Discover IT

Discover will pay you $50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!

So all you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your $50! You can cancel the card at any time fee free.

https://refer.discover.com/s/hhti4m

Other-

Root

Root is an auto insurance app(iOS/Android) that will pay you $25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.

https://rootbonus.com/AmadeoRuiu

SoFi Loans

SoFi loans is offering a $300 bonus for people who opens a new personal loan or refinance an existing student loan.

You should research the pros and cons of student loan refinancing before you consider this option, The basic rundown is that you can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will be based on your individual circumstances.

There's also the option of taking out a SoFi loan, if you were looking into taking out a loan soon anyway, might be worth considering.

www.sofi.com/share/2498539?src=copy

https://preview.redd.it/odlurmzm7ni51.jpg?width=800&format=pjpg&auto=webp&s=a3115f106b5f24508278d6fc78d11435fec5c346