I need help from all of you.

  Subject: Issue with My Piad Subscription – Plan Not Active

  Parcel Update | December 24th, 2024

We extend our warm greetings from Express Mail Logistics We are writing to inform you about the insurance policy concerning your consignment Track Shipment →) with Express Mail Logistics. Arriving at its current location, your shipment underwent a thorough inspection, during which it was noted that certain transportation conditions were not fully met. The Insurance Company Package Movers wish to inform you that your parcel, which was termed "explosive-free," doesn't possess any suspicious particles; however, we will not be permitted to proceed to your address due to the following, which were missing:

Reason for Insurance: In accordance with the guidelines stipulated by the International Air Transport Association (IATA), it is mandatory that all goods being commercially transported from one region to another are adequately insured against unforeseen contingencies.

EMS priority mail offers refundable insurance for cargo during transit. Just like every package, yours needs to be insured against loss or damage; however, in this case, your parcel is labelled as "highly valued cargo." Therefore, it will require the following: A premium 100% refundable insurance & a refundable diplomatic fee to be paid for delivery to proceed.

Insurance Coverage Details: These premium costs depend on "the parcel’s financial value, weight, and content," as well as the provenance and destination.

NB 1:

There is no further deductible or excess that the customer has to pay, regardless of the value of the damage.

This means it covers any legal risk & physical damages arising from external causes. Examples include vehicle accidents, theft, and natural disasters. The coverage is broader than the industry standard, so customers receive the full declared value of their goods.

There are a few standard exclusions applicable (e.g., insurance does not cover intentional risk or losses).

Payment Terms

Under our insurance scheme, you are required to make the following payments:

Refundable Insurance Deposit : 210 EURO

Movement Authorization Certificate With Diplomatic Seal: 110 EURO (Non-refundable)

Total: 320 EURO

For optimal efficiency, we recommend coordinating with your sender to facilitate prompt payment processing.

Make Payments to us by replying to this Email for details Payments can be conveniently processed through: App Payments: Cash app, PayPal, and Apple Pay, Zelle. Crypto Currency: Bitcoin, USDT, Ethereum. Wire Transfer: Bank Transfer, Western Union, RIA Money, or MoneyGram. NB 2: Rest assured, this amount will be refunded to you in full, cash in hand, upon delivery of your package with no complaints.

NB 3: If these charges are not paid within 48 hours, we will be forced to ground your high-value cargo and inspect its contents for further evaluation. Please note that this may result in additional charges and delays initiated by customs authorities at transit points.

By accepting our delivery terms and conditions, you allow us to ensure a satisfactory delivery experience. EMAIL US → Insurance Benefits: In exchange for the premium paid, the customer benefits from ‘all-risk’ insurance for the next 12 months.

Compensation is at 100% in the event of shipment loss or delivery delay. Express Mail Logistics, in collaboration with the EU Financial Commission, ensures comprehensive coverage: Issuance of a fully refundable receipt upon payment of the insurance fee guarantees a refund upon successful delivery. Exclusions: Please note that certain items, such as money, jewelry, ceramics, glass, and works of art, are not covered under our insurance policy. Similarly, documents are also exempt from coverage.

More exclusions →

Advantages of Insuring Your Parcel: Expedited customs clearance facilitated by Express Mail Logistics on your behalf. Assured delivery of your shipment without compromise. Prompt refund of your insurance fee upon receipt of your merchandise. Assurance of a seamless customs experience, with your parcel protected under our comprehensive insurance plan.

Contact Us for Assistance and More Information For further details regarding our insurance policy, please visit our official website at ExpressMailLogistics.com. Should you have any inquiries or require assistance, do not hesitate to contact us via email. Your prompt response will enable us to provide you with detailed payment instructions for a swift transaction.

Warm regards! Thank you for choosing Express Mail Logistics for your shipping needs.

Email: info@expressmaillogistics.com →

 

Website: Express Mail Logistics →

  Copyright © 2024 Express Mail. All rights reserved.

I ordered the item a few days ago and received an email like this. Is this a scam?

Why XRP is Halal: A Comprehensive Breakdown

Hey brothers and sisters,

In light of recent events, many of our newest disciples seem to lose faith. It is therefore necessary to share a perspective few consider. Specifically, I want to discuss whether XRP is halal or not. As someone who’s taken an interest in both Islamic finance and blockchain technology, I wanted to share my view. Of course, this is not fatwa-level guidance, but rather an informed discussion to help those in the community seeking clarity. Feel free to add your thoughts in the comments!

1. No Riba (Interest)

XRP doesn’t involve earning or paying interest directly in its ecosystem. Unlike certain decentralized finance (DeFi) protocols or lending platforms that incorporate interest, XRP is designed as a utility token for payments and liquidity management. This aligns with the Islamic prohibition against riba.

1. Real Utility and Transparency

XRP’s utility is clear and tied to practical use cases such as cross-border payments, liquidity provision, and enterprise solutions through RippleNet. It facilitates faster, cheaper, and more efficient transactions compared to traditional systems. This inherent utility satisfies the Shariah requirement that wealth must be tied to tangible economic activity rather than mere speculation.

1. Decentralized and Transparent System

While Ripple, the company behind XRP, plays a significant role in its ecosystem, the XRP Ledger itself is decentralized and open-source. This transparency reduces uncertainty and speculation (gharar), a critical factor in determining whether an investment aligns with Islamic principles.

1. No Gambling or Speculation (Maysir) XRP is not designed as a lottery-based token or inherently speculative asset. Its primary purpose is to solve real-world problems in the financial sector, rather than promoting gambling or speculative behavior. However, as with any asset, intentions matter—if one engages in speculative trading, it may stray from Shariah principles.

2. Ethical Alignment XRP’s role in enabling financial inclusion and reducing the cost of global remittances aligns with Islamic values of equity and fairness. By providing underbanked populations access to efficient financial tools, it contributes to a more just economic system.

3. Environmentally Conscious XRP’s consensus algorithm is energy-efficient compared to proof-of-work systems like Bitcoin. This aligns with Islamic ethics on environmental stewardship (khalifa) and sustainability. Its low energy consumption ensures that its use does not cause undue harm to the environment.

A Few Caveats

Intentions Matter: If you’re investing in XRP purely for speculation or short-term profit, this might not align with Shariah principles.

Fatwa Consultation: For a definitive ruling, consult a qualified Islamic scholar who can assess your specific circumstances.

Due Diligence: Understand the project’s mechanics and long-term goals before investing. Transparency in intentions and actions is key in Islamic finance.

Conclusion

Ripple XRP, with its clear utility, ethical alignment, and environmentally friendly approach, makes a strong case for being halal. However, as always, it’s important to do your own research, consult scholars when needed, and ensure your investments align with your values.

You have $500,000 to spend, pick one 👇

https://v.redd.it/oacsv2nheo8e1

Will Better Regulation & Clarity help BTC loans & lending? What Do You Think of This?

IMHO, I think the next step might be to make it possible to get loans off of Bitcoin... And I think that increased regulation and better clarity will help tremendously here. Saylor has even alluded to this too...

For example, if you're looking to buy a home you might consider selling your BTC... What if instead, you could just get a loan off your BTC instead? This way you can keep your BTC and use it as collateral. Plus, if you do not sell your BTC then you do not create a taxable event, and then there's no taxes on a loan either. By avoiding taxes, you save and that in itself may make it a very enticing offer.

Better regulations and clarity can certainly help a lot... What if BTC is seen as more than just a "store of value' or 'digital gold'? How much can that help BTC if there's an increase in usage & utility? If people do not have to sell BTC (and can HODL forever), then that will certainly make the supply go down and demand go up, right?

I was recently listening to a podcast on this and it seems the details need to be worked out more. I have heard places talking about adjusting the loan as BTC goes up and gown down by increasing/decreasing the loan amount, or just doing a flat percentage to value (ex: 75% loan to BTC value) and/or by adjusting the interest rate as it changes.

I wonder if many will be overly skeptical of this since there's many horror stories from the past with exchanges and bad actors... Regulation can certainly help here though... WHAT DO YOU ALL THINK? Greatly appreciate any & all opinions. TIA!