Sunday, May 2, 2021

GalaxyCoin.finance incoming!

To moon with Bitcoin?
To mars with Elon?
...why not through the entire galaxy?

Join our airdrop channel in discord before our site launches,
to get an OG role for upcoming airdrops!
And look out for exciting events like MEME contests, Quizzes and Giveaways !!!
Late arrivals miss the rocket!

Get ready for some space adventures!

Galaxy Coin


[Stealth Mode] Beyond Protocol - project from Stanford University

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


[Stealth Mode] Beyond Protocol - project from Stanford University

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


These are the risks when ditching your bank account for high stablecoin APYs

I apologize in advance for the length (twss), but there is a lot to cover here and I’ve tried to be as thorough as possible.

I’ve noticed a lot of folks on this sub asking about crypto-lending platforms and what they should consider before abandoning their APY-challenged, traditional savings accounts and parking all of their money in stablecoin via BlockFi, Nexo, Celsius, Voyager or others. I thought it would be valuable to go over what I think are the most significant risks involved with this approach and thus what people should be thinking about before making the switch and going all-in. This is by no means an exhaustive list, but I do think these are the most material risks. I’ve also included some risk mitigation techniques that I am actively using in hopes that others will find them useful as well.

Counterparty risk/risk of default

The reason interest rates are so high on these platforms is because your crypto is not sitting safely in cold storage, but rather is actively being loaned out. People often mistake the personal loans that they can take from these companies as the main type of lending that they do. That is not the case however, and most of these companies are actually loaning your crypto on a much bigger scale. This comes with considerable counterparty risk regardless of what the company has advertised as their LTV. The reality is that there is a non-zero risk of each company not being able to call back its loaned capital (your crypto). This risk is exacerbated by extreme market conditions or tail events which can lead to significant losses for the company. In these cases, it would be you and your crypto on the hook.

A risk mitigation strategy that I practice is to spread my funds across multiple companies to avoid a total loss if one platform experiences issues with defaults. However, given that the risk intensifies with extreme market conditions, it’s possible that several companies could be impacted at once. Continuing to hold at least some funds in fiat further mitigates this risk.

Cyber risk

This is the risk of a hack to either your personal account or the platform itself. One broad mitigation technique is again to spread funds across multiple platforms to avoid a total loss if one of your accounts or one platform is hacked.

Account hack: This risk is considerably greater than the same thing happening to your online bank for example, given that once crypto is gone, it’s gone. The mitigation of this risk in entirely in your hands, however. Recommended actions include using a different, non-public email address for each platform that you use, setting strong, unique passwords for each account, enabling 2FA through an app rather than via SMS, and whitelisting addresses where available.

Platform hack: Unlike account hacks, this risk is generally totally out of your control. There have been hacks to platforms in the past with significant losses and there will be hacks again in the future. Although this does not eliminate the risk, it is important to use only companies that you consider trustworthy and that demonstrate their concern for cybersecurity. While requiring that the company has some sort of insurance coverage is a good strategy, keep in mind that in the event of an extreme loss of assets, it is unlikely that their insurance coverage would even come close to making you whole.

One broad mitigation technique for both types of hacks is again to spread funds across multiple platforms to avoid a total loss if one of your accounts or one platform is hacked.

"Stablecoin risk"

The question regarding these platforms is often, “Why shouldn’t I put all my savings in stablecoin on <insert platform> and earn 8.5% APY?” Setting aside the first two risks, there is also the risk that stablecoins are USD pegged, but they still aren’t USD. Without going into too much detail here (because you could write a whole post comparing/contrasting stablecoins and each one’s actual stability) what it essentially comes down to is that the value of these stablecoins depends entirely on the adequacy of their reserves and whether they are fully-backed and always-exchangeable for actual USD. Let’s call it the USD-standard. While most are audited, there still exists a non-zero risk that the USD-standard fails either through insolvency, fraud or something else. Obviously your funds held in stablecoin are not insured by any government backed insurance programs, so any risk event leading to those stablecoins not being as stable as advertised would fall on you. A mitigation technique that I practice here is to not hold all of my funds in one specific stablecoin, but rather spread out across USDC, GUSD, BUSD to avoid a total loss given an issue with one of them.

Investment/FX risks

We can call this an honorable mention since, in comparison to the first three, its high frequency/low severity nature and ability to be mitigated or avoided entirely make it less significant. Not only that, but there are scenarios where these risks yield favorable outcomes. First of all, by investment risk I’m referring to the option that many platforms have of receiving flex interest or interest not in-kind. You deposit stablecoin and they pay you interest in Bitcoin. There is clear investment risk here as a receiving your interest payments in a volatile asset could negate your gains and could leave you even worse off than the 0.5% APY your bank offered. In terms of FX risk, this impacts a lot of folks outside of the US whose options for stablecoins are almost exclusively USD pegged. Unfavorable movements in the FX rate between your native currency and USD could result in both your capital and interest payments being worth less to you than initial deposit.

Mitigating/avoiding the first is relatively straightforward here. Either earn your interest-in-kind or in assets you believe have upside while knowing that you are taking a risk. In terms of FX, this is harder to mitigate if using USD stablecoin is what’s required to participate. However, you may be offsetting some currency risk to begin with by diversifying your savings across more than just your native currency.


[Stealth Mode] Beyond Protocol - project from Stanford University

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


[Stealth Mode] Beyond Protocol - project from Stanford University

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


[Stealth Mode] Beyond Protocol - project from Stanford University

Hi everyone,

I am on the founding team of Beyond Protocol's Street Team. It's a stealth project started by leaders in Silicon Valley. Please let me know if I can be helpful in any way. Info below.

Overview
Beyond Protocol was started by Silicon Valley-based technologists in January 2018 to harness the explosive power of merging distributed ledger technology and IoT. Beyond Protocol eliminates hacks and facilitates machine-to-machine value transfer.

With security as a given, Beyond Protocol allows us to feel comfortable opening up our devices for collaboration. Using them like threads of yard, the dreamers among us can weave together inventions we would have not thought to conceive.

From the smart phone -- a camera, a touch screen, GPS, an internet connection -- applications were built which revolutionized entire industries (e.g. Uber and Instagram). From Beyond Protocol, mega applications can be engineered on top of any combination of IoT devices: from smart pills to satellites. Imagine a Nest smoke alarm paying a drone to put out a fire, and the drone making micropayments to weather towers along the way to determine the best route. Beyond Protocol sets out to be the ethical language of machines.

After over a year of R&D, in early 2019, the Beyond Protocol team put forth the first iterations of its novel technology to a handful of partners. The technology allows its partners, with one line of code, to i. enable secure message brokering between devices through hardware signatures ii. equip devices with a cryptocurrency-based payment gateway. At present, there are no out-of-box solutions for either capability.

Beyond seeks to build real, practical solutions for device security and payments from consumers to devices, and soon, among an economy of devices. Beyond envisions a future where good triumphs over evil and technology can work to create an exponentially more safe and more beautiful world.

Project Resources
 - Website: http://beyond.link
 - Overview: https://docsend.com/view/upvdx52
 - Beyond Protocol (video): https://vimeo.com/258860331
 - Token Metrics: https://docsend.com/view/32kgadc

Technical Resources
 - White Paper: https://docsend.com/view/si72wby
 - Technical Overview: https://docsend.com/view/bujtxem

FAQ
Q: Do you plan to ICO/IEO?
A: To fund our project, and to seed our cryptocurrency, Beyond will sell its tokens from time to time ahead of a public listing. To date, Beyond has sold 4.96% of its token supply to project backers and allocated 6.07% to advisers. Beyond last sold its tokens in a private sale with a market capitalization of $100,000,000.00.

Q: When do you plan to launch?
A: Beyond is mostly in stealth. We plan to unveil key partnerships in Q3 2021 ahead of a token generation event (TGE).

Q: Who are your key advisors?
A: Some of our advisors include:
 - Anoop Nanna (Global Blockchain Practice Leader at Amazon; Formerly: Global Head of Blockchain, Cisco)
 - Stephen DiFranco (Former SVP/GM IoT, Broadcom)
 - Brian Forde (Sr. White House Advisor to Obama; Co-Founder Digital Media Initiative, MIT Media Lab)
 - Greg Silverman (Co-Founder/CEO of Stampede Ventures; Formerly: President, Warner Bros)
 - Brian Weinstein (President/COO, Bad Robot)
 - Peter Boni (Managing Principal, Kedgeway)

Q: How does Beyond compare to other blockchain-based IoT projects?
A: At launch, the core team and its advisers were deeply concerned about the integrity of existing solutions in the marketplace, which scores of its professional and academic associates deemed as being technologically nonviable (See: MIT Media Lab: "Our response to 'A Cryptocurrency Without a Blockchain Has Been Built to Outperform Bitcoin').


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


$80 FREE BTC 💎 Celsius Network 💎 Limited Time Deal 💎 New Users Only 💎 Available Worldwide

Celsius Network is a crypto bank with over $17,000,000 Assets Under Management (AUM) and over 625,000 active users.

Celsius gives 80% of their profit back to the customers in the form of interest on deposited cryptocurrency.

You are also able to take out loans as low as 1% APY against your crypto, allowing you to avoid tax events and HODL your assets, just like the rich do.

Celsius also pays all gas fees for its users, so you can withdraw your crypto absolutely free, whenever you'd like.

They also give very generous referral and promotion rewards as they believe in giving back to the people, rather than pay millions for advertisements.

Celsius Network Offer Details:

UPDATED: 2nd May 2021
Global | Europe | UK | USA | Asia | Africa | Worldwide
Promo gives $40 BTC
Referral gives $40 BTC
Total reward = $80 Bitcoin for FREE!!
Easy Instructions step-by-step below:

Step 1: Create an account with my referral code / link below

Use my referral code 1350636f9c or the link below for $40 free BTC on a $400 deposit: https://celsiusnetwork.app.link/1350636f9c
Please double check that the referral code is there when signing up as it can bug out on the app and have to be input manually.

Step 2: Enter the promo code below

After signing up go to profile > promo, and enter the code below:
BTC40 - Deposit $400 or more in supported crypto for $40 free Bitcoin

Step 3: Make a deposit

Deposits and their rewards:
- A deposit of $400 will yield $80 BTC reward || BTC40 + referral will activate

You can deposit any supported crypto, including stable-coins.

Once you deposit your rewards will be locked for 30 days, in order for them to unlock you must maintain your balance by keeping your deposit in Celsius.

Bonus:

You can earn massive interest rates on your crypto in Celsius Network, as it is a Savings Wallet / Crypto Bank that allows you to take loans against your assets if you want.

Be the 1% and let your money work for you and give you passive income.

If you have any questions please feel free to PM me


Indyglo's Sunday Funday Promocodes

Below are 63 of my current signup links and codes for cashback bonuses and discounts, categorized by type, followed by alphabetized summaries. I am a customer of the listed sites/apps/services and appreciate any questions or feedback.

Auto/Travel

Banks/Finance

  • Aspiration - https://my.aspiration.com/app/token/referral/AJFRATCE0M3GII6I - Get $50 cash when you join Aspiration - free bank account - and spend $250.
  • Boeing Employees Credit Union (BECU) - [(U.S.) - WA, ID, OR ONLY] - We can both earn $100 when you join BECU and open a Member Share or Member Advantage savings and also a checking account.
    • You must use both these codes when signing up:
      • promo code: 100REF21
      • my unique referral code: 1412508
    • Sign up online, by phone - 206-439-5700 - or at a BECU Branch and keep acct. opened for 90 days.
    • You must perform 10 of the following transactions within the first 30 days of opening acct :
      • Make a purchase using your BECU debit or credit card (easy with grocery store self-checkout!)
      • Write a check or electronic check.
      • Make a payment using bill pay.
  • Chase Bank - https://accounts.chase.com/raf/share/2735652016 - Get a $225 Bonus when you open a new Chase Total checking account.
  • Privacy - https://privacy.com/join/H3S9S - $5 when you sign up using my referral link (Privacy lets you generate smart, virtual debit cards to use online).
  • SoFi Money - https://www.sofi.com/invite/money?gcp=004af404-1a99-46b4-b486-44bce3a0ab1d - $50 plus cashback rewards when you sign up for a free account and fund it with $500 or more (no account fees and no ATM fees at 55,000 ATMs). Additional bonus if you sign up for direct deposit.
  • SoFi Personal Loan - https://www.sofi.com/invite/personal-loans/?gcp=ffdeec67-6330-4093-831c-7f84dce20cf4 - You and I get $10 each when you check your SoFi Personal Loan rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your SoFi loan.
  • SoFi Student Loan Refinancing - https://www.sofi.com/invite/student-loans/?gcp=6d9376c5-591a-439d-8bdb-c15da7d50852 - You and I get $10 each when you check your SoFi Student Loan Refinancing rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your student loan.
  • Square - https://squareup.com/i/JOHNJJMEGO - Free processing of up to $1000 in sales.
  • Venmo - https://get.venmo.com/rxSFFKZJTfb - Get $5 when you download the Venmo app using my referral link, sign up and make a $5 minimum payment to friends/family/etc. within 14 days.
  • Zogo - https://zogo.app.link/OpvQLwDYodb - Earn 750 Pineapples on Zogo when you use my code: JOHNM711 when you make an account. With Zogo, you can earn gift cards while learning about various aspects of personal finance. I've personally learned quite a bit with this app, complete modules daily to learn more and have recommended this to all of my friends and family. Great for adults and kids.

Cash Back

Credit Cards

  • American Express - http://refer.amex.us/JOHNMJN7Q?XLINK=MYCP - Sign up using my referral and earn $300 back after you spend $3,000 in purchases on your new Blue Cash Preferred Card in your first 6 months of card membership. Plus, apply by 5/5/21 and earn up to $200 back on eligible purchases at select U.S. home furnishing stores (the following merchants will qualify: Anthropologie - Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe’s, Terrain, and The Container Store.)
  • Capital One Venture - https://capital.one/33F9Sar - Sign up using my referral link and get 100,000 bonus miles (worth $1,000 when you redeem for travel) when you spend $20,000 on purchases in the 12 months from account opening, or earn 50,000 miles if you spend $3,000 on purchases in the first 3 months (worth $500 when you redeem for travel).
  • Discover IT - https://refer.discover.com/s/ssjqfl - Sign up using my referral and you'll get $50 back for signing up for a Discover IT credit card and making any $1 or more purchase within 3 months.
  • SoFi Credit Card - https://www.sofi.com/invite/credit-card?gcp=70c8148e-bc31-480e-9a01-33b7ace2a1fb - Sign up using my referral and get 2x points (4% cash back) on all card purchases for 30 days.

Food/Nutrition

Games

Investing

  • Acorns - https://share.acorns.com/mpho2002 - Get $5 when you use my link to open an account and make an investment.
  • eToro - https://etoro.tw/39w5dup Get $50 bonus when you open an account, transfer $100, make any crypto trade, and hold for one week.
  • Sofi Invest - https://www.sofi.com/share/invest/2500097 - Get $50 worth of your favorite stock to start building your portfolio when you fund your SoFi Active Invest account with at least $5,000. Get an additional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
  • Stash - https://get.stash.com/john_h88crts - Earn $20 of bonus stock when you join using my referral link and add cash to your personal investment or bank account.

Jobs

Shopping

Uncategorized

About These Apps/Services/Sites:

  • 23andMe offers two Personal Genetic Services: Health + Ancestry and Ancestry + Traits. Both services require submitting a saliva sample using their saliva collection kit that you send to the lab for analysis. 23andMe's Ancestry + Traits Service helps you understand who you are, where your DNA comes from and your family story.
  • Acorns merges the robo-advisor model with an automated savings tool, making it easier to build a nest egg. Besides the $5 they give you for signing up, they'll put your money in investments automatically which increase daily, monthly, yearly. You don't need to do anything. Invest as little or as much as you want, and they will put you in a position where your investment will grow.
  • American Express is a lucrative cash-back card for several spending categories. Your first year of $95 annual fee is waived, and offers up to an industry leading 6% cash back for select U.S. restaurants, streaming subscriptions, supermarkets, transit, gas stations and more.
  • Aspiration is an online financial institution offering a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
  • Befrugal is run by a bunch of cheap, thrifty, penny pinchers who believe that a dollar saved is two dollars earned. Find tens of thousands of coupons, deals, promotional codes and earn cash back for more than 5,000 retailers, including big retailers like Amazon, Target, and Walmart.
  • Boeing Employees Credit Union (BECU) is Washington's largest member-owned, not-for-profit credit union. BECU puts the interest of its members ahead of profit, offering its members free checking, no maintenance fees and no minimum balance requirements. BECU offers business services, personal checking and savings accounts, IRAs, mortgage and home equity loans, personal loans, vehicle loans, online banking and more. BECU is a Federally Insured State Chartered Credit Union with 42 branches, headquartered in Tukwila, WA.
  • Capital One is a credit card company offering many different types with a variety of cash back bonuses and other benefits.
  • Chase Bank is the largest bank in the country and offers a robust menu of products and services. It provides mortgages, auto loans and one of the broadest selections of credit cards in the industry. And its website experience can compete with those at online-only banks that focus solely on checking and savings.
  • Comcast Xfinity is a consumer-facing internet and television brand. TV at home & on the go. Hulu on X1. Stream live sports. Advanced security. Move service stress-free. Millions of hotspots. Netflix on X1. Prime Video on X1. Services: Internet, TV, home security, mobile.
  • Discover IT is a credit card company which offers a cash back match at the end of your first year (no maximum), with no annual fee, 0% intro APR on purchases and balance transfers. Earn 5% cash back on everyday purchases (places vary each quarter) when you activate.
  • Doordash offers delivery & takeout from the best local restaurants. Breakfast, lunch, dinner and more, delivered safely to your door. Doordash offers pickup & no-contact delivery.
  • Dropbox is a cloud storage service that lets you save files online and sync them to your devices. You can use Dropbox links to share files and folders with other people without sending large attachments. Dropbox offers a free plan that includes 2GB of storage. You can pay to increase that to as much as 3TB with a subscription.
  • Duolingo Plus - Duolingo is the most popular language-learning platform and the most downloaded education app in the world, with more than 300 million users. The company's mission is to make education free, fun, and accessible to all. Duolingo is designed to feel like a game and scientifically proven to be effective. Upgrading your free Duolingo account to Duolingo Plus gives you an ad-free experience. ability to download lessons in the app for offline use and unlimited skill test-outs.
  • eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFD assets
  • Evernote Premium - Evernote is an app that allows you to work from anywhere, stay in sync from any device, no matter where you are—you can even access notes when you have no WiFi or mobile data access. Evernote Premium, the top tier, adds the most features, such as the ability to search for text in Office documents and PDFs, annotate PDFs, scan business cards and suggested notes and content from the web that are relevant to the note you're currently working on.
  • Fuel Rewards is a loyalty program that helps you save money on gas when you dine at participating restaurants and shop at participating grocers, local, and online merchants. Save at least 5¢/gal on every fill-up with Gold Status at Shell, and save more when you combine with other rewards (see https://www.fuelrewards.com/fuelrewards/how.html).
  • Full Circle - Farming organically since 1996, Full Circle delivers the season's best produce and wholesome farm products conveniently to your door when you live in Washington, Oregon, Idaho and Alaska. Each delivery includes the option to edit/customize your box online and comes hand-packed with 100% certified-organic produce, news from your farmer, recipes, produce tips and details on upcoming farm events. Adding artisan farm products to your produce deliveries is optional. Full Circle makes it simple to live the good life.
  • GivingAssistant is a company that gives you cash back and coupon codes when shopping via their online portal. When you purchase a product via the cash-back platform, the merchant pays a commission to Giving Assistant. Then, 50% of the commission is paid back to the customer (you) as an incentive. You can choose the nonprofit and also adjust the percentage they receive.
  • GNC is the largest global specialty retailer of nutritional products, including vitamin, mineral, herbal and other specialty supplements and sports nutrition, diet and energy products.
  • GoCashBack is a cash-back website allowing you to get up to 31% cash back at your favorite stores. Find cash back and browse coupon codes to save even more money at over 1,500 retailers. Use the GoCashBack app to check your cash-back status from anywhere and click through while on the go to save when you shop from your phone. You can even get cash back when you dine out locally or at special events.
  • Groupon, whose name combines "group" and "coupon", is a website and mobile app that offers coupons, cashback on purchases and group deals to consumers. Restaurants, retailers, and manufacturers use Groupon deals in an effort to lure customers into their establishments or to purchase their products.
  • Grubhub partners with restaurants in your area to offer delivery for ones that don't normally deliver, while also offering a convenient online ordering system for the ones that do. Everything is handled through Grubhub, giving customers the flexibility to sign into one place and order nearly anything.
  • Home Chef is a weekly subscription meal kit service. Customers receive orders with all the fresh ingredients you need to make restaurant quality recipes, designed by Home Chef chefs. Home Chef saves you the time of going to the grocery store, finding new recipes, meal planning, and portioning.
  • Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click. Honey supports over 30,000 stores globally
  • Houzz is an online platform for home remodeling, architecture, interior design, decorating, landscaping, and home improvement.
  • Ibotta is a free cash-back rewards and payments app that gives you real cash for everyday purchases when you shop and pay through the app. Ibotta provides thousands of ways for consumers to earn cash on their purchases by partnering with more than 1,500 brands and retailers.
  • Instacart lets you shop from local grocery stores online, then sends a “personal shopper” to fulfill and deliver your order to you the same day (or a future date/time of your choosing). Unlike other grocery delivery services, the company doesn't stockpile fresh produce in a massive warehouse.
  • Instacart Shopper - Earn extra money shopping for others. As a shopper, you go to the grocery store like normal, except you’re getting paid to shop for others. Work whenever it works for you. With no set hours or days, you can shop as much or as little as you want, anytime you want. Must be age 18+ and be able to lift 40lbs.
  • Invitation.Codes is a site/app where you can sign up for free and post your referral links/codes for all of the most up to date promotions that are out there at the moment. There's a great community vibe to it and it's a great way to meet other like-minds while learning about new products and signup/referral offers.
  • Lemoney is a cash-back site with 1800+ stores. Find the best deals, coupons, cash-back rates, promo codes, sales, and discounts at Lemoney. Shop with Turbo Cashback and boost your cash-back rate.
  • Lyft is a rideshare service that lets you call a driver and car to your location using the Lyft app who will drive you where you need to go.
  • Miles is a rewards app empowering anyone to earn miles automatically for all modes of transportation. The Miles app rewards you with miles - their version of points - for no matter how you get from point A to point B (whether you drive, walk, bike, ride the train). Redeem the miles you’ve earned for rewards, discounts, and deals from brands such as Amazon, Chewy, DoorDash, HP, Reebok, Home Chef and more.
  • Mr. Rebates is a shopping portal where you can do online shopping at online stores you love, and earn cash-back rebates on your purchases. They have an A+ rating from the BBB (Better Business Bureau), and you can earn as much as 30% back.
  • MyPoints is a daily rewards program – just like when you earn miles on an airline or cash back on a credit card. Flexible, you don’t have to stick with one store to earn Points, and you don’t have to take your rewards in just one form. They have many partners that our members can shop with and redeem from. You can also earn points by completing surveys, watching videos and more.
  • NatureBox is a snack subscription focused on providing healthier options to reduce stress and promote wellness. Their snacks are unique, delicious, and guilt-free. No artificial flavors, colors or sweeteners. No corn syrup of any kind. No hydrogenated oils. No MSG. Some newer offerings include a Wellness Collection of snacks containing adaptogens in their ingredients list, CBD Snacks infused with hemp, supplements, and coffee.
  • Postmates is an on-demand goods delivery platform having a presence in more than 100 metropolitan areas in the US that enables people to get anything from local restaurants and stores delivered at their doorstep for a small fee. Postmates delivers goods with the help of their human courier networks which enables people to order anything from anywhere within the city.
  • Privacy.com is an innovative way to protect your personal information over the internet. Are you feeling uncomfortable using your credit card online? Privacy.com has the perfect solution - it creates a virtual card that masks your bank statements for your online payments.
  • Raise is a money-saving website aimed at helping people buy and sell discounted gift cards.
  • Rakuten gets a commission from stores when you make a purchase, and shares it with you. Find the store on rakuten.com, click “Shop Now” and shop like normal on the store site. After you make an eligible purchase, you’ll earn cash back and get a check or PayPal payment every quarter.
  • RebatesMe makes it easy to save at the stores you love. Earn cash back while shopping online, get access to thousands of coupons, and get the best price on millions of products.
  • Shutterfly enables users to create personalized photo gifts (including photos and text) such as smartphone cases, photo books, wall art, and home decor. Through its Lifetouch division, it also provides portraiture services.
  • Skillz is the world’s premier tournament platform where mobile gamers can use their skills to compete for cash and prizes. True to its name, Skillz does not host games of chance, and all winnings are based on your ability. Games include Solitaire Cube, Blackout Bingo, 21 Blitz, Texas Holdem and many more
  • SoFi Invest allows users to buy and sell individual stocks as well as ETFs and select cryptocurrencies, offering innovative investment tools to help members get their money right at every stage of their financial lives.
  • SoFi Money is an all-in-one product that is a hybrid checking and savings account. There are no account fees or minimum balance requirements, so you can bank freely. Pay no ATM fees at 55,000+ ATMs worldwide. Because SoFi Money is all online, you deposit checks from your phone and pay bills online. You can also use SoFi Money to transfer and receive money, like paying the babysitter or covering your share of dinner when the bill comes — All cash in your account earns 0.25% APY, which is quite high and even beats traditional banks’ high-yield savings accounts. No fees, and offers interest rate reduction.
  • SoFi Personal Loan is a great option for borrowers who make a decent income and have good credit. There are no origination fees or late fees, and you won’t be penalized for paying your balance off early. They offer low rates, no fees, exclusive member benefits including access to career coaches and financial advisers, exclusive virtual events and more. Fixed personal loan rates range between 5.99% APR to 20.25% (with AutoPay).
  • SoFi Student Loan Refinancing offers student loan refinancing and private student loans. Its refinancing loan is best for borrowers who want plenty of benefits with their refinanced student loan. Its private loan is best for flexible repayment options and no fees. You can see if you qualify with NO HARD credit check.
  • Square is a popular service that allows you to buy, sell and send money using any Apple or Android mobile device. With three free mobile apps — Square Register, Square Wallet and Square Cash — Square is designed to help small businesses accept credit card payments and to help consumers transition to a cashless, cardless lifestyle.
  • Stash aims to make the process of selecting stocks and ETFs quick and easy for beginners. Stash offers other account options, including brokerage and bank accounts, plus access to a Roth or traditional IRA retirement account.
  • T-Mobile is one of the largest providers of wireless voice and data communications services in the US with more than 81 million customers. It has about 2,200 T-Mobile and MetroPCS branded retail sites (ranging from kiosks to stores).
  • TopCashback is a competing cash-back web site that claims to offer higher cash back than some of the other larger sites. Rather than spend extra money on expensive commercials, TopCashBack uses the savings to provide consumers with higher cash-back payout rates.
  • Uber is a rideshare company with an app that allows passengers to hail a ride and drivers to charge fares and get paid.
  • Uber Driver - Turn your spare time into earnings with the Driver app - built with drivers, to bring you helpful information at your fingertips. Help as you move people and things where they need to go. Drive whenever you want — no offices, no bosses. Wherever you want to go, you can enjoy the journey and the destination. Requirements:
    • Meet the minimum age to drive in your city
    • Have at least one year of licensed driving experience in the US (3 years if you are under 23 years old)
    • Have a valid US driver’s license
    • Use an eligible 4-door vehicle
  • Uber Eats is a food delivery platform that makes getting great food from your favorite local restaurants as easy as requesting a ride. Their app connects you with a broad range of local restaurants and food, so you can order from the full menus of your local favorites whenever you want.
  • Uniqlo is a Japanese casual wear brand for women, men, kids & babies, operating in 20 different countries. Uniqlo is known for providing high-quality, private-label casual-wear at low prices.
  • Venmo is a social payments service used by millions of people to make, receive and share payments with friends, family, and select approved businesses (without using cash or checks). It’s similar to PayPal, but is unique in that Venmo allows users to share and like payments and purchases through a social feed.
  • Volcom is a lifestyle brand that designs, markets, and distributes boardsports-oriented products.
  • Wayfair is an American e-commerce company that sells furniture and home-goods.
  • Wish is a shopping app for iPhone and Android that lets you order cheap goods online with major savings. Most items ship straight from China, and a growing number ship from the U.S. for faster delivery. You can even pick up select items locally in minutes.
  • Zogo is a FREE mobile app for kids and adults (age 13+) to learn financial literacy. Earn points towards gift cards to Amazon, Walmart, Starbucks and more by completing short, bite-sized modules. The many lessons include:
    • How to save money
    • Importance and best practices for a good credit score
    • How to minimize debt
    • How to successfully create and maintain a budget
    • Long-term investment strategies

Putting together a list of games in the cryptoverse

The cryptoverse has a range of exciting applications and one of these is the potential offered by games within the cryptoverse. I felt it might be interesting to explore some of the games available or being developed in the cryptoverse and put together a list of reference for the subreddit. Please comment if I’ve missed any out you feel are important to have and I’ll add them to the list. Also, be warned, game quality may vary!

 

ETHEREUM:

Doctor Who: Worlds Apart (PC)

A turn- based trading card game based on the sci-fi show that is planned to release in 2021. You will be able to to buy and sell NFT cards to then use in PVP battles.

Polymarket (Browser)

A decentralised information markets platform where you can trade currency on the outcomes of current events.

Sorare (Browser)

Fantasy football (soccer) game with digital cards and weekly prizes. The aim is to put together a team of 5 players to compete and you are also able to buy and sell (some) of the trading cards.

 

ENJIN:

Age of Rust (Steam)

A single-player sci-fi action adventure game set within a wide range of destinations from caves to space stations that involves puzzle solving and combat with in-game treasure hunts that reward assets and currency on the blockchain. Currently in beta.

Lost Relics (PC)

A free-to-play action adventure RPG, this game has hack and slash dungeon-crawling gameplay with enemies to fight and artifacts to gain. There are also limited time quests that involve co-operation to complete.

9Lives Arena (PC)

Online RPG with focus on competitive 1 vs 1 PVP, it includes permadeath, resource gathering and item crafting. It also includes a companion app called OOOGY.

The Six Dragons (PC/Steam)

An open world single-player fantasy RPG with a large 256 sq. km map and a billion dungeons to explore. You can choose from 3 classes with crafting, enchantment and smithing opportunities using tokenised in-game currency. You can also vote on development with governance NFT tokens.

AlterVerse (Steam)

A multiplayer game that is a first-person action sci-fi with a large amount of worlds in space to explore and game modes to play such as deathmatch and PVP, capture the flag, spaceship raids and races.

Forest Knight (App)

Turn-based strategy game based in a fantasy RPG world which rewards strategic thinking and has numerous quests, missions and dungeons to play.

Bitcoin Hodler (App)

An assortment of games within the cryptocurrency world including side-scrollers and racing games which responds to real-world data from markets (i.e. easier on green days and harder on red days).

Zeal (Steam)

A PVP and PVE 3rd person action RPG that takes inspiration from World of Warcraft with fantasy elements.

Kingdom Karnage (App/Steam)

Digital card trading game where you can buy, sell or trade with other players. Includes gamemodes vs AI and other players.

The Galaxy of Lemuria (PC)

MMO survival RPG with trading card-based skill system and procedurally-generated galaxy to explore. Has solo and co-operative gameplay.

Ether Legends (App)

Trading card game with physical and digital elements which features PVP and solo gamemodes and opportunity to earn, buy and sell tokenised digital items.

War of Crypta (App)

Mobile multiplayer game with real-time PVP battles. Can create teams of 4 heroes to battle and gain resources which are used to level up or trade with other players.

 

DECENTRALAND:

Decentraland (Browser)

A decentralised virtual world which is controlled by the DAO (Decentralised Autonomous Organisation), made up of users. You can buy, sell and create your own assets with MANA and parcels of LAND (an NFT that maintains ownership of land on the server) while also being able to interact with other users.

 

WINK:

WINk (Browser)

Gaming platform based on the TRON blockchain that offers games ranging from ‘Dice’ to Poker to gamble on.

 

AUGUR:

Augur (Browser)

Betting exchange with no limits that is decentralised and global. You can bet on a wide range of topics from sports to economics to events and more. You can also create your own markets.

 

HIVE:

Splinterlands (App/Browser)

Collectible Trading Card Game similar to Magic the Gathering and Hearthstone, you can buy, sell and trade (as well as leasing them) digital assets to help in playing 1v1 games online.

 

ATARI TOKEN:

Atari Universe

Currently in development, Atari plans the usage of the Atari token as payment for the interactive entertainment industry with an Atari Casino, Atari Betting and will be able to be linked with the Atari VCS and partner with other game and entertainment developers.

 

LUDENA PROTOCOL:

GameTalkTalk (App)

Social community app (mostly popular in South Korea) that is based around gaming and rewards ‘LDN’ when challenges are completed which can be redeemed for NFTs and Giftcards.

 

ALIEN WORLDS:

Alien Worlds (Browser)

A decentralised universe which uses NFTs for collection and to be played with. You can earn NFTs through gameplay and participation while exploring the planets through mining, fighting and owning land.