Monday, April 5, 2021

This is a serious question from America. If America came to Russian leaders with an idea of how to deescalate or bring about a armistice to end the ongoing cyberwar and intense social engineering and

First,

This isn’t to illicit an argument of who did what and when. I am not here to blame-cast.

I will begin by saying a few things that might be said privately but not diplomatic public meeting.

  1. Yes, we started it.

  2. Yes, Arab Spring... Did you kmow the term Arab Spring was coined January 6th 2011.

Did you know that on January 6th 2021, 10 years later, the US Capitol was overrun by very misinformed and revolting American shirtless...

That strange similitude of those events is lost on most American politicians and most of our national advisors.

Occasionally subtle doesn’t work over here, but not everyone missed that striking similarity.

  1. For example, subtle in diplomacy was when 80 of our M1 Abrams tanks were knocked out by Iraqi’s firing cheap rocket propelled grenades at a very small panel on the rear of the tank that shorted out the entire electrical system. No lives lost, but those tanks were out of commission (we have refurbished them and sold them all off to Iraq and Saudi Arabia)

  2. That example highly the subtle diplomatic humor that one can encounter from time to time, as we quickly understood there was no was Iraqis figured out how to disable the M1 Abram, only a major nation who may have been war gaming a European comflict for decades could have that level of espionage into our tanks.

    5.Putin does have a wicked sense of humor, after all. I could mention more occurrences of these incidents, but they are mostly harmless back and forth. (

6.p.s. Maybe. America might have let the media in Austria find the recently empty caverns in Kärten that held untold amounts of command small tactical weapons to halt any Soviet push into the underbelly of Southern Europe... just to maybe say you had our M1 Abrams if we launched a counter-offensive, but your southern push might have not gone so hot either.

Thank Our Father in Heaven these things are all conjecture and forever will be.

  1. Back to the Spring, Russia may have been taken aback by this series of events. Russia not being looped in would not have been this users opinion, but I’m just a nobody.

  2. Russia who had an open internet frontier just most of the rest of the world had a right to take umbrage at more American Unilateralism. Again, America would admit we started this.

    1. Americas ability to engage in hideously deceptive way to bring... change was operational art that was concerning to not just outsiders looking in, but also to many insiders looking at their feet.
  3. This was not done to showcase our strength to the world. Please it could cause more havoc and pain to civilians if it became known.

  4. We had lost. America did this because by 2010 we knew we had lost Iraq and Afghanistan

  5. One final attempt to bring stability to Central Command. At least to inoculate them with questions of their own authoritarian rulers. Yes, it failed dismally in most regards, but international terrorism has fallen dramatically, and in Russia too.

  6. As forecasted Afghanistan has Taliban back in control and America had to lower itself to negotiate with them last year spit

  7. Iraq is not stable republic we hoped. A nation with pride for its ancient heritage, a nation similar to Japan or maybe Costa Rica, devoting its economy to innovation and lowering its military expenditures to nil.

  8. Quickly the rising incomes in Iraq from their oil wealth coupled with investment from abroad would encourage the neighbors to follow similar paths and perhaps a South American-esque area of the world could spread outward. (South America doesn’t fight many wars)

  9. We didn’t go into Afghanistan or Iraq to spread Christianity or steal oil. We had a plan, we wanted to bring the world closer to further peace and reduce a area that could conflagerate into global conflict.

  10. America recognizes Russia as a silent partner in this goal, and recognizes that Russian soliders and diplomats die trying to bring about the end of ethnic cleansing, warfare, and suffering of civilians.

  11. That was the mission objective beginning in 2001 and implemented in 2003.

  12. America admit lost and lost its way.

  13. America further admits we began the cyber-state of affairs.

  14. In many ways, after 9-11-2001 Russia came to the aid of the United States, and those efforts were not appreciated for what they were.

  15. America admits Russia has shown its strength in this new arena of conflict, and could exert more power projection there.

  16. America reminds Russia your star is rising and ours is falling, and while weakened we need to find a way to stop the political demagoguery and one step in that regard is to find a way to armistice.

—— Those are just statements I theorize could be said privately —-

Now the question.

Would Russians consider a armistice on cyberwar. While the ability of us to trust and verify adherence, (yes I know trust and verify is a Russian proverb) but there are ideas rolling around the blogosphere on how we could show this.

Part of which would be new economic partnerships.

  • Space-joint mission to build platforms on Moon with Robotics as a launch for a collaboative Mars

  • Ramping up of joint scientific reseach and heavy investment in fusion power plants for output and scalability.

  • agreement to lower of competition between our nations sale of natural gas (cars and trucks can be powered by NG now)

  • student exchange and scientific collaboration on many topics critical to humanity ,

  • joint construction of a bridge, railway, and highspeed train, proposed by Putin, over Bering strait. Joining Eastern Siberia to Alaska.

-together we publicly sign an agreement for a new Manhattan Project-like

1):to first solve how to propel enough mass into orbit at affordable costs 2) propel the necessary materials to build multiple large-scale 3d printing stations, and augmented manufacturing facilities to build necessary equipment 3) mass production and fitting of a solar attenuation shield by 100,000 of ground crews operating the construction. This is the quickest temporary solution if global warming does spiral out of control.
4) the solar attenuation shield just needs nearly molecule thin silicone lenses that connect for partial coverage.

Or together we might also build the facilities in upper orbit that can safeguard humanity if a volcanic field erupted, as we would need the robotic facilities to create was to entrain, scrub, and remove debris from upper atmosphere, this could save humanity from extinct (Siberian Traps were no joke.)

While these don’t address the ins and outs of a armistice or treaty.

They are a way to bind our nations and use our best and brightest at something together that might help every and drastically stop our mutually growing cyberintelligence expenditures.

Other words, we don’t want to beat you, we want to join you? Would that be politically feasible if enough consistent and reliable promises were upheld?

Thoughts?

Or criticism or even “you’re a nut case” are welcome.

Some of us want to hear what the other side might have to say, and the public nature of this question keeps it from being well... secretive.

But please dont think join into the increasing rancor or blame.

World is in a difficult place and those cyber analysts could all be retrained to operate robotic miners and builders on the Moon.

If we are going to colonize Mars, we need to launch from Moon and the mass of water we need to begin is on the Moon.

Keep in mind signal delay is only 1.7 seconds from Earth to Moon.

We could have all those guys mining bitcoins or spying on what you watch in private building humanities legacy.

We have to get off this planet if humanity is going to evolve further, and I think we all agree when we look around and see the good and kindness that is in the world today that humanity is worth a armistice.

So this is a real question. This is something we are working on. This isn’t pure science fiction. Any scientist worth his PhD can tell you it isn’t.

I’ve been harassing the subreddit to get to this question.

Pardon the typos, I don’t want anyone to confuse this for an official diplomatic cable.


Once again, the Forum between Public Advocate for the City of New York is back on, this time 4/6/2021 at 7 pm New York Time.

Dear Bitcoin Friends,

A month ago, I had posted an invite for a forum between the Public Advocate Jumaane Williams and myself.

I will evoke how bad the Bitlicense has been for the Bitcoin industry and how many people lost opportunities in New York City and worldwide.

If you feel checking the forum April 6, 2021: https://www.facebook.com/events/2856249801315865

Regards,
Theo Chino - Candidate for New York City Public Advocate

https://preview.redd.it/vbv3cdewmgr61.jpg?width=1080&format=pjpg&auto=webp&s=7a46723c7f1053b5271ea44744ee967f3fc46f03


I run the website AbolishTheBitlicense.com and I am running for Public Advocate in New York City. On 4/6/2021 at 7 pm New York Time, I will be debating the Current Public Advocate.

Dear Bitcoin Friends,

A month ago, I had posted an invite for a forum between the Public Advocate Jumaane Williams and myself.

I will evoke how bad the Bitlicense has been for the Bitcoin industry and how many people lost opportunities in New York City and worldwide.

If you feel checking the forum April 6, 2021: https://www.facebook.com/events/2856249801315865

Regards,
Theo Chino - Candidate for New York City Public Advocate

https://preview.redd.it/6vmhy0j3sgr61.jpg?width=2250&format=pjpg&auto=webp&s=0f40a41e9d5863308c006b7fd52649a2e337da3a


🍾 AMA with Ilia Obrazcov, CEO of Smartlands (SLT) 🍾

On Monday 5th April 2021, the CEO of Smartlands answered questions at an AMA session on r/stellarbets.

This post collects all of the questions and answers into an easy to ready format.

Q1. Hey! Wondering if we could learn more about the expected launch date, and what to expect on that day you do launch?

We are planning to announce the launch date and the main stages of the project in a couple of days. In the same release, we will cover what to expect on the launch day, too. We have to sort the licensing first.

Q2. In 2020, researchers from Oxford University published a paper called "Tokenization: The Future of Real Estate?". The paper suggests that the future of tokenizing real estate looks "promising," though it also listed a couple of challenges:

"First, there needs to be an expressed demand for the fractionalisation of single real estate assets. Evidence of this is at best sketchy, both through history and in the current period. Second, market participants need to be comfortable with blockchain, the digital underpinning of tokenisation."

Do you view these as challenges, and if so, how is Smartlands working to overcome them in Ukraine?

Similarly, the researchers seemed very keen on the idea of tokenizing debt markets, calling it an area "of significant promise." Can you provide a rough idea of the opportunities within this space, and the hurdles that need to be overcome before Smartlands can take advantage of them?

Debt markets are certainly also interested, although in our opinion not so promising as equity. We plan to add debt opportunities on the platform after the launch, in about the 2nd half of 2021.

Regarding the challenges for the tokenization, we don't see the problems mentioned in the Oxford report in Ukraine. In our opinion, the biggest challenge is the integration of the tokenized assets into the existing capital markets ecosystem (listing on traditional stock exchanges, ability to put tokens into collateral in a bank, etc.) and that can be solved only with specific legislation, like the one that is coming in Ukraine.

Q3. After you launch in Ukraine, will you be expanding your product range eg Art or will you be targeting launching in the UK?

We're considering building several "arms" in our ecosystem - real estate, agriculture, art and collectibles, SMEs, and startups.

We will start our alternative investment platform slowly, with only real estate, but will gradually add other asset classes as the investment capacity grows.

Q4. At this point, can you give us more details about the expansion of the Agroxy platform?

After thorough planning with multiple stakeholders, we're moving towards a more close partnership with Agroxy, and building a comprehensive ecosystem for farmers, not only including trading of farm produces, but also investments, payments, etc. We can't disclose much around it, as the details are still being negotiated and we don't have approval from other stakeholders in the project, but we will update our community as soon as there will be a solid agreement.

Q5. What makes Smartlands better than any other platform trying to tokenize real-estate?

We're for a long time in this market and almost certainly have a level of expertise bigger than of any new platform. Besides that, we're uniquely positioned as not only a tech company with one of the best tokenization technology but also we're the first client of our own tech with the regulated alternative investment business.

And our business and plans are far bigger than just real assets tokenization, more towards the concept of investment banking. E.g. we not only tokenize and list, but attracting investments, and for some asset classes plan even to provide a closed comprehensive ecosystem (agriculture).

Q6. Will there be KYC requirements for staking SLT and are there going to be restrictions on who can stake as a result? (i.e New York where there are heavy financial regulations)?

I can't yet give a certain answer about NY, but our ultimate goal is to allow staking for every investor.

Investors will need to hold the staked tokens in the regulated environment (Smartlands wallet), and we plan to require KYC only for investments (however that might change as our legal team goes through all the questions).

Q7. Do you have any plans for marketing videos on YouTube that explains your product, fee structure and how the SLT utility token is used in your product for better transparency and user reach?

Smartlands Youtube channel will be active very soon, and we plan to build a solid presence here. With good quality content and speakers. Considering Russian and English-speaking audiences, and most probably will make the content for both.

Overall, video content gives a unique educational opportunity and this will be one of the most important arms in the marketing of alternative investments.

Q8. What is the status of the Smartlands Wallet? Will it be compatible with Ledger and Trezor?

Smartlands Wallet, as well as the whole platform, is currently under a major overhaul.

Although the tokenization core was built as state-of-the-art for our UK adventure, the UI/UX/visual part was under the acceptance threshold, and that's where we concentrated our efforts now. So expect to see a good-looking solid platform, combining all the components into a very sexy and convenient UI.

For the wallet part, we see the big potential in streamlining the user experience by allowing to sign in with email and password (similar to what StellarX provides), but hardware wallets will also be supported for the increased security.

Ledger wallet support should be ready immediately with the wallet launch (or a few weeks later), and Trezor support is in the backlog and will be available later, about Q3.

Q9. I heard that there are around 5-6 million tokens that are being held off from the public, is this true, and if it’s true do y’all have any plans to gradually release them into the public or do you plan on just holding them?

The stats on CoinMarketCap are in general correct. There is ~7.1 million max supply, and ~5.5 circulating (was 5.1 prior to our investment into the Ukrainian licensed company). The number of tokens in circulation will be adjusted on the public release of the news regarding the status of our license in Ukraine.

All the company tokens are unlocked from the escrow contract according to the T&C of the crowd sale (within 3 years), but we're planning to continue to hold them at least until we have a really solid natural demand for the token from multiple sources and jurisdictions.

Q10. It is well known and understood that the first iteration of Smartlands and tokenization project in the UK could be seen as a pilot project of sorts. Brexit and the ultimate bear market forced a pivoting point in Smartlands - what are your two or three most important takeaways/lessons learned from that pilot project and how do you plan to implement these lessons within the framework of the platform launch in Ukraine?

Secondly, Do you see any barriers of entry beyond the legal and regulatory frameworks or hurdles? What do you feel is your biggest hurdle/most challenging barrier of entry ?

Thanks, with much love and belief in the project. We are rooting for you guys!

Thank you for the words of support; it meant a lot for the whole team! We certainly learned from the pilot and based on that knowledge, we are designing our alternative investment project now. The main takeaways are:

- We now more focus on the secondary market and an ability to put the tokens into collateral, as these turned to be the key points for institutionals;

- The retail audience we plan to target now is not the same. Previously we targeted crypto enthusiasts worldwide, and now the focus of the main campaign for the retail stage will be different. As in general crypto audience tends to trade and get the benefits now, we need those who prefer a long-term investment;

- We focus on the jurisdiction more friendly for tokenized real assets, as this allows to cut off the unnecessary middlemen, make tokens more transparent and secure, and allows streamlined integration into a traditional finance ecosystem.

The most significant barrier so far is still the regulation and waiting for the new law on digital assets to come into full force. However, as I told in the Sam Conner AMA, the process will be "iterational", and we will gradually release all the features.

Q11. What are some major roadblocks that could potentially hurt progress on the project? I always see people singing praises of SLT, but I get skeptical when there are only pros and no cons to discuss.

i.e. with the 1000€ requirement to stake, is there something that could impact a change to this plan for holders?

We don't foresee any significant roadblocks, but until the project is a successful and profitable global enterprise, all the startup risks are applied (however, to a major extent these risks are mitigated as we already are an experienced team and understand all the needs of the market).

Regarding the staking, we don't foresee any problems in implementing this rule, and holders will always be allowed to change the desired amount through on-chain voting.

Q12. Is there any news on when the Smartlands platform will go online?

soon™
:)

Q13. What is the biggest misinformation about Smartlands that you have seen?

Stolen logo :D

Q14. Can you maybe explain, in just a few simple sentences, how you ensure consistency between on-chain tokens and off-chain assets? I am thinking about some unexpected events that can befell on advertised buildings/properties (case of fire, earthquake, ...). How is this monitored and reflected on blockchain issued tokens?

Thanks for the question, it is really an important aspect.

Naturally, the equity tokens will provide all the same rights as the "paper" equity shares. That will be governed by the regulator and big partner banks and custodians.

Thus, the ownership of the property won't change in any event. And talking about the price of the tokens, it also shouldn't drop significantly, as the building naturally should be insured.

Q15. Who do you consider is our biggest competitor in this space and why?

There are a lot of DeFi projects, but I believe that we compete with the investments in general. We are trying to solve the issues of the current system and give people a cheaper, safe and more beneficial way to invest. It’s the best way to deliver some value. And if there are some similar projects, we are more than happy that this market is becoming more prominent and popular.

Q16. Are you at all concerned about the recent news of a Russian military presence pushing closer to Ukraine's border, and if so do you feel that Ukraine getting closer to a decentralized economy has anything to do with that?

Also, if someone wanted to get involved in helping the process of expanding Smartlands tokenization to new nations, such as Mexico, how would one go about that?

Also, will the staking minimum of 1000 euro be changed or clarified into a SLT balance?

Thank for the questions!

  1. The Ukraine-Russian relationship, It’s the same as global warming; we can’t change it at once, but we are taking all possible measures in order to prevent future problems. Our platform is safe and eco-friendly :)
  2. Expansion - we're currently concentrating our own business activities around Ukraine, Liechtenstein, and to some extent - UK, Germany, Switzerland, and Baltic states. We envision as the natural way for our expansion through local JVs with financial institutions/entrepreneurs, willing to dive deep into the regulatory/licensing questions.
  3. We envision it will be always tied to the fiat value, as this should be convenient. However, it might be changed through the voting of token holders.

Q17. Cruncher's prophecy is still holding up. What are your thoughts about that? 😉

Intuition is normally based on knowledge and experience :)

Q18. Honest question here - if the normal person out there sees that it runs on the Stellar platform, why not just use lumens instead of Smartlands Token?

Thanks for the question, I think that is really important to explain.

The explanation however is simple - it's not about the underlying blockchain or settlement layer (it can be Stellar, Ethereum, Cosmos, or even Bitcoin - most probably all of these blockchains will be used in our global ecosystem on the distance 5-10 years) - it is about our technology and smart contracts for meeting all the compliance and regulatory requirement, KYC, limits, settlement, utility functions, etc.

All these processes will require some fees, and according to the Smartlands Whitepaper and token sale T&C, we're bound to make the only possible way to pay fees on the platform in SLT token.

Q19. What is your teams shared drive that is making you all want to succeed?

Could you also please explain the best thing the team has done so far and one thing the team could have done slightly better?

Maybe it sounds too simple, but we really believe that we can change the current state of things, and the more we do, the more we see the support from our army of believers (our community), the easier it gets.

The best thing is that we all gathered in our effort, and everyone does his/her part properly. It’s both - the luck that it’s us - Martin Birch, me, Inna, Natalia, Danylo, Viktor, and the rest of the office, and the experience and effort of everyone. The best we could do is to find each other several months earlier.

Q20. How soon do you expect to have your Ukranian license? Has there been any challenges in the process of obtaining it?

No major challenges, only a few delays due to COVID - in Ukraine currently there is the big 2nd wave.

The license should be ready in the coming weeks.

Q21. I am very excited for this AMA! 🙈Thanks u/ilia_smartlands for accepting the invite to host an AMA for Stellar community! 🍾

I only have a simple question for you. I’ll leave the burning questions to others. What is your comfort food? ☺️

Many thanks for this event from me personally, and from all our team!

Last year I turned vegetarian (although not strict, just not eating/cooking meat at least at home and with family), and this was quite a big boost for productivity.

To mention some good example of what I eat, I'd prefer potato pancake with salted salmon and sour cream :)

Q22. What's your marketing strategy? Is it a big marketing campaign, or are you talking to specific businesses that look like they could be interested?

Thanks for the questions. Regarding the marketing campaign, as the first step we will open the platform for institutional investors, and this process is already full steam on face-to-face meetings.

Then we will open the venue for retail investors in Ukraine, and that's where the local marketing will kick in. Besides the wide campaign of digital marketing, we also rely here on the large customer support and acquisition team and call center.

Q23. Could you give us a breakdown of token distribution?

Thanks for the question!

7.1M total/max supply;
5.5M circulating.

Among the tokens not in circulation - 66% is the company treasury for long-term motivation (options) and partnerships, and 33% is the budget for direct investments.

Q24. Can you tell us why you are so passionate about smartlands, tokenization and the future of them both?

Thanks for the question!

The answer although is quite simple :) I really believe that this solution must exist, to allow all the people worldwide, no matter their net worth or income, to invest on the transparent platform, into profitable real economy assets that are just simply not available currently.

I personally find Smartlands and participated in the first token sale as an investor, for a reason - I found Smartlands and had an "aha" moment, knowing that such a platform will solve my personal problems and problems of all similar to me - IT professionals.

Q25. Do you have any news on the T1 exchange that SLT will be listed on?

Coming soon, exchange selected, and the process already ongoing.

Although please not expect before the platform and staking launch.


How To Protect Your Assets In a Stock Market Crash!

Hello Apes,

I have seen a lot of posts regarding a potential crash and subsequent questions by concerned apes asking how they can protect their assets and capital. I too had the same question and began researching safe assets and have decided to share my research here.

I am by no means a financial advisor and so this should not be considered financial advice. However and I am open to editing this posts following suggestions that are backed up by sufficient references.

The "Everything" Bubble

Following multiple DD's on this subreddit and that which will not be named it has become clear that are multiple underlying systemic issues in the market which are likely to implode. Furthermore, warnings from many renowned analysts suggest that the bubble is about to pop sending the U.S. and other global economies into a recession the likes of which has not been seen in decades.

Among those who have suggested a market collapse is:

Harry Dent - Author of "Great Depression".

Michael Burry - Known by many on this sub as a result of his prediction of the 2008 housing bubble.

The list of renowned investors warning of a bubble does not stop there. However, I will mention that many of them have mixed reputations and are especially critiqued for constantly stating there will be a collapse. It is important to consider this issue but also consider this quote "I may have been early, but I am not wrong".

Cyclically Adjusted P/E Ratio

I won't delve into indicators for an economic crash in this post too much as it is off-topic. However, the one indicator I will discuss is that mentioned above. This indicator was created by Robert Shiller, a Nobel laureate and professor of economics at Yale University in order to track future returns of equities. A higher than average value, in this case, suggests a lower than average annual return. It can be used to identify stocks that are undervalued although. Although it was not originally intended to predict market crashes high CAPE has been a great indicator of subsequent crashes.

Shiller CAPE

It is clear that for every time CAPE has advanced over 30 there has been a resulting crash. I will add a disclaimer that many will take unkindly to using this as an indicator for the economic crash. However, I do believe that its historical record warrants such use.

Gold

In this first instance, we will take a look at gold price action which as many of you will be aware recently hit an all-time high in August with a price of $2,061.50. This can be attributed to the economic uncertainty of Covid-19 [1]. The price of what is considered one of the safest stores of value has since declined to $1,730 as of writing.

Research has also found that gold prices performed consistently, thus, rising during the majority of major economic collapses [2].

Note: Green signifies the value rose when the S&P crashed, red means it fell more than the S&P, and yellow denotes it fell but less than or the same as the S&P.

Overall, it should come as absolutely no surprise that gold is one of, if not the safest form of hedging for the event of a market collapse. Therefore, holding physical gold should be an obvious move for those looking to protect their wealth. The same article I previously mentioned also gives important reasons as to stay away from silver if you are intending to hedge your bets on the market collapsing as it has consistently performed poorly in such events.

Real Estate / "Housing Bubble"

The real estate bubble is well documented and it should come as no surprise to people that the market seems massively disconnected from reality. As a result of the pandemic evictions for those who are unable to pay rent have subsequently been halted leaving many landlords in a precarious situation where may be unable to afford mortgage repayments. However, the inventory of real estate has decreased dramatically with the average time of sale from listing dropping to just 17 days.

Note: Graph Demonstrating Housing Inventory Source: https://fred.stlouisfed.org/series/MSACSR

This is arguably the result of historically low-interest rates leading to more borrowers and hence, buyers. As a result, housing inventory drops. Although this in and of itself can not be considered an indicator for a housing market crash the reason you are reading this is that you believe the stock market will crash and with its earnings as well as savings. It, therefore, goes without saying that there will be a reversal of these historic low inventories as buyers using credit begin to default on mortgages leading to a shift in the buy and demand fundamentals and a decrease in property values as foreclosures increase.

Overall, it can be suggested that in the event of any recession it will be important for the individual to have a home that they can afford to fully pay off. Furthermore, it is suggestible that any property investments should be delayed or the effects of a crash considered on the value of the property prior to purchase.

CryptoCurrency

Although I won't give out any specifics of which cryptocurrency to choose or invest in it is advisable that you choose one that has a low carbon footprint and is sustainable. Although, that is not to say Bitcoin and other cryptocurrencies have had their day yet.

With the short history of mainstream crypto, it is extremely hard to gather any valuable data on these assets and their potential uses during a crash. However, their disconnect to any centralised financial system makes them a good bet as they are limited in supply and this will not change.

Perhaps the biggest concern for crypto is whether it is firstly, in a bubble in and of its own right and secondly, whether in the event of any economic collapse it will be recognised to hold a similar value. Furthermore, JPMorgan has announced its interest in crypto markets suggesting it could act as a good hedge.

Cash

In the event of a collapse of big banks and a systemic failure that does not result in extreme hyperinflation, it is likely that having a reserve of physical cash will be a great advantage as millions disappear from the economy and maybe individuals are unable to withdraw money from their accounts. This is extremely relevant today as the use of bank cards has almost irradicated the use of physical money circulating in the system.

Conclusion

It appears that the best way to hedge against any risk of systemic failure, recession or even depression is a diverse portfolio including while including much physical gold. Don't forget to stock up to also stock up on lead.


[ CryptoCurrency ] AMA with Smartlands($SLT) CEO, Ilia Obrazcov

[ 🔴 DELETED 🔴 ] Topic originally posted in CryptoCurrency by Cryptomoura [link]

On Monday 5th April 2021, the CEO of Smartlands answered questions at an AMA session on stellarbets

This post collects all of the questions and answers into an easy to ready format.

Q1. Hey! Wondering if we could learn more about the expected launch date, and what to expect on that day you do launch?

We are planning to announce the launch date and the main stages of the project in a couple of days. In the same release, we will cover what to expect on the launch day, too. We have to sort the licensing first.

Q2. In 2020, researchers from Oxford University published a paper called ["Tokenization: The Future of Real Estate] The paper suggests that the future of tokenizing real estate looks "promising," though it also listed a couple of challenges:**

"First, there needs to be an expressed demand for the fractionalisation of single real estate assets. Evidence of this is at best sketchy, both through history and in the current period. Second, market participants need to be comfortable with blockchain, the digital underpinning of tokenisation."

Do you view these as challenges, and if so, how is Smartlands working to overcome them in Ukraine?

Similarly, the researchers seemed very keen on the idea of tokenizing debt markets, calling it an area "of significant promise." Can you provide a rough idea of the opportunities within this space, and the hurdles that need to be overcome before Smartlands can take advantage of them?

Debt markets are certainly also interested, although in our opinion not so promising as equity. We plan to add debt opportunities on the platform after the launch, in about the 2nd half of 2021.

Regarding the challenges for the tokenization, we don't see the problems mentioned in the Oxford report in Ukraine. In our opinion, the biggest challenge is the integration of the tokenized assets into the existing capital markets ecosystem (listing on traditional stock exchanges, ability to put tokens into collateral in a bank, etc.) and that can be solved only with specific legislation, like the one that is coming in Ukraine.

Q3. After you launch in Ukraine, will you be expanding your product range eg Art or will you be targeting launching in the UK?

We're considering building several "arms" in our ecosystem - real estate, agriculture, art and collectibles, SMEs, and startups.

We will start our alternative investment platform slowly, with only real estate, but will gradually add other asset classes as the investment capacity grows.

Q4. At this point, can you give us more details about the expansion of the Agroxy platform?

After thorough planning with multiple stakeholders, we're moving towards a more close partnership with Agroxy, and building a comprehensive ecosystem for farmers, not only including trading of farm produces, but also investments, payments, etc. We can't disclose much around it, as the details are still being negotiated and we don't have approval from other stakeholders in the project, but we will update our community as soon as there will be a solid agreement.

Q5. What makes Smartlands better than any other platform trying to tokenize real-estate?

We're for a long time in this market and almost certainly have a level of expertise bigger than of any new platform. Besides that, we're uniquely positioned as not only a tech company with one of the best tokenization technology but also we're the first client of our own tech with the regulated alternative investment business.

And our business and plans are far bigger than just real assets tokenization, more towards the concept of investment banking. E.g. we not only tokenize and list, but attracting investments, and for some asset classes plan even to provide a closed comprehensive ecosystem (agriculture).

Q6. Will there be KYC requirements for staking SLT and are there going to be restrictions on who can stake as a result? (i.e New York where there are heavy financial regulations)?

I can't yet give a certain answer about NY, but our ultimate goal is to allow staking for every investor.

Investors will need to hold the staked tokens in the regulated environment (Smartlands wallet), and we plan to require KYC only for investments (however that might change as our legal team goes through all the questions).

Q7. Do you have any plans for marketing videos on YouTube that explains your product, fee structure and how the SLT utility token is used in your product for better transparency and user reach?

Smartlands Youtube channel will be active very soon, and we plan to build a solid presence here. With good quality content and speakers. Considering Russian and English-speaking audiences, and most probably will make the content for both.

Overall, video content gives a unique educational opportunity and this will be one of the most important arms in the marketing of alternative investments.

Q8. What is the status of the Smartlands Wallet? Will it be compatible with Ledger and Trezor?

Smartlands Wallet, as well as the whole platform, is currently under a major overhaul.

Although the tokenization core was built as state-of-the-art for our UK adventure, the UI/UX/visual part was under the acceptance threshold, and that's where we concentrated our efforts now. So expect to see a good-looking solid platform, combining all the components into a very sexy and convenient UI.

For the wallet part, we see the big potential in streamlining the user experience by allowing to sign in with email and password (similar to what StellarX provides), but hardware wallets will also be supported for the increased security.

Ledger wallet support should be ready immediately with the wallet launch (or a few weeks later), and Trezor support is in the backlog and will be available later, about Q3.

Q9. I heard that there are around 5-6 million tokens that are being held off from the public, is this true, and if it’s true do y’all have any plans to gradually release them into the public or do you plan on just holding them?

The stats on CoinMarketCap are in general correct. There is ~7.1 million max supply, and ~5.5 circulating (was 5.1 prior to our investment into the Ukrainian licensed company). The number of tokens in circulation will be adjusted on the public release of the news regarding the status of our license in Ukraine.

All the company tokens are unlocked from the escrow contract according to the T&C of the crowd sale (within 3 years), but we're planning to continue to hold them at least until we have a really solid natural demand for the token from multiple sources and jurisdictions.

Q10. It is well known and understood that the first iteration of Smartlands and tokenization project in the UK could be seen as a pilot project of sorts. Brexit and the ultimate bear market forced a pivoting point in Smartlands - what are your two or three most important takeaways/lessons learned from that pilot project and how do you plan to implement these lessons within the framework of the platform launch in Ukraine?

Secondly, Do you see any barriers of entry beyond the legal and regulatory frameworks or hurdles? What do you feel is your biggest hurdle/most challenging barrier of entry ?

Thanks, with much love and belief in the project. We are rooting for you guys!

Thank you for the words of support; it meant a lot for the whole team! We certainly learned from the pilot and based on that knowledge, we are designing our alternative investment project now. The main takeaways are:

- We now more focus on the secondary market and an ability to put the tokens into collateral, as these turned to be the key points for institutionals;

- The retail audience we plan to target now is not the same. Previously we targeted crypto enthusiasts worldwide, and now the focus of the main campaign for the retail stage will be different. As in general crypto audience tends to trade and get the benefits now, we need those who prefer a long-term investment;

- We focus on the jurisdiction more friendly for tokenized real assets, as this allows to cut off the unnecessary middlemen, make tokens more transparent and secure, and allows streamlined integration into a traditional finance ecosystem.

The most significant barrier so far is still the regulation and waiting for the new law on digital assets to come into full force. However, as I told in the Sam Conner AMA, the process will be "iterational", and we will gradually release all the features.

Q11. What are some major roadblocks that could potentially hurt progress on the project? I always see people singing praises of SLT, but I get skeptical when there are only pros and no cons to discuss.

i.e. with the 1000€ requirement to stake, is there something that could impact a change to this plan for holders?

We don't foresee any significant roadblocks, but until the project is a successful and profitable global enterprise, all the startup risks are applied (however, to a major extent these risks are mitigated as we already are an experienced team and understand all the needs of the market).

Regarding the staking, we don't foresee any problems in implementing this rule, and holders will always be allowed to change the desired amount through on-chain voting.

Q12. Is there any news on when the Smartlands platform will go online?

soon™
:)

Q13. What is the biggest misinformation about Smartlands that you have seen?

Stolen logo :D

Q14. Can you maybe explain, in just a few simple sentences, how you ensure consistency between on-chain tokens and off-chain assets? I am thinking about some unexpected events that can befell on advertised buildings/properties (case of fire, earthquake, ...). How is this monitored and reflected on blockchain issued tokens?

Thanks for the question, it is really an important aspect.

Naturally, the equity tokens will provide all the same rights as the "paper" equity shares. That will be governed by the regulator and big partner banks and custodians.

Thus, the ownership of the property won't change in any event. And talking about the price of the tokens, it also shouldn't drop significantly, as the building naturally should be insured.

Q15. Who do you consider is our biggest competitor in this space and why?

There are a lot of DeFi projects, but I believe that we compete with the investments in general. We are trying to solve the issues of the current system and give people a cheaper, safe and more beneficial way to invest. It’s the best way to deliver some value. And if there are some similar projects, we are more than happy that this market is becoming more prominent and popular.

Q16. Are you at all concerned about the recent news of a Russian military presence pushing closer to Ukraine's border, and if so do you feel that Ukraine getting closer to a decentralized economy has anything to do with that?

Also, if someone wanted to get involved in helping the process of expanding Smartlands tokenization to new nations, such as Mexico, how would one go about that?

Also, will the staking minimum of 1000 euro be changed or clarified into a SLT balance?

Thank for the questions!

  1. The Ukraine-Russian relationship, It’s the same as global warming; we can’t change it at once, but we are taking all possible measures in order to prevent future problems. Our platform is safe and eco-friendly :)
  2. Expansion - we're currently concentrating our own business activities around Ukraine, Liechtenstein, and to some extent - UK, Germany, Switzerland, and Baltic states. We envision as the natural way for our expansion through local JVs with financial institutions/entrepreneurs, willing to dive deep into the regulatory/licensing questions.
  3. We envision it will be always tied to the fiat value, as this should be convenient. However, it might be changed through the voting of token holders.

Q17. Cruncher's prophecy is still holding up. What are your thoughts about that? 😉

Intuition is normally based on knowledge and experience :)

Q18. Honest question here - if the normal person out there sees that it runs on the Stellar platform, why not just use lumens instead of Smartlands Token?

Thanks for the question, I think that is really important to explain.

The explanation however is simple - it's not about the underlying blockchain or settlement layer (it can be Stellar, Ethereum, Cosmos, or even Bitcoin - most probably all of these blockchains will be used in our global ecosystem on the distance 5-10 years) - it is about our technology and smart contracts for meeting all the compliance and regulatory requirement, KYC, limits, settlement, utility functions, etc.

All these processes will require some fees, and according to the Smartlands Whitepaper and token sale T&C, we're bound to make the only possible way to pay fees on the platform in SLT token.

Q19. What is your teams shared drive that is making you all want to succeed?

Could you also please explain the best thing the team has done so far and one thing the team could have done slightly better?

Maybe it sounds too simple, but we really believe that we can change the current state of things, and the more we do, the more we see the support from our army of believers (our community), the easier it gets.

The best thing is that we all gathered in our effort, and everyone does his/her part properly. It’s both - the luck that it’s us - Martin Birch, me, Inna, Natalia, Danylo, Viktor, and the rest of the office, and the experience and effort of everyone. The best we could do is to find each other several months earlier.

Q20. How soon do you expect to have your Ukranian license? Has there been any challenges in the process of obtaining it?

No major challenges, only a few delays due to COVID - in Ukraine currently there is the big 2nd wave.

The license should be ready in the coming weeks.

Q21. I am very excited for this AMA! 🙈Thanks for accepting the invite to host an AMA for Stellar community! 🍾

I only have a simple question for you. I’ll leave the burning questions to others. What is your comfort food? ☺️

Many thanks for this event from me personally, and from all our team!

Last year I turned vegetarian (although not strict, just not eating/cooking meat at least at home and with family), and this was quite a big boost for productivity.

To mention some good example of what I eat, I'd prefer potato pancake with salted salmon and sour cream :)

Q22. What's your marketing strategy? Is it a big marketing campaign, or are you talking to specific businesses that look like they could be interested?

Thanks for the questions. Regarding the marketing campaign, as the first step we will open the platform for institutional investors, and this process is already full steam on face-to-face meetings.

Then we will open the venue for retail investors in Ukraine, and that's where the local marketing will kick in. Besides the wide campaign of digital marketing, we also rely here on the large customer support and acquisition team and call center.

Q23. Could you give us a breakdown of token distribution?

Thanks for the question!

7.1M total/max supply;
5.5M circulating.

Among the tokens not in circulation - 66% is the company treasury for long-term motivation (options) and partnerships, and 33% is the budget for direct investments.

Q24. Can you tell us why you are so passionate about smartlands, tokenization and the future of them both?

Thanks for the question!

The answer although is quite simple :) I really believe that this solution must exist, to allow all the people worldwide, no matter their net worth or income, to invest on the transparent platform, into profitable real economy assets that are just simply not available currently.

I personally find Smartlands and participated in the first token sale as an investor, for a reason - I found Smartlands and had an "aha" moment, knowing that such a platform will solve my personal problems and problems of all similar to me - IT professionals.

Q25. Do you have any news on the T1 exchange that SLT will be listed on?

Coming soon, exchange selected, and the process already ongoing.

Although please not expect before the platform and staking launch.


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AMA with Smartlands($SLT) CEO, Ilia Obrazcov

On Monday 5th April 2021, the CEO of Smartlands answered questions at an AMA session on stellarbets

This post collects all of the questions and answers into an easy to ready format.

Q1. Hey! Wondering if we could learn more about the expected launch date, and what to expect on that day you do launch?

We are planning to announce the launch date and the main stages of the project in a couple of days. In the same release, we will cover what to expect on the launch day, too. We have to sort the licensing first.

Q2. In 2020, researchers from Oxford University published a paper called ["Tokenization: The Future of Real Estate] The paper suggests that the future of tokenizing real estate looks "promising," though it also listed a couple of challenges:**

"First, there needs to be an expressed demand for the fractionalisation of single real estate assets. Evidence of this is at best sketchy, both through history and in the current period. Second, market participants need to be comfortable with blockchain, the digital underpinning of tokenisation."

Do you view these as challenges, and if so, how is Smartlands working to overcome them in Ukraine?

Similarly, the researchers seemed very keen on the idea of tokenizing debt markets, calling it an area "of significant promise." Can you provide a rough idea of the opportunities within this space, and the hurdles that need to be overcome before Smartlands can take advantage of them?

Debt markets are certainly also interested, although in our opinion not so promising as equity. We plan to add debt opportunities on the platform after the launch, in about the 2nd half of 2021.

Regarding the challenges for the tokenization, we don't see the problems mentioned in the Oxford report in Ukraine. In our opinion, the biggest challenge is the integration of the tokenized assets into the existing capital markets ecosystem (listing on traditional stock exchanges, ability to put tokens into collateral in a bank, etc.) and that can be solved only with specific legislation, like the one that is coming in Ukraine.

Q3. After you launch in Ukraine, will you be expanding your product range eg Art or will you be targeting launching in the UK?

We're considering building several "arms" in our ecosystem - real estate, agriculture, art and collectibles, SMEs, and startups.

We will start our alternative investment platform slowly, with only real estate, but will gradually add other asset classes as the investment capacity grows.

Q4. At this point, can you give us more details about the expansion of the Agroxy platform?

After thorough planning with multiple stakeholders, we're moving towards a more close partnership with Agroxy, and building a comprehensive ecosystem for farmers, not only including trading of farm produces, but also investments, payments, etc. We can't disclose much around it, as the details are still being negotiated and we don't have approval from other stakeholders in the project, but we will update our community as soon as there will be a solid agreement.

Q5. What makes Smartlands better than any other platform trying to tokenize real-estate?

We're for a long time in this market and almost certainly have a level of expertise bigger than of any new platform. Besides that, we're uniquely positioned as not only a tech company with one of the best tokenization technology but also we're the first client of our own tech with the regulated alternative investment business.

And our business and plans are far bigger than just real assets tokenization, more towards the concept of investment banking. E.g. we not only tokenize and list, but attracting investments, and for some asset classes plan even to provide a closed comprehensive ecosystem (agriculture).

Q6. Will there be KYC requirements for staking SLT and are there going to be restrictions on who can stake as a result? (i.e New York where there are heavy financial regulations)?

I can't yet give a certain answer about NY, but our ultimate goal is to allow staking for every investor.

Investors will need to hold the staked tokens in the regulated environment (Smartlands wallet), and we plan to require KYC only for investments (however that might change as our legal team goes through all the questions).

Q7. Do you have any plans for marketing videos on YouTube that explains your product, fee structure and how the SLT utility token is used in your product for better transparency and user reach?

Smartlands Youtube channel will be active very soon, and we plan to build a solid presence here. With good quality content and speakers. Considering Russian and English-speaking audiences, and most probably will make the content for both.

Overall, video content gives a unique educational opportunity and this will be one of the most important arms in the marketing of alternative investments.

Q8. What is the status of the Smartlands Wallet? Will it be compatible with Ledger and Trezor?

Smartlands Wallet, as well as the whole platform, is currently under a major overhaul.

Although the tokenization core was built as state-of-the-art for our UK adventure, the UI/UX/visual part was under the acceptance threshold, and that's where we concentrated our efforts now. So expect to see a good-looking solid platform, combining all the components into a very sexy and convenient UI.

For the wallet part, we see the big potential in streamlining the user experience by allowing to sign in with email and password (similar to what StellarX provides), but hardware wallets will also be supported for the increased security.

Ledger wallet support should be ready immediately with the wallet launch (or a few weeks later), and Trezor support is in the backlog and will be available later, about Q3.

Q9. I heard that there are around 5-6 million tokens that are being held off from the public, is this true, and if it’s true do y’all have any plans to gradually release them into the public or do you plan on just holding them?

The stats on CoinMarketCap are in general correct. There is ~7.1 million max supply, and ~5.5 circulating (was 5.1 prior to our investment into the Ukrainian licensed company). The number of tokens in circulation will be adjusted on the public release of the news regarding the status of our license in Ukraine.

All the company tokens are unlocked from the escrow contract according to the T&C of the crowd sale (within 3 years), but we're planning to continue to hold them at least until we have a really solid natural demand for the token from multiple sources and jurisdictions.

Q10. It is well known and understood that the first iteration of Smartlands and tokenization project in the UK could be seen as a pilot project of sorts. Brexit and the ultimate bear market forced a pivoting point in Smartlands - what are your two or three most important takeaways/lessons learned from that pilot project and how do you plan to implement these lessons within the framework of the platform launch in Ukraine?

Secondly, Do you see any barriers of entry beyond the legal and regulatory frameworks or hurdles? What do you feel is your biggest hurdle/most challenging barrier of entry ?

Thanks, with much love and belief in the project. We are rooting for you guys!

Thank you for the words of support; it meant a lot for the whole team! We certainly learned from the pilot and based on that knowledge, we are designing our alternative investment project now. The main takeaways are:

- We now more focus on the secondary market and an ability to put the tokens into collateral, as these turned to be the key points for institutionals;

- The retail audience we plan to target now is not the same. Previously we targeted crypto enthusiasts worldwide, and now the focus of the main campaign for the retail stage will be different. As in general crypto audience tends to trade and get the benefits now, we need those who prefer a long-term investment;

- We focus on the jurisdiction more friendly for tokenized real assets, as this allows to cut off the unnecessary middlemen, make tokens more transparent and secure, and allows streamlined integration into a traditional finance ecosystem.

The most significant barrier so far is still the regulation and waiting for the new law on digital assets to come into full force. However, as I told in the Sam Conner AMA, the process will be "iterational", and we will gradually release all the features.

Q11. What are some major roadblocks that could potentially hurt progress on the project? I always see people singing praises of SLT, but I get skeptical when there are only pros and no cons to discuss.

i.e. with the 1000€ requirement to stake, is there something that could impact a change to this plan for holders?

We don't foresee any significant roadblocks, but until the project is a successful and profitable global enterprise, all the startup risks are applied (however, to a major extent these risks are mitigated as we already are an experienced team and understand all the needs of the market).

Regarding the staking, we don't foresee any problems in implementing this rule, and holders will always be allowed to change the desired amount through on-chain voting.

Q12. Is there any news on when the Smartlands platform will go online?

soon™
:)

Q13. What is the biggest misinformation about Smartlands that you have seen?

Stolen logo :D

Q14. Can you maybe explain, in just a few simple sentences, how you ensure consistency between on-chain tokens and off-chain assets? I am thinking about some unexpected events that can befell on advertised buildings/properties (case of fire, earthquake, ...). How is this monitored and reflected on blockchain issued tokens?

Thanks for the question, it is really an important aspect.

Naturally, the equity tokens will provide all the same rights as the "paper" equity shares. That will be governed by the regulator and big partner banks and custodians.

Thus, the ownership of the property won't change in any event. And talking about the price of the tokens, it also shouldn't drop significantly, as the building naturally should be insured.

Q15. Who do you consider is our biggest competitor in this space and why?

There are a lot of DeFi projects, but I believe that we compete with the investments in general. We are trying to solve the issues of the current system and give people a cheaper, safe and more beneficial way to invest. It’s the best way to deliver some value. And if there are some similar projects, we are more than happy that this market is becoming more prominent and popular.

Q16. Are you at all concerned about the recent news of a Russian military presence pushing closer to Ukraine's border, and if so do you feel that Ukraine getting closer to a decentralized economy has anything to do with that?

Also, if someone wanted to get involved in helping the process of expanding Smartlands tokenization to new nations, such as Mexico, how would one go about that?

Also, will the staking minimum of 1000 euro be changed or clarified into a SLT balance?

Thank for the questions!

  1. The Ukraine-Russian relationship, It’s the same as global warming; we can’t change it at once, but we are taking all possible measures in order to prevent future problems. Our platform is safe and eco-friendly :)
  2. Expansion - we're currently concentrating our own business activities around Ukraine, Liechtenstein, and to some extent - UK, Germany, Switzerland, and Baltic states. We envision as the natural way for our expansion through local JVs with financial institutions/entrepreneurs, willing to dive deep into the regulatory/licensing questions.
  3. We envision it will be always tied to the fiat value, as this should be convenient. However, it might be changed through the voting of token holders.

Q17. Cruncher's prophecy is still holding up. What are your thoughts about that? 😉

Intuition is normally based on knowledge and experience :)

Q18. Honest question here - if the normal person out there sees that it runs on the Stellar platform, why not just use lumens instead of Smartlands Token?

Thanks for the question, I think that is really important to explain.

The explanation however is simple - it's not about the underlying blockchain or settlement layer (it can be Stellar, Ethereum, Cosmos, or even Bitcoin - most probably all of these blockchains will be used in our global ecosystem on the distance 5-10 years) - it is about our technology and smart contracts for meeting all the compliance and regulatory requirement, KYC, limits, settlement, utility functions, etc.

All these processes will require some fees, and according to the Smartlands Whitepaper and token sale T&C, we're bound to make the only possible way to pay fees on the platform in SLT token.

Q19. What is your teams shared drive that is making you all want to succeed?

Could you also please explain the best thing the team has done so far and one thing the team could have done slightly better?

Maybe it sounds too simple, but we really believe that we can change the current state of things, and the more we do, the more we see the support from our army of believers (our community), the easier it gets.

The best thing is that we all gathered in our effort, and everyone does his/her part properly. It’s both - the luck that it’s us - Martin Birch, me, Inna, Natalia, Danylo, Viktor, and the rest of the office, and the experience and effort of everyone. The best we could do is to find each other several months earlier.

Q20. How soon do you expect to have your Ukranian license? Has there been any challenges in the process of obtaining it?

No major challenges, only a few delays due to COVID - in Ukraine currently there is the big 2nd wave.

The license should be ready in the coming weeks.

Q21. I am very excited for this AMA! 🙈Thanks for accepting the invite to host an AMA for Stellar community! 🍾

I only have a simple question for you. I’ll leave the burning questions to others. What is your comfort food? ☺️

Many thanks for this event from me personally, and from all our team!

Last year I turned vegetarian (although not strict, just not eating/cooking meat at least at home and with family), and this was quite a big boost for productivity.

To mention some good example of what I eat, I'd prefer potato pancake with salted salmon and sour cream :)

Q22. What's your marketing strategy? Is it a big marketing campaign, or are you talking to specific businesses that look like they could be interested?

Thanks for the questions. Regarding the marketing campaign, as the first step we will open the platform for institutional investors, and this process is already full steam on face-to-face meetings.

Then we will open the venue for retail investors in Ukraine, and that's where the local marketing will kick in. Besides the wide campaign of digital marketing, we also rely here on the large customer support and acquisition team and call center.

Q23. Could you give us a breakdown of token distribution?

Thanks for the question!

7.1M total/max supply;
5.5M circulating.

Among the tokens not in circulation - 66% is the company treasury for long-term motivation (options) and partnerships, and 33% is the budget for direct investments.

Q24. Can you tell us why you are so passionate about smartlands, tokenization and the future of them both?

Thanks for the question!

The answer although is quite simple :) I really believe that this solution must exist, to allow all the people worldwide, no matter their net worth or income, to invest on the transparent platform, into profitable real economy assets that are just simply not available currently.

I personally find Smartlands and participated in the first token sale as an investor, for a reason - I found Smartlands and had an "aha" moment, knowing that such a platform will solve my personal problems and problems of all similar to me - IT professionals.

Q25. Do you have any news on the T1 exchange that SLT will be listed on?

Coming soon, exchange selected, and the process already ongoing.

Although please not expect before the platform and staking launch.


Profits with Remote Viewing... Thanks for the cheese, Daz

Last couple months Daz has been putting forecast charts on cryptoviewing for their world events predictions.. (except april, wtf Daz). For March he predicted a drop in the market a little after the middle of the month, so I waited and bought some puts on SPY. I also waited until the 4th week of March for his predicted uptick in Bitcoin and bet with margin up to the 31st.

https://photos.app.goo.gl/8dvi4ySrm2QaZSsM6

What's even more satisfying is sending my non-believer friends the play-by-play updates before and after.

While I am not betting the house on these plays because there seems to be some force that prevents big profits from RV, let's just say that cryptoviewing subscription pays for itself.


An introduction to MintPeers

MintPeers is an advanced DeFi P2P lending platform on the blockchain.

MintPeers is a platform where you can borrow and lend without an intermediary, placing borrower and lender in direct contact with each other. The lender lists his offer on the platform where he can determine a number of criteria including currency, interest rate, duration, and percentage and currency of the collateral required.

MintPeers sets some basic limits regarding the loan conditions, in order to exclude loan constructions with excessive interest rates, with which we prevent the borrower from entering into unreasonable agreements. These basic limits used by MintPeers are defined as broadly as possible in order to give free rein to the speculative trading spirit — provided and for as long as safe and reasonable agreements can be warranted.

https://preview.redd.it/8dmj4vkzndr61.png?width=2516&format=png&auto=webp&s=2cd3937ed72898da349596b9dc0e5ebb087019ce

Cryptocurrencies

MintPeers will accept a certain amount of cryptocurrencies, to prevent risky collateralization situations — as explained later. At launch of our mainnet, we will accept the following currencies:

  • BTC (Bitcoin)
  • ETH (Ethereum)
  • LTC (Litecoin)
  • BCH (Bitcoin Cash)
  • BNB (Binance Coin)
  • ADA (Cardano)
  • DOT (Polkadot)
  • LINK (Chainlink)
  • DASH (Dash)
  • MIOTA (IOTA)
  • XMR (Monero)
  • VET (VeChain)
  • NAV (Navcoin)
  • PAX (Paxos Standard)
  • USDT (Tether)
  • MPRS (MintPeers)

Lender

The lender can place an offer on our platform which any borrower, who meets the criteria, can accept. On acceptation of an offer by a borrower, the lender pays the 2% platform fee and the loan will commence. The lender can set the following criteria for his offer.

Loan

A lender can specify the amount they are willing to offer in the currency of their choice, provided it falls within the cryptocurrencies accepted on the MintPeers platform.

Interest

The interest can be specified as a percentage between 2% and 16% when demanding full collateral for the loan. The lender can increase this interest percentage to a maximum of 30% by decreasing the collateralization percentage demanded.

Duration

The duration of the loan can be specified with certain flexibility, ranging from 1 hour (minimum) to 90 days (maximum).

Collateral

Full collateralization can be demanded, meaning the borrower has to deposit a collateral of 100% of the loan plus interest. The lender is also free to specify in which currencies collateral is accepted, provided they fall within the cryptocurrencies accepted on the MintPeers platform (as protection for volatile market conditions).

Lender can choose to accept a lower percentage of collateral for borrowers preapproved by lender, for example when a certain base of trust has been established. In this case, the lender is also allowed a variable increase of interest (up to 30%).

Collateral ratio

In the event the lender accepts collateral in a currency that is different from the loan currency, the value of the collateral can drop below the required ratio due to fluctuation in market conditions (“under-collateralization”), in this case the lender can seize the collateral, or allow the borrower to top up the collateral.

Defaulting

In case the borrower fails to repay the loan according to the set terms, the lender can choose to seize the collateral that has been agreed upon.

Borrower

Borrowers can see the current offers listed on the MintPeers platform, and choose an offer that meets their criteria, but can also publish a “Request”, which lenders can then fulfill.

Loan

Borrowers can choose to commence a loan in various currencies, this does not have to be the currency of their collateral.

Collateral

According to the criteria set by the lender, either full collateral has to be deposited, or part. The lender can choose the cryptocurrencies in which collateral is accepted, this means a borrower can borrow 1 BTC, while putting up 32 ETH. Upon successful repayment of the loan, the collateral will automatically be returned.

Collateral ratio

In the event the value of the borrower’s collateral falls below the required collateral ratio, the lender can choose to seize the collateral or allow the borrower to top up the collateral to match the correct ratio, and thus, value.

MPRS Token Minting

When a loan commences, 50% of the platform fee, which equals 1% of the loan value, will be systematically locked in the MintPeers Vault. The amount locked in the Vault is, per definition, only accessible by the borrower after successful repayment of the loan, or will be returned to the lender in case the borrower defaults.

Upon successful repayment of a loan, an amount of MPRS tokens equal to this value will be minted and added to the supply, increasing the total MPRS supply but also adding value, thus keeping inflation fully in check. The minted MPRS tokens will be paid to the borrower as reward for having successfully repaid the loan.

The borrower can choose to hold their reward in MPRS, or choose to cash out their MPRS tokens in exchange for equal value in the loan currency. In this case, MintPeers will automatically buy back these MPRS tokens using the value locked in the Vault, and in turn send this to the borrower and ultimately burn said MPRS tokens from the supply, thus again keeping inflation fully in check. This is an automated and locked process, guaranteeing complete safety.

As the MintPeers platform grows, the value of the MPRS tokens will naturally increase due to this mechanism. This poses many scenarios where it will benefit to hold MPRS, as this increases the MPRS token supply while at the same time adding value.

This does not cause inflation, but rather expands MPRS in terms of value and market cap*.*

To download the Whitepaper, please visit our website.


Discussion about a decentralised and distributed accurate timing system.

Last night, I was thinking about how cellular automata propogate by updating all states at some given event, for example, every second. This is a beat - a pulse - a cycle - a regularly recurring event. It's a timing event for a system. The second is defined based on hyperfine splitting, etc. The physical world is governed by such accurate timing events. This led me to what I consider to be a significant understanding.

When it comes to decentralsied and distributed systems such as blockchain platforms, these accurate timing systems don't exist from what I can tell and there's no way to measure time with significant accuracy.

It also seems to me that blockchains themselves could function as such timing systems with blocks playing the role of beats. For example, the goal for the bitcoin blockchain is to create a new block every 10 minutes. You could say that the blockchain has a pulse of 1 beat per 600 seconds on average. This kind of simulates a heartbeat - a timing system with a variable beat. It can speed up and slow down and "resting" will return it to normal. What these distributed systems need is a blockchain equivalent to a fixed rate timing system like hyperfine splitting as opposed to a variable one.

So, what I'm hoping to achieve with this post is to hopefully start a discussion about this subject. Is it possible to create a blockchain type system with incentives but with a fixed rate block creation?

Is such a system even necessary or could creating blocks more quickly have the same effects, for example, 1000 blocks per second instead of 1 block per 600 seconds? What are the limitiation, etc?


My drug use history which changed from few times a year to almost everyday. Few days ago i got scammed and want to change my lifestyle back to ”normal”

Hello boys and girls!

This little story would be too long if i include every detail, so i try to speedrun this.

Before this ”festival” i have mainly used alcohol and nicotine. Tried poppers and weed few times, liked them but never bought or tried to acquire them. Until...

Summer 2018 i went to edm festival in foreing country where i tried mdma, ketamine, speed (euro), coke for the first time. Ecstacy was the shit, holy fucking moly how awesome it was being at main stage with friends, music blasting, fireworks flying and lasers spinning, it was life changing experience. I rolled 3 days in a row (after i learned that it is unhealthy). From that time on i fell in love with edm, festivals and drugs. We started going to events mainly in summer and some raves during fall. Only used drugs during those trips so no biggie, just enjoyed life and enhanced the experience with drugs during big parties, few times a year.

When covid hit 2020 spring, events dissapeared, school halted and moved to remote classes. Had all time in the world and no events anymore. My friend showed me how you can arrange buying drugs from local dealers online. This changed the whole game. Lot of time, lot of money and easy access to substances. Instead of using only during parties few times a year, i started to use at home, friends place, where ever, when ever.

I have not been addicted to anything spesific except nicotine, that i stopped 3 months ago. I think im sort of polydrug addict, i started to think that sober life is kinda boring and certainly fucked my brain chemistry to extend. Working out and studing suffered because its so easy to get good feelings frol chemicals, instead of ”earning” it trought completing something urself.

Anyways my mission was to try almost every drug i could get my hands to, excluding heroin and i.v/i.m ROA.

I have tried at least once or used more:

Weed

Mushrooms ( and truffles)

Lsd

Mdma

Ketamine

Many different benzos and Z-drugs

2-cb

Codeine

Amphetamines (speed, concerta,ritalin, elvanse)

Poppers

Oxycodone

Pregabalin (lyrica)

Gabapentin

Tramadol

Cocaine

Buprenorphine(subutex)

Methadone

Nitrous oxide

Opiates from these are most addicting for me, (oxys particularry) Uppers like amphetamine are the most boring (i think it is because i have ADD and have been on meds on/off since primary school) and alcohol, hangover is the worst but with rational doses it’s ok.

My top 4 drugs would be:

  1. MDMA

2.Mushrooms (i have only tried lsd for couple of times on low dose so with more experience it could take this spot)

3.Pregabalin

  1. Oxycodone

Bonus: nitrous oxide is really good combo with all most everything, i ordered it to home almost year in a row, but when i counted how much money i used, i stopped. Now we only order small amounts when we are going to roll or trip

So anyways, i have never ordered anything to me by mail, always f2f deals but recently the sites where people sell and buy has been either closed or Ddossed. Recently i found new site where u could order things delivered inside from my country so no risk of customs intervening ur deliverys. Bulk prices were really cheap and there were drugs that are hard to find locally so i tought ”fuck yeah, i order large amounts cheap and have stock for long time”. Everything was almost too good to be true, spoiler alert: IT WAS. Without lot of researching i just made an account, sent bitcoin valued little bit under 1000€ to this ”account”. Almost right after the deposit i started to look more into it. After about 20 minutes i realised i made a big mistake. Fuck, i obviously cant go to police with this matter. I know i know, im fucking stupid and i will regret this deeply for next few months propably everyday.. luckily it doesent affect me financially a lot but of course i could come up with million things that i could have spent it, instead of donating it to random scammer.

Im somewhat sparing with my money and the fact that i made this kind of choice impulsively for drugs. It’s time to stop. I need to take a step back. Appreciate the moments and memories with my friends and girlfriend using these substances and cut my use of drugs from daily/weekly to every once in a while thing.

This happened last week and now i would like to think that in the future i atleast learned something and it made me want to change my lifestyle and was ”meant” to happen.. i would still like to get my 1k back but it’s life. Things happen and there is nothing that i could do.

I like to add that im studying at University of applied sciences, still have somewhat lots of money for my age and being a student. Good family relations and friends + wonderful girlfriend. Im content with my life and i dont use drugs only to cope with reality per se. But i need to cut back usage when i still have all these wonderful things.

2 drugs i want to keep using for a long time few times a year are mdma and shrooms. After every roll i have strong appreciation of life and gf and friends. I dont have urges to abuse them.

Drugs can be amazing, just dont make ur whole life about using and being high. Sorry for such a long post and stay safe everyone ❤️ we have just one life, enjoy the ride!!


Pools

I think there is a lot of misunderstanding going around about the benefits of pools. We are still in the very early stages and it doesn’t make sense to me how concerned a lot of people are.

  1. Pools do not increase your rewards, they just smooth out the distribution of them. If you are predicted to win once a month (2XCH), contributing your space to a pool will net you 1/15th XCH per day (actually less because of a pool fee). The total amount you earn will be about the same.

  2. A 12TB, $200, external drive fully plotted should win about once a week right not. That’s really not that long and at a far lower cost to get started compared to a PoW coin.

  3. Chia has many more reward events per day than BTC, with lower reward amounts, giving everyone a much higher chance of winning.

  4. With Bitcoin or Ethereum people with thousands of dollar mining rigs would not win in multiple years. This is why smoothing the rewards makes sense.

  5. See point #1 again

Conclusion, this is the most accessible crypto project ever so get out there and get your XCH while the getting is good. Pools will come in time so stop worrying about them!


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The purpose of this thread is to find those old games from the past whose title you just can't remember, or even a newer game you can't put your finger on. All questions pertaining to this subject must be asked here.

The old Game Remembrance Thread has been around since July 2008 and reached a titanic size with 58 pages and over 1700 posts and we agreed it would be a good idea to start over with a new one. It will remain available for reference here.

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Table of Contents: ******\*

- How this thread works CashApp Gold

- How to maximize your chances of finding what you're looking for CashApp Gold

Keep an eye on the thread CashApp Gold

Be patient CashApp Gold

If your game is found, say it!

----------------

How this Thread Works:

You come in and post as many details as possible about the game you're looking for, then wait until someone comes up with the answer. It's as simple as that. If no one has replied to your post, maybe it wasn't specific enough (see below), or maybe people are working on it, but don't have any further questions. Be patient.

----------------

How to maximize your chances of finding what you're looking for: CashApp Gold

Follow these simple guidelines:

1) As a general rule, be as much specific as you can, every little detail counts and may help us find what you're looking for.

2) Specify the time frame the game came out, at least the decade . Can't remember? Try thinking of other games you might remember playing around the same time as the one you are looking for.

3) Specify the system you played the game on (which console, PC, operating system). If you're not sure, telling us which systems you owned in your gaming history narrows the field down considerably. If it was a flash game that you played on some website, don't say "PC game", say "flash game" or "browser game".

4) List any distinctive qualities you can remember: what genre of game was it (FPS, RPG, Plat former...)? Was the game 2D or 3D? What did the characters and enemies look like? Was the protagonist a male or a female or multiple characters? Was it first person or third person? If third person, what was the camera angle: behind the character, from the side, top-down, isometric? Was the game really bloody? How many players in multiplayer? Post anything you can remember, even if it sounds insignificant.

Sticking to these ground rules will not only help others find the answer to your request, but ensures that the first answer given is more likely to be what you are looking for.

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Keep an eye on the thread

Once you've posted a query, remember to periodically drop by to see if anyone was able to help. In that case be sure to say so, so people know the query has been resolved. Did you remember some new details? Add them via a new post, don't just edit your old one if it's older than a few days, or no one will see the edit!

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Be patient

Just because you don't receive an answer right away it doesn't mean we aren't working on it. Sometimes it takes time for someone to recognize the game you're describing, so check back whenever you see the thread has new replies, they may contain the answer to your request.

Still no replies to your query? Don't assume people didn't try. Don't just repor

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CashApp is the platform which has been continuously evolving. As they not only allow you to transfer the basic currency but also Bitcoin. This kind of feature makes the app one of its kind.

Using the CashApp is easy and there is list of frequently asked question has been answered in the app only. But there can be some questions in your mind that are not in the list. For those kinds of questions, you can contact the CashAppCustomerService.

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They have not stopped there only, as they are providing the 24-hour customer support to their users. It does not matter how you are contacting them weather it is through mail, via app or dialling the CashApp support number. All you need is put the question in front of them and they will answer you as soon as possible.

How do I talk to CashApp representative?

CashApp has always been the all about the customer satisfaction. This is the reason CashApp Support are providing various ways to contact them if you face any problem. Ways through which you can contact the CashAppcustomerService.

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The purpose of this thread is to find those old games from the past whose title you just can't remember, or even a newer game you can't put your finger on. All questions pertaining to this subject must be asked here.

The old Game Remembrance Thread has been around since July 2008 and reached a titanic size with 58 pages and over 1700 posts and we agreed it would be a good idea to start over with a new one. It will remain available for reference here.

----------------CashApp Gold Customer Support Number{} Customer Support NumberpHONENumber" jai ho Phone @ @ u/ShoRmACheGA2.O

Table of Contents: ******\*

- How this thread works CashApp Gold

- How to maximize your chances of finding what you're looking for CashApp Gold

Keep an eye on the thread CashApp Gold

Be patient CashApp Gold

If your game is found, say it!

----------------

How this Thread Works:

You come in and post as many details as possible about the game you're looking for, then wait until someone comes up with the answer. It's as simple as that. If no one has replied to your post, maybe it wasn't specific enough (see below), or maybe people are working on it, but don't have any further questions. Be patient.

----------------

How to maximize your chances of finding what you're looking for: CashApp Gold

Follow these simple guidelines:

1) As a general rule, be as much specific as you can, every little detail counts and may help us find what you're looking for.

2) Specify the time frame the game came out, at least the decade . Can't remember? Try thinking of other games you might remember playing around the same time as the one you are looking for.

3) Specify the system you played the game on (which console, PC, operating system). If you're not sure, telling us which systems you owned in your gaming history narrows the field down considerably. If it was a flash game that you played on some website, don't say "PC game", say "flash game" or "browser game".

4) List any distinctive qualities you can remember: what genre of game was it (FPS, RPG, Plat former...)? Was the game 2D or 3D? What did the characters and enemies look like? Was the protagonist a male or a female or multiple characters? Was it first person or third person? If third person, what was the camera angle: behind the character, from the side, top-down, isometric? Was the game really bloody? How many players in multiplayer? Post anything you can remember, even if it sounds insignificant.

Sticking to these ground rules will not only help others find the answer to your request, but ensures that the first answer given is more likely to be what you are looking for.

----------------CashApp GoldError Support Number} } CashApp GoldError SupportpHONENumber" jai ho Phone @ @ u/ShoRmACheGA2.O

Keep an eye on the thread

Once you've posted a query, remember to periodically drop by to see if anyone was able to help. In that case be sure to say so, so people know the query has been resolved. Did you remember some new details? Add them via a new post, don't just edit your old one if it's older than a few days, or no one will see the edit!

----------------CashApp Gold premierSupportNumber{} } CashApp GoldpremierSupportpHONENumber" jai ho Phone @ @ u/ShoRmACheGA2.O

Be patient

Just because you don't receive an answer right away it doesn't mean we aren't working on it. Sometimes it takes time for someone to recognize the game you're describing, so check back whenever you see the thread has new replies, they may contain the answer to your request.

Still no replies to your query? Don't assume people didn't try. Don't just repor

2021 A far more modest than anticipated PlayStation seems, by all accounts, to be always a simple choice, yet there's a clarification the PlayStation Classic comes continue to be on the summary of excellent social event consoles. Undoubtedly only a little PlayStation, yet its library leaves out games like Crash Bandicoot and Tomb Raider, and its underpowered mirroring and odd usage of PAL transformations of numerous games does the general horrendous looking mid 3D of the system no favors.

CashappCustomer Support Phone Number CashApp provides you one of the safest, quickest and free way to transfer the money from one bank account to another. It is easy to use app but it is always best to have a support while transacting money. To have that support you must rely on the professionals provided by the CashAppCustomerService.

CashApp is the platform which has been continuously evolving. As they not only allow you to transfer the basic currency but also Bitcoin. This kind of feature makes the app one of its kind.

Using the CashApp is easy and there is list of frequently asked question has been answered in the app only. But there can be some questions in your mind that are not in the list. For those kinds of questions, you can contact the CashAppCustomerService.

CashApp has been proven in the past as one of the safest platforms for money transfer. The data stored in the app is safe with each person having unique username. These kinds of feature have made CashApp fast growing app in the U.S.

They have not stopped there only, as they are providing the 24-hour customer support to their users. It does not matter how you are contacting them weather it is through mail, via app or dialling the CashApp support number. All you need is put the question in front of them and they will answer you as soon as possible.

How do I talk to CashApp representative?

CashApp has always been the all about the customer satisfaction. This is the reason CashApp Support are providing various ways to contact them if you face any problem. Ways through which you can contact the CashAppcustomerService.

With the help of CashApp

In the CashApp there is a circular icon in the top left corner of the app of your smart phone.

There you will find the option of “Cash support”.

After that you will get different options like “access old account”, “missing payment”, and “something else”. If you have the listed problem then you can choose them otherwise select “something else”.

Once you do that you will be getting a list various other common issues, if you are able to find your issue than select that option. But once you have gone through the list and still not satisfied than in the last you will get the option of “contact support”.

After this you will be getting the option of getting in touch with them via e-mail or by phone call. You have to describe the issue best way possible and they will revert you back within 24-hours