A Continuation For Newcomers: Popular Exchanges And Crypto Credit Cards. Their Pros, Cons, And Product Offerings.

This is a continuation of the fantastic work done by many people in the subreddit, compiled into a comprehensive list by u/GroundbreakingLack78

Please be sure to thank the OPs that put the effort into making such educational content.

Comprehensive List

While within this comprehensive list there is a post that talks about exchanges, it only mentions a few, so I plan to cover more here, in-depth, while providing additional value by touching on cryptocurrency credit cards as well.

Please note, this is a living list, I will work to continually update this list over time, and based on comment suggestions.

Binance

Pros	Cons
Fast transactions: 1.4 million orders per second - can also buy Bitcoin in the Brave Home screen
Low fees: Charges a flat 0.1% transactions fees
Customer Service: Overall good customer service - some regard this platform as the best overall platform	Many complain about the bugs in the 2-Factor-Authentication, however
Peer-to-Peer Trading: Trade with other buyers and sellers directly
Can use Credit/Debit Cards: Simplex allows you to buy crypto with a credit/debit card at a 3.5% fee	Most credit cards will charge you interested right away if you choose to pay with a credit card
Wire Transfers: No transaction fees, and supports USD, Euros, CAD & AUD
Spot/Margin/Futures/Derivative Trading
Savings/Staking/Smart Pool: Earn rewards by locking-up your crypto or pooling with mining groups to bulk hash power
Binance Visa Card: Spend your cryptocurrency at places that accept fiat visa transactions	If you go this route, you will pay taxes on every transaction
Crypto Loans: Loans given for BUSS and USDT - avoiding the event of taxes by using stablecoins	These are collateralized loans with BTC or ETH
Liquid Swap: Similar to the market-maker platform Uniswap	Unlike Uniswap, this is a centralized network
Nearly 200 Coins Offered

Coinbase

Pros	Cons
Both Coinbase and Coinbase Pro offered: Coinbase Pro is their online trading platform	Coinbase Pro is for more advanced users, with cheaper transaction fees, while Coinbase is simple, streamlined, at a premium
Coinbase Wallet: Stores private keys on the user's device and they, the consumer, only have access to those funds	Some report having issues with the Coinbase wallet. This is not as secured as a hardware wallet
Merchant Plugins: Shopify, Magento, WooCommerce currently accept this plugin to spend crypto	If you go this route, you will pay taxes on every transaction
USA Coin (USDC): A stablecoin built by Coinbase
Can use Wire Transfers - Credit Cards - Debit Cards - Cryptocurrency - Bank Accounts - PayPal: Simple to use and easy to set-up
Transaction Fees: Competitive fees overall	Transaction fees are complicated and can be difficult to understand
Offered in over 100+ countries
Customer Service: Supported via email, and phone support	People mention having a poor customer support system. It's hard to reach people, and account can be suspended without notice. BBB D- Rating (Ouch)
Coinbase Visa Card: Up to 4% back in rewards	Not much more information regarding the credit card yet
Easy to send coins off Coinbase: Quick transfers to wallets or other exchanges. Transfer usually happen in minutes
Wall Street: Going public on April 14th - will bring in much more cash, could improve the business substantially	A lot of money is pouring into Coinbase, so we will see how the IPO goes for Coinbase
	Only 27 coins offered

Kraken

Pros	Cons
US-based Veteran Owned: Important bit of information for some
24/7 Live Customer Support:	However, there are some criticism for their poor customer service when you do reach someone
Spot and Margin Trading: For more experienced traders	Not the most user friendly from some of the online reviews
High Volume Trader Benefits (100k+): 1-on-1 services and a dedicated account manager
Dark Pool Books: You can trade anonymously without revealing interests to other users
Currencies accepted: EUR - USD - CAD - AUD - GBP - CHF - JPY - Most deposit within 24 hours	Deposits can take up to 5 business days - sometimes a set-up fee is needed for some currencies.
Low Fees: 0-0.36%
Available in all countries except:	Afghanistan - Congo - Cuba - Iran - Iraq - Libya - North Korea - Syria - Tajikistan
	Only about 40 coins offered

Gemini

Pros	Cons
US Owed: Some regard this platform as the most legitimate trading platform
Simple to use platform: can also buy Bitcoin in the Brave Home screen
Active Trader: For more experienced traders	Not the most user friendly from some of the online reviews
Gemini Wallet: Your account also acts as a "hot wallet"	Not recommended, hot wallets are not as safe as other options
Gemini Custody: Regulated by a New York State trust company - insured for up to $200 million and provide same-day withdrawals	Besides the marketing verbiage on Gemini's website, I cannot find any other information on the "insurance" wording
Gemini Pay: You can spend your crypto at over 30,000 retail stores in the US	If you go this route, you will pay taxes on every transaction
Gemini Credit Card: Earn up to 3% rewards on each purchase and no exchange fees on those rewards	There is minimal information regarding the specifics here
Mobile App: Supporting USD - SUD - CAD - EUR - BGP - SGD - HKD	Few payment methods and few currencies
You can pay with: ACH - Wallet - Debit card - Wire Transfer	Only about 45 coins offered and cannot withdraw to a debit card. Most credit cards will charge you interested right away if you choose to pay with a credit card
Gemini Dollar: Have their own stablecoin (GUSD) which is pegged at 1:1
Fees: $1 - $3 or 1.49%	Active Trader lowers the fees to 0.35% and 0.25%

Bittrex

Pros	Cons
US-Veteran Owed: Important bit of information for some
Security Focused: Multistage wallets are available, and 2-factor-authentication is required for all withdrawals, and API calls
Nice Interface: Fast, easy to use, with margin trading available	Only available in 41 states: Alabama , Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana ,Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Missouri, Mississippi, Michigan, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Texas, Utah, Washington State, Washington, D.C., Wisconsin, West Virginia source
US Deposits: With over 400 alts available	You can only deposit money through wire only
Alt Coins: Bittrex monitors the hard forks and airdrops - many coins have their debut on Bittrex - so you can get a leg-up before other exchanges
Fees: Flat 0.25% applied to all trades
Open to all countries except:	North Korea - Iran - Crimean Region - Syria - Cuba
Support:	Overall quite poor compared to other exchanges. Frozen accounts for no reason, and bad service when reached

Crypto.com

Pros	Cons
Well Known Visa Cards: Argued as the best in the industry. Visa cards give rewards based on the amount of CRO (their coin) you stake.	You may not like the fact that you need to stake CRO to get these cards
Own ecosystem: Their CRO token is promising, and can make you money, if you use their rewards to state in their wallet - which offers 34% interest in CRO. Known for working with Visa to convince them to accept crypto where Visa is accepted
Nice Interface: Some regard their DeFi Wallet and Crypto.com app as some of the best in the industry
The Syndicate: Users can participate and buy crypto at 50% off when staking CRO	Some have found that depositing money is difficult as many banks do not like Crypto.com charging their cards. No bank connection allowed - only debit, credit, and manual wire transfers
Plenty of DeFi: DeFi Swap (Fork of Uniswap) - Non Custodial DeFI Wallet - DeFI Earn to stake your CRO or other coins
Exchange App: For power users and advanced traders	Only available to those with higher staked cards
Open to: USA - Europe - Canada - Australia - Russia - Latin America - Asian and African States	Some complain about the Know Your Customer laws with crypto.com as they want to know the most information about you - compared to the other exchanges
Fees: Free to deposit cryptocurrencies - free crypto-to-crypto exchanges, and free transfers to the crypto.com wallet	They say "free" but there are very small fees, almost negligible
Trader and Withdrawal fees

eToro

Pros	Cons
Social trading platform: You can follow and copy other traders - the platform is painless, easy to use, and straightforward for beginners	Some may not like this as anonymity is important
CopyPortfolio: Portfolio management product where you can invest in a mix of assets that are allocated for you - like an index fund - There is also CryptoPortfolio which allows you to invest in a basket of popular cryptos	The minimum portfolio is $5,000
eToro Wallet: For iOS and Android	Not a true wallet - This does NOT give you full control of your keys, it doesn't give you a seed phrase
eToroX: Cryptocurrency exchange which you can withdrawal from the exchange to your own wallet
Coins Available:	Only 14 coins available
Wide range of deposit methods: Credit - Debit - Wire Transfer - PayPal - Skrill - Neteller - Webmoney - Giropay - China Union Pay - Yandex - Locan Online Banking	Minimum first time deposit is $200 - any currency you deposit into eToro are automatically converted to USD
Fees: Range from 0.75% to 4%	High fees
Wide range of countries	Except for these states: Delaware, Hawaii, Illinois, Minnesota, Nebraska, Nevada, New Hampshire, New York and Tennessee source
Customer Service:	Many negative reviews

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Crypto Credit Cards

Card	Rewards	Availability
TenX	Costs: $15 to order	$10 annual fee if you spend less than $1,000 per year
Nexo	2% cashback on all purchases (NEXO or BTC rewards) No application - no credit check - no review process - all are accepted - minimum repayments	Accepted where MasterCard is accepted
Crypto.com	Up to 8% cashback in CRO. Line of credit is determined by the amount of CRO you stake	Accepted where Visa is accepted
Monolith	Can divide payments amongst your several crypto holdings in their app. Full-featured DEFI account. The company has no access to your funds	Accepted where Visa is accepted
Coinbase	Up to 4% rewards	Only available in the US, EU, and UK
Gemini	Up to 3% rewards - no exchange fees on crypto rewards	Looks to only be available in the US
BlockFi	People mention a $200 annual fee. Unlimited 1.5% BTC cashback. $250 BTC signup bonus on $3,000 in spend within 3-months. Up to $100 in BTC rewards through 3.5% cashback the first 4-6 months of ownership.	Looks to only be available in the US
Fold	Different plans: Premium ($150 annual fee) with the option to spin to get 100% BTC cashback. Intro ($0 annual fee) with spins to get 25% BTC cashback.	Accepted where Visa is accepted

Edits:

Any ongoing edits will be made here:

1. Adding Binance Card
2. Adding USD to Binance

Thank you for your time, and please contribute to this post in the comments.