I'm preparing to do my first trade on localbitcoins using the "Transfers with specific bank" option. The risk level is classified as low because the bank transfers are irreversible / almost irreversible but in order to do a bank transfer don't you need to provide the account number and routing number? This seems crazy to me because in the US that's all the info you need to withdraw from the account as well.
Am I missing something here? Or are people who do these trades just willing to accept that risk?
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