I have decided to start spending my money. I have scrimped and saved all my life because that was instilled in me as I grew up. Partly because of my parents, various aspects of my upbringing like where I lived and because of certain life events.
I have about 3 million Canadian Dollars. I also have about 25 bitcoin but I haven’t touched it since 2011 so I am not sure if I still have access to it as I have encrypted it and haven’t verified it since then. I am in my mid-30’s and have decided that I need to start living life and experiencing things. I’ve been told “you can’t take it with you” 10 years ago when I had about $100,000 total saved but have brushed off those comments. Now however I feel I am in a bit more of a secure position. I have a job that pays around $110,000/year plus matching retirement contributions, I feel that I should work until I am about 55-60 years old because it is unhealthy for me to be idle, I have too many vices that creep in when I am lazy. The usual suspects are social media, infotainment, digital porn and excess sugar consumption. I also stop going to the gym when I am lazy and my sleep schedule becomes erratic. I need the discipline of a job to keep me at my best.
Last Christmas I didn’t go on vacation, I stayed home and my co-workers wondered about me and asked me if I was okay. The real reason is because I don’t like spending money, I want to maximize my savings. Now however I am seeing some white hairs on top of my head and on my facial hair and I need to start living life before I am too old to enjoy any of my money. Now I am planning a ~$12,000 vacation to Montreal this Christmas break. I am going to stay at a hotel and enjoy a heated pool and hot Jacuzzi in the cold weather, I am in the process of planning out everything and making all the bookings. I am going to have a great time, I took a 4 day vacation to Montreal 2 years ago and spent about $2000, but this time it will be for 3 weeks and I plan to spend about 5x that much.
My goal is to one day be able to purchase a 4 million dollar house in Vancouver, live in the basement, get a property manager to rent out the floors above me, and then have about 5 million dollars as a cushion to live out the rest of my life in case I lose my job. I would then feel in a pretty comfortable position as if I lost my job I feel I would be too lazy to find another, which is why I feel I should keep this job I have now that keeps my mind active.
It wasn't always this rosey, I did feel like giving up in 2010 because I had a part time job and no prospects after the great recession, but things got better.
P.S. The reason I am posting is because I have quit gaming and have extra time and this is my way of journalling before going to bed. My doctor said getting your thoughts down on paper before bed can help with better sleep.
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