Sunday, April 25, 2021

Coti 15x coin for march 2021

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In this video Coti 15x coin for march 2021, I'll go through the the whole events & news of coti with technical analysis & used coinmomo to see event & news for coti.

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Cardano Rumor Rundown APR 25 2021

Hey Everyone!

Let's go....

Newly covered today:

IOHK’s Development Update for this week includes news that end-to-end tests of the ERC-20 Converter are commencing along with a mention of some oracle work under the Goguen update section. https://roadmap.cardano.org/en/status-updates/update/2021-04-23/
The number of defi projects that have announced plans to be on Cardano just keeps climbing with Yayswap.io joining the list of Liqwid, Occam, and CardSwap/CardStarter.
Kraken publishes a “What is Cardano?” article. Says “...Cardano may not promise new ground-breaking features..” Oh yeah? What about native tokens that don’t require smart contracts? What about the EUTXO model allowing predictable and accurate local calculation of transaction fees in your wallet before you execute? What about a consensus algorithm that’s so good, another top 10 coin made their system derivative of it? That’s all standard these days? https://twitter.com/krakenfx/status/1386038990864793607

Previously Covered but still interesting:

Charles posts a pic of a taxidermy African bird called a Turacos. He follows up that post by saying "Guys sometimes a stuffed Ethiopian exotic bird next to an old identity book is just a stuffed Ethiopian exotic bird next to an old identity book. Stop reading into things". Everyone enjoys speculating what exactly this could mean with the obvious implication being that the African bird announcement involves digital identity in Ethiopia. https://twitter.com/IOHK_Charles/status/1369397063583227911 https://twitter.com/IOHK_Charles/status/1369402020067766275
It's announced that 591 different assets have been minted on Cardano in the last eight days. https://twitter.com/IOHK_Charles/status/1369347294324162561
Charles says they are actually going to hire investigators for the IOG anti-scammer team. People with a law enforcement or intelligence background should feel free to apply. Should have a report on the team’s first investigation soon. Hopefully, this will contribute to scammers actually actively avoiding (those alliterations tho!) Cardano. Could also be a nice basis for an intelligence apparatus and private military when we build the Cardano Citadel. I mean somebody is gonna have to man the watchtowers if we’re gonna keep out all the no-coiners and ETH people. Kidding...kidding. https://youtu.be/6God9Xtzuqs
Cardano hodler Ben Askren continues preparations for his boxing match with Jake Paul. Being a Cardano hodler, it is already a foregone conclusion that Askren’s aura will cause Jake Paul to refuse to fight before the opening bell even sounds. https://twitter.com/Benaskren/status/1286094545973846017 https://twitter.com/Benaskren/status/1376021472993480705
We hit 100% decentralization of block production tomorrow. Breath it in, friends. Taste the sweet completely decentralized air. Many crypto ecosystems will never know that feeling. https://twitter.com/InputOutputHK/status/1376527930159816706
Today is D-Day, d=0, complete decentralization of block production as covered in preceding days. Enjoy it guys!!!
The Daedalus wallet now supports native tokens! https://twitter.com/InputOutputHK/status/1376936748715020288
Charles recently mentioned Senegal in the Julian Hosp interview. I believe that is the first time this nation state has been discussed in the context of the pan-African strategy for Cardano. https://youtu.be/Zm6I1agqPWQ
Yesterday, there was a dev community Q&A call with native token engineering lead and Plutus expert, Polina Vinogradova. Lots of good info shared there on all things fungible and non-fungible (including verification in the token registry and babel fees) in the Cardano ecosystem. To drive accuracy, only the party with the private key corresponding to the token minting will be able to make changes in the token registry as to that token.
In the native token call there was also a very interesting characterization of babel transactions as incomplete transactions that will include offers to exchange as a means to complete the transactions. “So, you will do two transactions or no transactions.” These incomplete transactions are called “liability transactions”. A group of them is called a “liability group”. When they get completed they are called a “closed liability group”. Babel fees are still very much in the paper writing phase. The team is currently agnostic as to how these exchange offers will be announced to stake pool operators. For more details on babel fees, we’ll have to wait for the paper.
Cardano Youtuber Big Pey just did two really good videos on the developing NFT scene in Cardano and how to accomplish manual escrow in discord so that you don’t get scammed trying to buy Cardano NFTs. The focus here was on the SpaceBudz series of NFTs. These kinds of manual procedures are probably the best that can be done right now. They also highlight how much easier everything will be once we get smart contracts with Alonzo since simple escrow like this is a prime use case for simple smart contracts that at the outset seem like they should be accomplishable even just in Marlowe. https://www.youtube.com/watch?v=B8Yj_dvh7OA https://www.youtube.com/watch?v=p-1TKq7okhs
Cardano hits 400k delegators! https://twitter.com/RichardMcCrackn/status/1377732956194766850
Graph blockchain has announced an acquisition of $300k in ADA for staking purposes. Once the corporate finance world finds understands the dynamic around staking in Cardano, we may see announcements like this with dollar values that are orders of magnitude higher. Right now the corporate world is considering holding BTC on their balance sheets. But, yield on ADA holdings might become hyperattractive to a wide spectrum of companies once they understand the dynamics of staking and that a compounding yield is available for capture. https://www.yahoo.com/entertainment/graph-blockchain-announces-acquisition-cardano-110000210.html
The Project Catalyst Fund 3 winners have been announced! https://drive.google.com/file/d/1X6BnuFBvNO8yF2DeUgBqA3yyYSvqeKvg/view
Occam.fi is creating a defi launchpad on Cardano that will be called OccamRazer. Cointelegraph OccamRazer Article
Orion Protocol is aiming to be the first liquidity aggregator on Cardano. https://coinmarketcap.com/el/headlines/news/orion-protocol-and-cardano/
How hard is learning Haskell from scratch? Today’s youtube companion to this post describes my experience so far learning Haskell as a beginner with little programming experience. https://haskellbook.com/ http://learnyouahaskell.com/chapters Derek Banas Youtube Haskell Tutorial
Charles tweets a pic of a Turaco and John Hancock. It seems safe to assume this means the minister has signed or is signing the Ethiopia deal! This could finally retire rumor #1 that started the Rumor Rundown. https://twitter.com/ArmySpies/status/1378416705282613253
Cardano NFTs get some coverage on CoinTelegraph. https://cointelegraph.com/news/wild-west-as-developers-macgyver-highly-popular-nfts-on-cardano/amp
Emurgo Academy for blockchain education? Has anyone heard of this? https://twitter.com/emurgo_io/status/1378346801598754816
Onyx Stake Pool announces Cardano’s first Quantum block! https://twitter.com/onyxstakepool/status/1378848216578412547
SpaceBudz published a great article on how they were able to distribute 10,000 NFTs. https://spacebudz.medium.com/how-we-pulled-off-the-sale-9dbe54c30ba5
For those learning Haskell/Plutus, check out this awesome one hour video from 2012 with Brian Beckman that introduces monoids and monads in a very non-scary way. https://www.youtube.com/watch?v=ZhuHCtR3xq8
Sebastien was recently on Kaizen Crypto and detailed how Emurgo plans to deliver Proof of Keys for Cardano whereby users could sign a message to prove that they own the private keys to a certain account in a standardized format. All queued up to the exact spot: https://youtu.be/VcRlL-6YROY?t=625
...AND STILL....CARDANO=THE KING OF GITHUB COMMITS! https://twitter.com/wiSource/status/1379142670686294017
Liqwid founder, Dewayne Cameron, did a great interview with Cardano with Paul. It sounds like Liqwid is currently having a team of Haskell developers build out their product in Plutus for a target launch around the same time as Alonzo. This is great news since earlier in its history it looked like Liqwid would initially build in Solidity and use the KEVM bridge. Making their product native to Plutus out of the gate seems like a great move! Dewane also had some really good info about working with IOHK and how a team of seasoned Haskell devs could walk in and probably build anything in Plutus over a not too long timeline. Also a really good discussion of how EUTXO will give their users an advantage in predictability of transaction cost over users of account-balance (e.g. ETH) based competitors. https://www.youtube.com/watch?v=dUDze81LCWs
Occam Association President, Mark Berger, also did an interview with Rick McCracken on Cardano Live. He provided some good detail on what Occam would like to deliver and where they currently are in their development. https://youtu.be/vTBLIZ7voz8
Tomorrow we’ll hit the items from the roadmap video that Charles just did.
Cardano is now being used as a traceability solution in conjunction with Scantrust for wine from the Nation State of Georgia. This is a great use case for the Cardano blockchain! https://cardanofoundation.org/en/news/cardano-reveals-its-first-supply-chain-solution-in-association-with-scantrust/ https://www.scantrust.com/
The latest roadmap video from Charles covered a lot of ground. We’ll tackle it piece by piece. https://youtu.be/WRYRjmMvkJM
Ourobouros Omega. Ourobouros Classic 2016 was a “theoretical artifact” that IOHK could build upon. Ourobouros Praos was 2017 and it’s still running now. Ourobouros Genesis was 2018. Ourobouros Omega is going to be the capstone. It will be a rollup of all the previous iterations plus Redux, Chronos, Ledger Combiners, and some things they’ve learned from the larger industry. The paper and a prototype will be this year. We want to be there by Cardano 2025.
Light Clients/Wallets (e.g. Yoroi). Great way to get a view on the blockchain through a server. Trouble is that it’s not trustless as to the blockchain since you don’t download it. Protocols currently on the market like Mina are using recursive snarks (“zk-snark” = “Zero-Knowledge Succinct Non-Interactive Argument of Knowledge”). You can basically have a proof that proves 1) coins exist, and 2) haven’t been double spent with a goal of 22kb of data (very small amount of data). IOHK has been following Mina and “Bulletproofs” (also a type of snark). IOHK will bring out a paper and (hopefully) prototype of the Mithral Protocol this year. It will be a similar trustless model where light wallet is the default and you can still trust the blockchain on the server is correct without downloading the chain.
Today will be Part II of the coverage of the lates Roadmap vid from Charles. https://youtu.be/WRYRjmMvkJM
Sidechains. They call the main chain the “Cardano Settlement Layer” (CSL) and the side chains are called “Cardano Computation Layers” (CCL). They are looking at having CCLs for the EVM, IELE, Catalyst, and WASM (web assembly). They are trying to figure out how to pay for the maintenance of these side chains. A current thought is to possibly create a mechanism where you can “refine” ADA to get “fuel” for these sidechains. You could even have a Plutus side chain that runs on its own fuel. This year they will propose a Cardano Improvement Proposal (CIP) to see if the community wants to update the monetary policy in an HFC event to go in this direction. This could be a good way to include the parachain ideas from Polkadot. They could also add Hyperledger related permissioned sidechains with this.
Layer Two. A lot of deal flow with Prism right now around digital identify for things like authenticated wallets, KYC/AML, regulated DeFi, and human readable addresses. Charles will probably do a full video on this. Hydra is the other piece of off-chain infrastructure for this year. IOHK has a whole team working on this. They’ve already put out two papers on this. Will put out two more papers this year and a prototype will also be on the way. Hydra will be run by the stake pool operators.
“With all this, we’re going to piss all over what ETH 2.0 is trying to accomplish”. I’m paraphrasing slightly, but I almost spit out my coffee when he said this.
Quantum Resistance. This will be a big project involving: QR VRF, QR zero knowledge stuff, quantum signatures, and modeling of a quantum adversary. This is a huge amount of work. But this is a whole agenda that is in scope for Cardano 2025.
Catalyst & Voltaire. Right now Catalyst is mainly about treasury but it needs to be linked to Voltaire which is all about protocol updates. This will probably mean a bicameral voting model that controls hard fork combinator events.There will be DAO as a service to provide voting rights for your users if you build a dApp or other project on Cardano. They will move from the current plutocracy to something that is hybridized between the current system and “proof of merit”. This is going to require a lot of thinking around the social science behind governance. It will be a more nuanced power dynamic.
Approach to the Reference Client.Right now it’s just Haskell, they will probably also build out clients in Python and Rust. Eventually they may have things like Agda, Idris, or Coq at the core. This notion of a “Core Developer” could end up being a digital identity that is authorized through voting.
Commercial. On the commercial side they are really going to scale things up to the eight figure level. There’s a lot of good news coming there. Charles says he is reserving that for the Africa Special.
Coinbase now has a Cardano Explainer. https://www.coinbase.com/learn/crypto-basics/what-is-cardano
“Smart people end up in Cardano one way or another.” https://twitter.com/Adavanz1/status/1378405038608031746
IOHK drops a good summary of the Alonzo Smart Contract timeline. https://iohk.io/en/blog/posts/2021/04/08/smart-contracts-%E2%80%93-here-we-come/
You can now buy Cardano Estates wine with ADA. This is not a novelty crypto wine. This is legit wine. https://twitter.com/Jack22220741/status/1380603834947485700
Cardano gets a little coverage on nasdaq.com. https://www.nasdaq.com/articles/cardano-is-worth-considering-for-its-utility-and-strong-leadership-2021-04-07
The Cardano native token space continues to flourish. https://twitter.com/matiwinnetou/status/1380600524853108738
Dewayne Cameron was on Cardano Live. Whether you are interested in DeFi or not, this is likely to be one of the big early Cardano based projects. This interview has all the latest info on Liqwid. Sounds like the alpha testnet will be end of April/early May with three or four core contracts. Rick does a really good job of asking questions that a large spectrum of listeners will be able to relate to and they get into the details of how the contracts will work. At 20:01 Dewayne mentions a “Cardano Dex, or the Dex that IOHK and Emurgo are working on...” Very interesting tidbit there! https://youtu.be/JhO5iC08xSA
The Plutus Pioneer program has been open sourced! Lecture #1 has an extremely good explanation of why the EUTxO model in Cardano is so much more conducive to security and much greater predictability than the account balance model in Ethereum. https://github.com/input-output-hk/plutus-pioneer-program
There is now a website that will mint Cardano NFTs for you. Thanks to Cardano subreddit user Padierfind. https://www.nft-maker.io/
Yesterday was “Get ADA Day” with the end of Epoch 258. I hope everyone did well in their staking.
Here’s a great way to visualize token minting and other on-chain activities thanks to Smaug Stake Pool. https://pool.pm/
It looks like the automated NFT maker covered yesterday, nft-maker.io, actually charges 10 ADA per NFT. Just an update on the price there since it was unknown yesterday.
The Cardano tattoo phenomenon continues. This time, we even have one that actually features a depiction of the namesake. https://twitter.com/jp_tattooist/status/1381236949567086592 https://twitter.com/jp_tattooist/status/1381351429554724875
Ethiopian Prime Minister Abiy Ahmed outlines how he will liberalize the telecom industry in his country and lays out his four pillars of “Digital Ethiopia 2025”: digital ID, interoperable payment platforms, e-government applications, and e-commerce. https://telecomreviewafrica.com/index.php/en/articles/exclusive-interviews/2240-liberalization-of-telecoms-in-ethiopia
Beta version of the Emurgo dApp Connector (a Metamask Killer) is out! As planned, it runs on Ergo for now but Cardano later. https://twitter.com/emurgo_io/status/1381675733605474307
Charles did a quick but very interesting interview with Alessandro Konrad, co-founder of SpaceBudz. https://www.youtube.com/watch?v=IxlL3RA3UyI
Emurgo Traceability Solution being used to track coffee from Indonesia to China. https://twitter.com/emurgo_io/status/1381617916018319363
New IOHK blog post on Plutus from Lars. https://iohk.io/en/blog/posts/2021/04/13/plutus-what-you-need-to-know/
Occam.fi partners with Bitcoin.com as custodian to create an ETH-ADA bridge. According to the article, this will allow for any Cardano native token to seamlessly switch to an ERC-20 token and vice versa. The vice versa part is what the ERC-20 Converter does for us already right? https://cointelegraph.com/press-releases/bitcoincom-to-accommodate-occams-ethereum-to-cardano-cross-chain-bridge
LunarCrush interviewed Charles and he gave us some more details on the Ethiopia deal and Africa: 1) the IOHK office in Ethiopia is merging with the Singularity Net Office (it’ll be 30-50 people...so pretty large presence); 2) Africa special to be announced very soon; 3) they will be doing fintech & govtech, 4) everything on the governance side is going to be upgraded across a wide swathe of African nation states in next ten years, 5) lots of possible use cases including supply chains in agritech, putting land on a ledger, voting, identity, reputation (i.e. credit), & payment systems; 6) Africa is like investing in China in the 1980s; 7) the demographics of Africa make it a really easy call to direct investment there; 8) charles said “Ethiopia, in particular, is very special to us and WE HAVE ACTUALLY CLOSED SOME DEALS...we’ll talk about those at the Africa Special”; 9) there will be security token plays in Africa in the mid 2020s since there are no stock exchanges; and 10) there is a big unannounced partnership called “the DCF” with a brand name consultancy we will recognize. Here’s the LunarCrush interview. All queued up to the exact spot for the Africa discussion--https://youtu.be/GWpqNPdOf9E?t=3804
Occam has announced that the Occam Razer IDO (Initial Dex Offering) is completed and that it sold out in 30 seconds. There was no lack of criticism for the way in which the IDO was carried out. https://twitter.com/OccamFi/status/1382377423757570052 https://twitter.com/DCdoso/status/1382406641404977157
Cardano and Ergo got some positive coverage in CoinTelegraph. https://cointelegraph.com/news/life-beyond-ethereum-what-layer-one-blockchains-are-bringing-to-defi/amp
Thought: the crypto knowledge stack as to adoption is really tripartite: 1) technical, 2) crypto sentiment, & 3) legacy sentiment toward crypto (including financial sector, central banks, regulatory, and general public).
The Cardano Foundation drops the Native Token Registry! https://twitter.com/CardanoStiftung/status/1382700374755323916
Heavy criticism of the Occam Razer IDO continues. https://twitter.com/DCdoso/status/1382464770398371842 https://twitter.com/RichardMcCrackn/status/1382677290916712448 https://twitter.com/LiquidLandon/status/1382439109763891203
Occam replied with an open letter. https://twitter.com/OccamFi/status/1382432862654369798
You can now get Cardano exposure in your 401(k) and IRA accounts via iTrust Capital. https://finance.yahoo.com/news/cardano-ada-ira-401k-funds-113800620.html https://twitter.com/iTrustCapital/status/1382461184461271041
Santo Staking Pool will be launching “Skullys” NFTs on Cardano. https://finance.yahoo.com/finance/news/santo-blockchain-labs-mints-50-134500914.html
Yesterday was “Get ADA DAY” with the end of Epoch 259. I hope everyone straight killed it on staking rewards!
Now there is an app that will show you all of your Cardano NFTs. https://twitter.com/nft_craze/status/1383196757622878208
As always, we are the github champions this week. https://twitter.com/ProofofGitHub/status/1383087802305380359
Charles is right about the Doge bubble. This could be the excuse that the regulators use to go after the whole space. https://www.youtube.com/watch?v=rM9DWe3-glg
Here’s the Cardano Development Status Update for last week. https://roadmap.cardano.org/en/status-updates/update/2021-04-16/
A Cardano stake pool is actually helping people avoid scorpions, spiders, & snakes in Africa?!? https://twitter.com/DenicioBernier/status/1383497821026807818
There is really good information about Cardano’s deals in Africa and its developer adoption strategy in this Cardano Chats interview that kind of flew under the radar. Probably worth a listen if you haven’t heard it. https://youtu.be/m6TeNLvMTXI
There are even Ouroboros Omega tattoos now! https://twitter.com/Coinfera1/status/1383560914
We just experienced a big flash crash in price. A prime suspect is the drop in hash rate in BTC due to the Blackouts in China. Is the crypto space ready to accept that Nakamoto style consensus on PoW leads directly to unacceptable levels of centralization? This has been the dirty secret of PoW crypto and its decentralization loving enthusiasts for years. https://bitcoinmagazine.com/business/bitcoin-mining-hash-rate-drops-as-blackouts-instituted-in-china
Charles posted a somewhat cryptic tweet that read “Omega + Hydra + Mithral = GG”. The Ourobors Omega, Ouroboros Hydra, & Mithral parts we’ve covered before. Omega is a capstone rollup of Praos (2017), Genesis (2018), + Redux, +Chronos, +Ledger Combiners, +some other things from the rest of the space. Hydra is layer two. Mithral is trustless light wallets via zk-SNARKs. Guesses as to the “GG” ranged from “Good Game” (as in game over for competitors) to “Goguen”. See today’s video at the link above for more discussion on this. https://twitter.com/IOHK_Charles/status/1383792375860924424
Danger Will Cardanoson: we’ve got fake rare NFTs being minted in Cardano now. Always check the Policy ID. https://twitter.com/pool_pm/status/1383892319896621059
Today is Get ADA Day with the end of Epoch 260! I hope you crushed it! https://adapools.org/epochs
Hard wallet Catalyst voting is on the horizon! https://twitter.com/ATADA_Stakepool/status/1384204498009157635
IOHK is hiring something like 80 people. https://twitter.com/timbharrison/status/1384116617588535303
Biden Administration in early stages of regulating crypto. But, the news outlet here is reporting chatter among securities lawyers that Gary Genseler (new SEC Head) will approve a crypto ETF as a means of throwing a bone to conservative law makers. https://twitter.com/HukAleksandra/status/1384261829463924744
Africa special going down April 29th, 16:30 UTC!!!!!!! That’s 9:30amPacific; 10:30am Mountain; 12:30pm Eastern, 5:30pm Dublin; 7:30pm Addis Ababa; 11:30pm Bangkok. https://africa.cardano.org/ https://twitter.com/InputOutputHK/status/1384587491190222849 https://twitter.com/IOHK_Charles/status/1384582745116987393
Shahaf Bar-Geffen, CEO of COTI (the first recipient of a Cardano CFund investment), says he just finished recording his segment in the Africa special which he mentioned was airing at the end of April prior to the IOHK announcement of April 29th. He also said: 1) ADA Pay may be ready in early May or maybe even late April; 2) there will be a big launch for ADA Pay and once the Africa Special airs “everything will connect”; 3) “people are probably not getting how big this is….but you will down the line”; 4) COTI integration with a major exchange is happening, progress is not as quick as they would like, but it’s progressing; 5) last week they released the possible designs for debit cards, they are even considering some designs submitted by the community; 6) and iOS and Android integration is coming along nicely and well on the way. https://www.youtube.com/watch?v=EorsiQfEV7o
For a little more background on the work going on between COTI and Cardano, check out these links. https://www.youtube.com/watch?v=OJbMUHXmeOg https://news.bitcoin.com/cardanos-cfund-first-capital-goes-to-israeli-fintech-startup-coti/
It looks like Yellow Card and Payway are listed on the Africa Special website. Given their business models, it is easy to guess that they could be valuable in the Pan Africa Strategy. https://payway.et/ https://yellowcard.io/
Partnership with World Mobile in Tanzania. Credit to Reddit user /u/ricklepicklemydickle for finding this one. https://www.youtube.com/watch?v=m6TeNLvMTXI&t=2242s https://www.youtube.com/watch?v=IX3Fnb_l4zA https://worldmobile.io/
Recap from yesterday: the Africa Special Announcements revealed some additional puzzle pieces 1) COTI’s AdaPay is possibly the larger payments infrastructure puzzle piece, 2) payway.et is possibly the local payments puzzle piece, 3) yellowcard.io is possibly the local coin exchange puzzle piece, and 4) World Mobile (not mentioned at africa.cardano.org AFAIK) may be the network connectivity puzzle piece. I think they are going to connect a lot of disparate pieces for us on the 29th.
Once again we are the champions! Not just of github commits this time, but also of total staked asset value. https://www.stakingrewards.com/
Rick interviewed CardStarter which is a Cardano accelerator. The interesting items are 1) it appears they are purporting to somehow insure their community backers against certain financial losses with caveats, 2) they plan to fund projects prior to token launch through token vouchers, and 3) it sounds like they are building a DEX called Card Swap. Notice that the “insurance” comes with caveats. They were very transparent on that point and people should take notice. Is CardStarter good? Is it bad? I have no idea. Watch the interview and form your own opinion. https://youtu.be/nIklWKtr_aY https://cardstarter.io/
The Cardano Foundation has adjusted its delegation strategy. This brings up a question: where does the balance lie between allowing Adam Smith’s hidden hand to work its free market magic and trying to help small pools? https://forum.cardano.org/t/the-cardano-foundation-s-delegation-methodology-is-changing/58465
More details on what the COTI/Cardano partnership will actually look like. Also COTI’s Trust Chain runs on a DAG. It’s probably high time we all understand WTF a DAG is. https://cotinetwork.medium.com/how-the-cardano-deal-can-grow-the-coti-ecosystem-some-personal-thoughts-8a6b495e3e3d https://coti.io/files/COTI-technical-whitepaper.pdf https://en.wikipedia.org/wiki/Directed_acyclic_graph
We’ve had really good reporting from the community on World Mobile developments with Cardano. I just want to take a second to thank you guys. Reddit user /u/ricklepicklemydickle first alerted us to the World Mobile developments and then youtube user Whiskey 1234 (love both usernames btw) let us know that he attended a conference where he encountered World Mobile and “asked them if they knew about Cardano blockchain and the reply was they were announcing partners at the end of this month.” Thank you very much for this intel guys.This is what Army of Spies is all about. Many thanks for your contributions, gentlemen.
Alko Sumatra Kopi is going to export 100 tonnes of coffee from Sumatra to China and track it all farm to cup using Emurgo Trace! We reported previously on the engagement of Emurgo Trace here and now it’s being put into action. https://emurgo.io/blog/emurgo-client-alko-is-the-first-enterprise-to-utilize-blockchain-for-coffee-traceability-in-southeast-asia
In Charles’s recent AMA, he mentioned that the Africa Special will be a Pan African event and they WILL talk about various deals they have in multiple countries. So, this tells us they do have multiple deals in multiple countries. That was a little unclear previously. https://www.youtube.com/watch?v=8mP0JSgf9CU

~Army of Spies

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Loyalty bonuses up to 2x the rewards.
Withdraw your Coins to your Bitcoin wallet, or Doge Coin wallet.
And much more!

I haven't been using for long but the app is decently designed and simple to use. If you share a referral code you get 25% of what your friends earn!

Ref: https://cointiply.mobi/aLU2

Non ref: www.cointiply.com

How to Invest in Bitcoin in 5 Steps

Here’s how to invest in Bitcoin, in 5 easy steps.

1. Join a Bitcoin Exchange

First, you’ll need to determine where you want to make a Bitcoin purchase. Most Bitcoin investors use cryptocurrency exchanges. There’s no official “Bitcoin” company because it’s an open-source technology, but there are several different exchanges that facilitate Bitcoin transactions. These exchanges are the middlemen of cryptocurrency investing, like a stock brokerage.

If you decide to purchase from an exchange, you’ll have to decide which exchange you want to buy from. Here are a few of the most popular options:

Coinbase: A very popular crypto exchange that insures losses in the event of a security breach or fraudulent transfers
Bitfinex: The longest-running cryptocurrency exchange that’s optimized for advanced traders and lenders (unfortunately, Bitfinex doesn’t currently accept US customers)
Strategize the strengths and weaknesses of the company.

For more know visit this: Most secure way to invest in bitcoin

2. Get a Bitcoin Wallet

When you purchase a coin, it’s stored in a “wallet,” which is where all your cryptocurrency is stored. There are two types of wallets you can get: a “hot wallet” or a “cold wallet.”

A hot wallet is a wallet that’s operated by either your cryptocurrency exchange or by a provider. Some exchanges will automatically provide you with a hot wallet when you open your account. In any case, hot wallets are convenient because you’ll be able to access your coins through the internet or a software program.

Some notable hot wallets are:

Electrum: Software that enables you to store your coins on your computer
Mycelium: A mobile-only app for Android and iPhone users

However, hot wallets are not the most secure form of coin storage. If the hot wallet provider is hacked, then your coin information may be at risk.

A cold wallet is the safest storage method for your coins. A cold wallet is an actual piece of hardware that stores your coins, usually, a portable device that’s similar to a flash drive. Most cold wallets cost between $60 to $100. Some popular cold wallets are:

Trezor
Ledger Nano

If you’re only going to purchase small amounts of coin, then you might be fine using a hot wallet with an insured crypto exchange. But if you’re going to be trading large amounts of coin, then a cold wallet would be well worth your investment.

3. Connect Your Wallet to a Bank Account

When you’ve obtained your wallet, you’ll need to link it to your bank account. This enables you to purchase coins and sell coins. Alternatively, your bank account may be linked to your cryptocurrency exchange account.

4. Place Your Bitcoin Order

Now you’re ready to purchase Bitcoin. Your cryptocurrency exchange will have everything you need to buy. The big question is, how much Bitcoin should you purchase?

Some coins cost thousands of dollars, but exchanges often allow you to buy fractions of a single coin—your initial investment could be as low as $25.

Investing in Bitcoin is very risky, and it’s important that you carefully determine your risk tolerance and review your investment strategy before you purchase any Bitcoin. We’ll go over this in the next section.

5. Manage Your Bitcoin Investments

After you’ve purchased bitcoin, you can:

Use your coins to make online transactions
Hold your coins for a long period in the hopes they’ll appreciate in value
Perform day trading with your coins—that is, buying and selling coins with other Bitcoin owners, which can be facilitated on the cryptocurrency exchange

Your cryptocurrency exchange will provide you with everything you need to buy and sell coins.

What are possible effects of solar geomagnetic storm and EMPs on cryptocurrency?

Solar flares have 11-year cycle. The last solar geomagnetic storm occurred in 1989 with quite significant effect. And The Carrington Event was a powerful geomagnetic storm on September 1–2, 1859. If solar flares happen at a scale larger than the last one in the future, what are the possible effect on cryptocurrency, in particular bitcoin and Algorand? I would also like to include EMPs (man-made (nuclear/non-nuclear) electromagnetic pulse in this question). Power outage will be expected in some area. Probably the internet will not be available for a period of time like weeks or months. Will they also affect data storage in different storage medium (like SSD, HDD ,etc.)?Is it possible that the effect and scale of solar flare and EMPs are so strong that the data stored offline get destroyed or completely erased? Then cryptocurrency ledger record could completely vanish? But I guess since ledger record of a cryptocurrency are held in many different computers, it is more secure than bank which is likely to have significant less backup copy than cryptocurrency,,right? Nevertheless, in the case of large-scale solar flare and EMPs, how will cryptocurrency (like bitcoin and algorand) affected?

According to https://republicans-oversight.house.gov/wp-content/uploads/2015/05/Pry-Statement-5-13-EMP.pdf
"Nuclear EMP includes a high-frequency electromagnetic shockwave called E1 EMP that can potentially damage or destroy virtually any electronic system having a dimension of 18 inches or greater"
The solar flare in 2011-2012 was a near-miss. https://science.nasa.gov/science-news/science-at-nasa/2014/23jul_superstorm.
some said we actually entered a solar maximum in 2020. Scientists predicts a geomagnetic event around 2025

Update:

please don't get wrong, I would vey much want cryptocurrency to be successful. I am just find some possible way to mitigate these risks.. Actually, after some researching , I find some possible ways to mitigate, like Faraday cage , deep underground bunker and storing in non-magnetic material like m-disks.

https://security.stackexchange.com/questions/11333/most-secure-data-storage

Indyglo's Sixty-two Promocodes (U.S. Sunday Edition)

Below are 62 of my current promocodes and links for cashback bonuses and discounts, categorized by type, followed by alphabetized summaries. I am a customer of the listed sites/apps/services and appreciate any questions or feedback.

Auto/Travel

Fuel Rewards - https://www.fuelrewards.com/fuelrewards/welcome.html?RefId=e9ac5597976f42e089c07adc1532ea51 - Gold Status and save 5 cents/gal when you sign up.
Lyft - https://www.lyft.com/invite/RIDEONJJ - Varies by location ($5 in credits/first ride free/etc.)
Miles - https://miles.app/ZD2ESE - Get $5 (2,000 Bonus Miles) when you download the app using my link or entering my code ZD2ESE.
Uber - https://www.uber.com/invite/johnm120542ue - First ride free (may vary by location).

Banks/Finance

Aspiration - https://my.aspiration.com/app/token/referral/AJFRATCE0M3GII6I - Get $50 cash when you join Aspiration - free bank account - and spend $250.
Boeing Employees Credit Union (BECU) - [(U.S.) - WA, ID, OR ONLY] - We can both earn $100 when you join BECU and open a Member Share or Member Advantage savings and also a checking account.
- You must use both these codes when signing up:
  - promo code: 100REF21
  - my unique referral code: 1412508
- Sign up online, by phone - 206-439-5700 - or at a BECU Branch and keep acct. opened for 90 days.
- You must perform 10 of the following transactions within the first 30 days of opening acct :
  - Make a purchase using your BECU debit or credit card (easy with grocery store self-checkout!)
  - Write a check or electronic check.
  - Make a payment using bill pay.
Chase Bank - https://accounts.chase.com/raf/share/2735652016 - Get a $225 Bonus when you open a new Chase Total checking account.
Privacy - https://privacy.com/join/H3S9S - $5 when you sign up using my referral link (Privacy lets you generate smart, virtual debit cards to use online).
SoFi Money - https://www.sofi.com/invite/money?gcp=004af404-1a99-46b4-b486-44bce3a0ab1d - $50 plus cashback rewards when you sign up for a free account and fund it with $500 or more (no account fees and no ATM fees at 55,000 ATMs). Additional bonus if you sign up for direct deposit.
SoFi Personal Loan - https://www.sofi.com/invite/personal-loans/?gcp=ffdeec67-6330-4093-831c-7f84dce20cf4 - You and I get $10 each when you check your SoFi Personal Loan rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your SoFi loan.
SoFi Student Loan Refinancing - https://www.sofi.com/invite/student-loans/?gcp=6d9376c5-591a-439d-8bdb-c15da7d50852 - You and I get $10 each when you check your SoFi Student Loan Refinancing rate, and there is NO hard credit pull for checking your rate. You and I get another $300 each when you fund your student loan.
Square - https://squareup.com/i/JOHNJJMEGO - Free processing of up to $1000 in sales.
Venmo - https://get.venmo.com/ooGrFLhVjfb - Get $5 when you download the Venmo app using my referral link, sign up and make a $5 minimum payment to friends/family/etc. within 14 days.
Zogo - https://zogo.app.link/OpvQLwDYodb - Earn 750 Pineapples on Zogo when you use my code: JOHNM711 when you make an account. With Zogo, you can earn gift cards while learning about various aspects of personal finance. I've personally learned quite a bit with this app, complete modules daily to learn more and have recommended this to all of my friends and family. Great for adults and kids.

Cash Back

Befrugal - https://www.befrugal.com/rs/PKCSCTA/ - $10 sign-up bonus when you earn $10 cash back at any of 5,000+ stores.
GivingAssistant - https://givingassistant.org/np?rid=J9dlDtoFa6 - Get $5 when you sign up.
GoCashBack - https://www.gocashback.com/r/1834780 - Get $5 and 5% cash back bonus when you sign up.
Honey - http://joinhoney.com/ref/x160d1v - Get $5 when you sign up using my referral link.
Ibotta - https://ibotta.com/register?friend=ugqlqeg - Get $10 when you sign up using my referral link.
Lemoney - https://www.lemoney.com/i/johnmego?45764498ac93d54df29b4d50664d0d2e - Receive a turbo credit to increase your cashback rate on your first purchase.
Mr. Rebates - http://www.mrrebates.com?refid=449275 - Get a $5 sign up bonus when you use my referral link.
MyPoints - https://www.mypoints.com?rb=49534715 - $10 gift card of your choice when you use my referral link to sign up and spend $20 or more on any shop merchant through the MyPoints site/emails in your first 30 days.
Rakuten - https://www.rakuten.com/r/MPHO202?eeid=28187 - Get $25 when you sign up using my referral link to create an account and make $25+ purchase through Rakuten. Note: On 4/1, Rakuten lowered bonus to $10, but raised it back up to $25 bonus on 4/15.
RebatesMe - https://www.rebatesme.com/r/mph6g471a5 - Get $30 when you sign up using my link. RebatesMe usually only offers $5, so now's a great time to sign up (through 4/30/21).
TopCashback - https://www.topcashback.com/ref/johnmego - Get $10 when you sign up using my referral link and reach a minimum cashback threshold of $10 cashback.

Credit Cards

American Express - http://refer.amex.us/JOHNMJN7Q?XLINK=MYCP - Sign up using my referral and earn $300 back after you spend $3,000 in purchases on your new Blue Cash Preferred Card in your first 6 months of card membership. Plus, apply by 5/5/21 and earn up to $200 back on eligible purchases at select U.S. home furnishing stores (the following merchants will qualify: Anthropologie - Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe’s, Terrain, and The Container Store.)
Capital One Venture - https://capital.one/33F9Sar - Sign up using my referral link and get 60,000 rewards miles (worth $600 when you redeem for travel).
Discover IT - https://refer.discover.com/s/ssjqfl - Sign up using my referral and you'll get $50 back for signing up for a Discover IT credit card and making any $1 or more purchase within 3 months.
SoFi Credit Card - https://www.sofi.com/invite/credit-card?gcp=70c8148e-bc31-480e-9a01-33b7ace2a1fb - Sign up using my referral and get 2x points (4% cash back) on all card purchases for 30 days.

Food/Nutrition

Doordash - https://www.doordash.com/consumer/referred/John-Megowan-5991/ - Get $10 off each of your first 3 DoorDash orders over $15 when you sign up using my referral.
GNC - https://refer.gnc.com/mpho2002 - Get $10 off your first $75+ order.
Grubhub - https://www.grubhub.com/referral/094dd810-bd50-11e8-ab87-c5056adfa1b1 - Get $10 off your first order.
Home Chef - https://www.homechef.com/invite/johnm071 - $35 off your first delivery when you use my referral link.
Instacart - https://inst.cr/t/N2k5dTA0c1RI (or use code JMEGOWAN16F173 when signing up) - $10 off your first order when you use my referral link or code. Groceries delivered in as little as 2 hours
NatureBox - http://ref.naturebox.com/v/john_160 - 20% off your first order.
Postmates - https://postmates.com/invite/JMEGOWAN - Up to $100 free delivery credit.
Uber Eats - Get $20 off your first Uber Eats order of $25 or more. Use my code at checkout: eats-johnm172134ue (https://ubereats.app.link/PmWdhjSNxdb)

Games

Skillz - https://skillz.com/p/GYNX3/1E1 - Get $20 when you sign up and make your first deposit.

Investing

Acorns - https://www.acorns.com/invite/EJLS85 - Get $5 when you use my link to open an account and make an investment.
eToro - https://etoro.tw/39w5dup Get $50 bonus when you open an account, transfer $100, make any crypto trade, and hold for one week.
Sofi Invest - https://www.sofi.com/share/invest/2500097 - Get $50 worth of your favorite stock to start building your portfolio when you fund your SoFi Active Invest account with at least $5,000. Get an additional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
Stash - https://get.stash.com/john_h88crts - Earn $20 of bonus stock when you join using my referral link and add cash to your personal investment or bank account.

Jobs

Instacart Shopper - https://shoppers.instacart.com/?referral=JMEGOWAN7410A - Use my referral link (you may also need to copy paste my code, JMEGOWAN7410A, when signing up). Get up to $300+ bonus depending on location.
Uber Driver - https://partners.uber.com/i/JOHNM172134UE At least $1,200 guaranteed for your first 150 trips within 90 days of signing up to become an Uber driver (may vary by location).

Shopping

Groupon - https://www.groupon.com/visitor_referral/h/b482a215-b6bc-43c9-bfa7-851ea67ca66c - $10 off your first $10+ purchase when you sign up with my referral link and place your first order within 72 hours.
Houzz - https://houzz.com/referral/referee-coupon/UkVGMEQwMkEx - Use my referral link to get $100 off your first purchase.
Raise - https://geta.raise.com/JMEGOWAN6681 - Get $5 when you sign up using my referral link.
Shutterfly - Use one of my three Shutterfly referral links to sign up and receive the gift/discount of your choice: 50% OFF Graduation Cards - https://invite-shutterfly.com/x/5PslXU . FREE Shutterfly Photo Book - https://invite-shutterfly.com/x/87oRFO . FREE Personalized Cotton Tote - https://invite-shutterfly.com/x/QXitGw
Uniqlo - https://refer-us.uniqlo.com/s/John360 - $10 off $75+ purchase when you use my referral link.
Volcom - http://rwrd.io/dhl47hd - $10 off $49+ purchase when you use my referral link.
Wayfair - https://www.wayfair.com/registry/referral_invite?PROMO_CODE=1YQFCYF9E8Z7&refid=EML_38637 - Engaged couples: use my referral link to create a Wayfair Registry and you'll receive $50 (each) in Wayfair Rewards when you receive your first gift.
Wish - Referral code 7vgzqzk - $5 off your purchase when you sign up and use my referral code.

Uncategorized

23andMe - https://refer.23andme.com/s/lhfeg - Minimum of 10% off your order when you use my referral link.
Buy Me a Coffee - https://www.buymeacoffee.com/johnmego - You can set up an account and promote your ventures, connect with others, and even buy me a coffee!
Comcast Xfinity - https://referafriend.xfinity.com/ShareTheAwesome/1RUVAR - Up to $100 when you sign up for one or more Xfinity services (TV/Internet/Home Security/Mobile)
Dropbox - https://db.tt/pxongGTiwL - Join using my referral link and you'll receive an additional 500MB of storage.
Duolingo Plus - https://invite.duolingo.com/BDHTZTB5CWWKSPXG5JZ4LUS4IQ - Get one week free when you use my referral link.
Evernote Premium - https://www.evernote.com/referral/Registration.action?sig=164f7674ad363f6fbc0aeb7efbc6f3da05591e7f74884cb7621948af21623078&uid=191384629 - Free month when you use my referral link.
Invitation.codes - https://invt.co/?invite=3dL2NnX9l - 20 coins when you sign up using my referral link (good towards premium account upgrade and benefits)
T-Mobile - https://share.t-mobile.com/johnm-2570 - $50 referral bonus when you use my referral link. (Note: I don't know that this one has a sign-up bonus, or if it's just a bonus for the referrer).

About These Apps/Services/Sites:

23andMe offers two Personal Genetic Services: Health + Ancestry and Ancestry + Traits. Both services require submitting a saliva sample using their saliva collection kit that you send to the lab for analysis. 23andMe's Ancestry + Traits Service helps you understand who you are, where your DNA comes from and your family story.
Acorns merges the robo-advisor model with an automated savings tool, making it easier to build a nest egg. Besides the $5 they give you for signing up, they'll put your money in investments automatically which increase daily, monthly, yearly. You don't need to do anything. Invest as little or as much as you want, and they will put you in a position where your investment will grow.
American Express is a lucrative cash-back card for several spending categories. Your first year of $95 annual fee is waived, and offers up to an industry leading 6% cash back for select U.S. restaurants, streaming subscriptions, supermarkets, transit, gas stations and more.
Aspiration is an online financial institution offering a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.
Befrugal is run by a bunch of cheap, thrifty, penny pinchers who believe that a dollar saved is two dollars earned. Find tens of thousands of coupons, deals, promotional codes and earn cash back for more than 5,000 retailers, including big retailers like Amazon, Target, and Walmart.
Boeing Employees Credit Union (BECU) is Washington's largest member-owned, not-for-profit credit union. BECU puts the interest of its members ahead of profit, offering its members free checking, no maintenance fees and no minimum balance requirements. BECU offers business services, personal checking and savings accounts, IRAs, mortgage and home equity loans, personal loans, vehicle loans, online banking and more. BECU is a Federally Insured State Chartered Credit Union with 42 branches, headquartered in Tukwila, WA.
Capital One is a credit card company offering many different types with a variety of cash back bonuses and other benefits.
Chase Bank is the largest bank in the country and offers a robust menu of products and services. It provides mortgages, auto loans and one of the broadest selections of credit cards in the industry. And its website experience can compete with those at online-only banks that focus solely on checking and savings.
Comcast Xfinity is a consumer-facing internet and television brand. TV at home & on the go. Hulu on X1. Stream live sports. Advanced security. Move service stress-free. Millions of hotspots. Netflix on X1. Prime Video on X1. Services: Internet, TV, home security, mobile.
Discover IT is a credit card company which offers a cash back match at the end of your first year (no maximum), with no annual fee, 0% intro APR on purchases and balance transfers. Earn 5% cash back on everyday purchases (places vary each quarter) when you activate.
Doordash offers delivery & takeout from the best local restaurants. Breakfast, lunch, dinner and more, delivered safely to your door. Doordash offers pickup & no-contact delivery.
Dropbox is a cloud storage service that lets you save files online and sync them to your devices. You can use Dropbox links to share files and folders with other people without sending large attachments. Dropbox offers a free plan that includes 2GB of storage. You can pay to increase that to as much as 3TB with a subscription.
Duolingo Plus - Duolingo is the most popular language-learning platform and the most downloaded education app in the world, with more than 300 million users. The company's mission is to make education free, fun, and accessible to all. Duolingo is designed to feel like a game and scientifically proven to be effective. Upgrading your free Duolingo account to Duolingo Plus gives you an ad-free experience. ability to download lessons in the app for offline use and unlimited skill test-outs.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFD assets
Evernote Premium - Evernote is an app that allows you to work from anywhere, stay in sync from any device, no matter where you are—you can even access notes when you have no WiFi or mobile data access. Evernote Premium, the top tier, adds the most features, such as the ability to search for text in Office documents and PDFs, annotate PDFs, scan business cards and suggested notes and content from the web that are relevant to the note you're currently working on.
Fuel Rewards is a loyalty program that helps you save money on gas when you dine at participating restaurants and shop at participating grocers, local, and online merchants. Save at least 5¢/gal on every fill-up with Gold Status at Shell, and save more when you combine with other rewards (see https://www.fuelrewards.com/fuelrewards/how.html).
GivingAssistant is a company that gives you cash back and coupon codes when shopping via their online portal. When you purchase a product via the cash-back platform, the merchant pays a commission to Giving Assistant. Then, 50% of the commission is paid back to the customer (you) as an incentive. You can choose the nonprofit and also adjust the percentage they receive.
GNC is the largest global specialty retailer of nutritional products, including vitamin, mineral, herbal and other specialty supplements and sports nutrition, diet and energy products.
GoCashBack is a cash-back website allowing you to get up to 31% cash back at your favorite stores. Find cash back and browse coupon codes to save even more money at over 1,500 retailers. Use the GoCashBack app to check your cash-back status from anywhere and click through while on the go to save when you shop from your phone. You can even get cash back when you dine out locally or at special events.
Groupon, whose name combines "group" and "coupon", is a website and mobile app that offers coupons, cashback on purchases and group deals to consumers. Restaurants, retailers, and manufacturers use Groupon deals in an effort to lure customers into their establishments or to purchase their products.
Grubhub partners with restaurants in your area to offer delivery for ones that don't normally deliver, while also offering a convenient online ordering system for the ones that do. Everything is handled through Grubhub, giving customers the flexibility to sign into one place and order nearly anything.
Home Chef is a weekly subscription meal kit service. Customers receive orders with all the fresh ingredients you need to make restaurant quality recipes, designed by Home Chef chefs. Home Chef saves you the time of going to the grocery store, finding new recipes, meal planning, and portioning.
Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click. Honey supports over 30,000 stores globally
Houzz is an online platform for home remodeling, architecture, interior design, decorating, landscaping, and home improvement.
Ibotta is a free cash-back rewards and payments app that gives you real cash for everyday purchases when you shop and pay through the app. Ibotta provides thousands of ways for consumers to earn cash on their purchases by partnering with more than 1,500 brands and retailers.
Instacart lets you shop from local grocery stores online, then sends a “personal shopper” to fulfill and deliver your order to you the same day (or a future date/time of your choosing). Unlike other grocery delivery services, the company doesn't stockpile fresh produce in a massive warehouse.
Instacart Shopper - Earn extra money shopping for others. As a shopper, you go to the grocery store like normal, except you’re getting paid to shop for others. Work whenever it works for you. With no set hours or days, you can shop as much or as little as you want, anytime you want. Must be age 18+ and be able to lift 40lbs.
Invitation.Codes is a site/app where you can sign up for free and post your referral links/codes for all of the most up to date promotions that are out there at the moment. There's a great community vibe to it and it's a great way to meet other like-minds while learning about new products and signup/referral offers.
Lemoney is a cash-back site with 1800+ stores. Find the best deals, coupons, cash-back rates, promo codes, sales, and discounts at Lemoney. Shop with Turbo Cashback and boost your cash-back rate.
Lyft is a rideshare service that lets you call a driver and car to your location using the Lyft app who will drive you where you need to go.
Miles is a rewards app empowering anyone to earn miles automatically for all modes of transportation. The Miles app rewards you with miles - their version of points - for no matter how you get from point A to point B (whether you drive, walk, bike, ride the train). Redeem the miles you’ve earned for rewards, discounts, and deals from brands such as Amazon, Chewy, DoorDash, HP, Reebok, Home Chef and more.
Mr. Rebates is a shopping portal where you can do online shopping at online stores you love, and earn cash-back rebates on your purchases. They have an A+ rating from the BBB (Better Business Bureau), and you can earn as much as 30% back.
MyPoints is a daily rewards program – just like when you earn miles on an airline or cash back on a credit card. Flexible, you don’t have to stick with one store to earn Points, and you don’t have to take your rewards in just one form. They have many partners that our members can shop with and redeem from. You can also earn points by completing surveys, watching videos and more.
NatureBox is a snack subscription focused on providing healthier options to reduce stress and promote wellness. Their snacks are unique, delicious, and guilt-free. No artificial flavors, colors or sweeteners. No corn syrup of any kind. No hydrogenated oils. No MSG. Some newer offerings include a Wellness Collection of snacks containing adaptogens in their ingredients list, CBD Snacks infused with hemp, supplements, and coffee.
Postmates is an on-demand goods delivery platform having a presence in more than 100 metropolitan areas in the US that enables people to get anything from local restaurants and stores delivered at their doorstep for a small fee. Postmates delivers goods with the help of their human courier networks which enables people to order anything from anywhere within the city.
Privacy.com is an innovative way to protect your personal information over the internet. Are you feeling uncomfortable using your credit card online? Privacy.com has the perfect solution - it creates a virtual card that masks your bank statements for your online payments.
Raise is a money-saving website aimed at helping people buy and sell discounted gift cards.
Rakuten gets a commission from stores when you make a purchase, and shares it with you. Find the store on rakuten.com, click “Shop Now” and shop like normal on the store site. After you make an eligible purchase, you’ll earn cash back and get a check or PayPal payment every quarter.
RebatesMe makes it easy to save at the stores you love. Earn cash back while shopping online, get access to thousands of coupons, and get the best price on millions of products.
Shutterfly enables users to create personalized photo gifts (including photos and text) such as smartphone cases, photo books, wall art, and home decor. Through its Lifetouch division, it also provides portraiture services.
Skillz is the world’s premier tournament platform where mobile gamers can use their skills to compete for cash and prizes. True to its name, Skillz does not host games of chance, and all winnings are based on your ability. Games include Solitaire Cube, Blackout Bingo, 21 Blitz, Texas Holdem and many more
SoFi Invest allows users to buy and sell individual stocks as well as ETFs and select cryptocurrencies, offering innovative investment tools to help members get their money right at every stage of their financial lives.
SoFi Money is an all-in-one product that is a hybrid checking and savings account. There are no account fees or minimum balance requirements, so you can bank freely. Pay no ATM fees at 55,000+ ATMs worldwide. Because SoFi Money is all online, you deposit checks from your phone and pay bills online. You can also use SoFi Money to transfer and receive money, like paying the babysitter or covering your share of dinner when the bill comes — All cash in your account earns 0.25% APY, which is quite high and even beats traditional banks’ high-yield savings accounts. No fees, and offers interest rate reduction.
SoFi Personal Loan is a great option for borrowers who make a decent income and have good credit. There are no origination fees or late fees, and you won’t be penalized for paying your balance off early. They offer low rates, no fees, exclusive member benefits including access to career coaches and financial advisers, exclusive virtual events and more. Fixed personal loan rates range between 5.99% APR to 20.25% (with AutoPay).
SoFi Student Loan Refinancing offers student loan refinancing and private student loans. Its refinancing loan is best for borrowers who want plenty of benefits with their refinanced student loan. Its private loan is best for flexible repayment options and no fees. You can see if you qualify with NO HARD credit check.
Square is a popular service that allows you to buy, sell and send money using any Apple or Android mobile device. With three free mobile apps — Square Register, Square Wallet and Square Cash — Square is designed to help small businesses accept credit card payments and to help consumers transition to a cashless, cardless lifestyle.
Stash aims to make the process of selecting stocks and ETFs quick and easy for beginners. Stash offers other account options, including brokerage and bank accounts, plus access to a Roth or traditional IRA retirement account.
T-Mobile is one of the largest providers of wireless voice and data communications services in the US with more than 81 million customers. It has about 2,200 T-Mobile and MetroPCS branded retail sites (ranging from kiosks to stores).
TopCashback is a competing cash-back web site that claims to offer higher cash back than some of the other larger sites. Rather than spend extra money on expensive commercials, TopCashBack uses the savings to provide consumers with higher cash-back payout rates.
Uber is a rideshare company with an app that allows passengers to hail a ride and drivers to charge fares and get paid.
Uber Driver - Turn your spare time into earnings with the Driver app - built with drivers, to bring you helpful information at your fingertips. Help as you move people and things where they need to go. Drive whenever you want — no offices, no bosses. Wherever you want to go, you can enjoy the journey and the destination. Requirements:
- Meet the minimum age to drive in your city
- Have at least one year of licensed driving experience in the US (3 years if you are under 23 years old)
- Have a valid US driver’s license
- Use an eligible 4-door vehicle
Uber Eats is a food delivery platform that makes getting great food from your favorite local restaurants as easy as requesting a ride. Their app connects you with a broad range of local restaurants and food, so you can order from the full menus of your local favorites whenever you want.
Uniqlo is a Japanese casual wear brand for women, men, kids & babies, operating in 20 different countries. Uniqlo is known for providing high-quality, private-label casual-wear at low prices.
Venmo is a social payments service used by millions of people to make, receive and share payments with friends, family, and select approved businesses (without using cash or checks). It’s similar to PayPal, but is unique in that Venmo allows users to share and like payments and purchases through a social feed.
Volcom is a lifestyle brand that designs, markets, and distributes boardsports-oriented products.
Wayfair is an American e-commerce company that sells furniture and home-goods.
Wish is a shopping app for iPhone and Android that lets you order cheap goods online with major savings. Most items ship straight from China, and a growing number ship from the U.S. for faster delivery. You can even pick up select items locally in minutes.
Zogo is a FREE mobile app for kids and adults (age 13+) to learn financial literacy. Earn points towards gift cards to Amazon, Walmart, Starbucks and more by completing short, bite-sized modules. The many lessons include:
- How to save money
- Importance and best practices for a good credit score
- How to minimize debt
- How to successfully create and maintain a budget
- Long-term investment strategies