Sunday, May 30, 2021

JaneChang Diary:531

Recently, the stock market has been agitated.

It is not obvious to me, because I am mainly fixed investment, and half of my

positions are cross-border ETFs, and the RMB has been increasing in value, which is

equal to

My assets are shrinking.

Therefore, even though A shares have risen sharply recently, my overall earnings

have not changed much.

Is the continuous appreciation of the renminbi good or bad?

If you buy a car, it must be a good thing.

It means that imported cars are getting cheaper and cheaper. If it can be exchanged

for dollars one to one, then?

All Bentley Ferraris have become SO EASY!

As soon as the Chinese go abroad, any car is cheap. The price of Chinese cars is

also one of the best in the world. Simple conversion, no difference

Most are about three times the US price equivalent to RMB.

When I went to England, I met a fellow from Huang Mao. His dad works in Shandong and

my mother works in Beijing. His dad is already very good.

Yes, he told me that as far as his father’s family is concerned, it’s very poor,

and their family has businesses in Australia and Africa.

He used to work in a ministry, which didn't feel interesting. He went to study

again. I am older than them and can play again, so it hits him off.

How does he pass the boring time?

In the study abroad forum, doing black rental is to pick up and drop off the airport

and be the second landlord.

He bought a Range Rover, a second-hand one, for 20,000 pounds. He told me that there

are many luxury cars in the circle of classmates, because when everyone comes,

I think the cars here are too cheap.

For example, if you go to study in the UK, you don’t know anyone and don’t know

where to live.

Just contact him.

I wonder if Huang Mao knew him because of this?

At that time, he told me that the car could not be shipped back, and it was on the

right-hand drive, otherwise it would be given to you.

After I returned to China, there were fewer contacts.

Only QQ, no WeChat. After the 18th National Congress of the Communist Party of China

began to fight corruption, a colleague of his dad was investigated. It was a local

sensation at the time.

I asked, are you okay?

He said, it's okay, everything is fine.

Later, I lost contact, and I don’t know if he returned to China later...

I asked Huang Mao, Huang Mao said that she had no contact with these people after

she went to the Netherlands. According to Huang Mao told me, these sons are the

owners of black renters.

If it’s the first time to pick up girls, the younger sister came to the UK for the

first time, and she would know such a big brother and live in their house.

Come and go, we are together.

I think he is an exception.

Because he has the realm that Qianfan has skipped, and this can be felt, we drink

together, clubbing together, chatting together, his focus is based

This is not on women.

Unfortunately, no follow-up contact.

The more wealthy children come from, the stronger the earning ability, as if they

are born with genes. In 2008, there was a time when Teacher Wang signed a contract

in Yancheng.

At that time, I was living in Shanghai. Teacher Wang asked me to follow her

daughter. Her daughter worked for a World Bank and returned from the UK.

Graduated from a prestigious school.

She was a second landlord when she was studying in the UK, and she was able to

support her studies. It seemed that there was about 15,000 US dollars left in a

year.

How to promote?

It is the Study Abroad Forum.

At that time, the articles I wrote were mainly on the Internet, and the president

did not approve it very much, because the Internet is a new thing and he treated me

The change of opinion was due to the fact that he listened to Mr. Wang’s daughter

about his promotion of renting a house through the forum. He patted his thigh and

exclaimed.

Wow, it turns out that the Internet is so magical.

Damn it, it's already 2008.

He is still alive in primitive society!

However, as far as the entire publishing industry is concerned, they are also

avant-garde. Except for computer teaching materials, the publishing industry did not

touch each other at all at that time.

On the subject of networking, are the big discussions about Jack Ma a genius or a

liar?

Interesting?

Is RMB appreciation a good thing?

I don’t understand, but it’s definitely not a good thing. Just look at the Trump

era. Trump has been pressing for the appreciation of the renminbi.

But we just don't.

I was thinking that perhaps the biggest drawback of RMB appreciation is that Chinese

goods have become luxury goods.

Foreigners can't afford it.

that……

We have completely opened the inner loop!

For foreign trade, it is necessary to ensure the devaluation of the renminbi,

otherwise foreign trade will be completely dead.

I don’t understand these complicated concepts, but I understand the balance between

yin and yang.

After a little research, he believes that the renminbi will fluctuate between 6 and

7, and it is impossible to unilaterally trend, unless foreign trade is no longer

needed, and it is completely closed.

Locking the country will have a high probability of opening and closing in the

future.

Last time, President Pine’s advice to me was: cherish everyone’s 50,000 US dollars

foreign exchange quota. This is a reasonable and legal exchange channel.

People use it all.

Don't really think that the renminbi is continuing to appreciate, would you try to

liberalize foreign exchange control?

The money ran away in an instant.

The real estate was blood drawn in an instant.

I didn't listen to him...

As soon as the stock market was restless, all of them were restless. Among the three

groups of us, Niu Ge and Song Xun talked a lot. We talked about trends, policies,

and talks.

In the future, talk about life.

President Pine was close to me, two blocks away, and he came with the dog.

Yesterday, it came again.

I said, if you take a cut of the picture, if the stock returns, I will use it to

install B.

He said, good.

I said, at this moment, I sent it while it was hot, otherwise others would think I

was transferred to others.

He said, good.

His income in the last five months is 300,000 U.S. dollars. I wrote this paragraph

with the picture: My father’s demolition funds let me buy stocks.

He ridiculed me a few days ago. Don’t lose money. Actually, I haven’t read it

since I bought it. I just looked at it and it earned more than 300,000 US dollars

this year.

Yes, after posting to Moments, I asked President Song: Do you see any loopholes?

He said that there is no big problem. If someone who is familiar with you thinks

that there is a loophole, it means that your positions are all individual stocks and

you don't want to buy individual stocks.

I said, it doesn't matter, I was rounded up earlier, and I said it was a stock that

I bought.

He said, that's fine.

I said, you will regularly take screenshots for me in the future, otherwise I will

not be able to continue to install them.

He said, you need to find me at any time.

I asked, how did your writer lover think of being a director.

He said, don't talk nonsense, just friends.

I said, she doesn't have that talent.

He said that for the tasks arranged above, officials are going to set up a vibrato

to record the events of Yimeng people.

I said, then she will become Luyu.

He said, on the way back, I told her that I think JaneChang’s words are reasonable

and should be avoided as much as possible.

Interviews with calligraphers, entrepreneurs, writers...

I said, don't sing hymns.

He said that it’s impossible for people who stay in the system for a long time not

to sing. It’s just such a creative mode, the path depends on you, and you have

never been to work.

, You have tried it, it is definitely not the way it is written today.

I asked, who is in charge of ETFs now?

He said, your sister-in-law.

I asked, she understands?

He said, she knows a dick.

I said, that's a dick who understands you.

He said, I wrote the execution plan, she strictly implemented it, and her execution

ability is first-class.

I asked, how is the record?

He said that in the past five years, not a year has been a loss.

I said, I think my sister-in-law walks the dog very professionally.

He said that I kissed a dog more than me. The last dog was raised for 12 years, and

then he died of euthanasia. My mother-in-law died and she did not cry so sad.

Raised this.

I said, seeking truth from facts, you objectively evaluate, do you think I have

talent for stock trading?

He said, you can’t talk about talent, your income, your focus, your personality,

and the overall factors. They are very Buddhist and don’t pay attention to the rise

and fall.

, So you can execute it in an orderly manner. Your sister-in-law is a hard-core fan

of yours and often excerpts. She said, JaneChang’s fixed vote

, In another ten years, absolutely incredible, you did not calculate, ten years

later, how much principal investment?

I said, about 3.93 million US dollars.

He said that doubling is 7.86 million U.S. dollars.

I said that doubling in ten years is more conservative. I comfort myself so much.

Although it is quite boring now, it is equivalent to

Every year, God sends me 393,000 US dollars.

He said, if you do this, you can hold it.

I said that 80% of the time is spent on boil, and 20% of the time is spent on

rising.

He said, I admire Buffett very much. When it grows to 50 years, no one in the world

can compare his average rate of return. He is truly

Our long-term strategy is too short-sighted.

I said, the greater the person, the longer-term view, for example, one country, two

systems, the same for 50 years.

He said that now everyone scolds Buffett because there are too many followers of

Bitcoin. Just like you said, it has become a religion.

Fett is short on Bitcoin, let’s put it this way, China is a country with foreign

exchange control, and Bitcoin is equivalent to an ant colony. If you want to keep

the embankment of a thousand miles away

, Then there will definitely be antholes. Two points. First, all mining machines in

China will be gradually banned, and the Internet will not be allowed to intervene.

Allow power access. Second, all transfers in and out of related bank cards related

to virtual currency trading platforms will be blocked.

I said, what Niu Ge said is that you must follow the trend when making investments.

What the country does not allow is retrograde. It looks great, rebellious, and

handsome.

What a silly dick!

He said that there is no room for real estate to rise. If the opportunity is right,

the unused houses can be sold and put into the stock market.

I said, you are also a believer, the key is that you still born dryly.

He said, that's why I said there is no chance. At least Shandong has no source of

upward momentum. As for the first-tier cities, we don't comment on it.

I asked, what do you think about stocks?

He said, I wrote a handy sign yesterday and sent it to the group. You may not have

seen it. I will look for you.

It’s this passage: The existence of the stock market is almost to find people’s

weaknesses, people’s dishonesty, pretentiousness, impatience, and

Confusing characteristics. If you do not have a rational and honest attitude towards

life, you will be influenced by the financial market at some point in your

investment career.

destroy. Financial markets are almost designed to cover your weaknesses.

I said, my daughter-in-law has gone crazy again recently, looking for people

everywhere to buy a Shenzhen account.

He asked, still not resolved?

I said, no, I went on a business trip recently and went to test the welding

certificate.

He said, let her go out to college or something.

I said, she was shy, I took her to our alma mater, she was only at the door, afraid.

He said, that more...

I said, I recently asked me to help buy an account, where can I buy it? I offered a

reward of 1 million and no one answered it. Weiwei found one and asked for a price.

200,000, but the minimum requirement listed is a full-time specialist. Now my

daughter-in-law is discussing with me about a fake divorce, saying that it is about

200,000 to find someone

Master's marriage can settle down in the past.

He said, she can be confused about this matter, but you absolutely can't.

I said, I know.

He said, in case you really have a little achievement in the future, it is a great

shame that your own woman will fake marriage with someone in order to settle in

Shenzhen.

Later, when you were a civil servant, you were also unqualified in the political

review. You didn’t plan to live in Shenzhen. She was just for investment and

nothing.

Significance, you are right, you should have reported to Shen Fang Li.

I said, I haven't gone yet, but I was rushed to report.

He said that these people have no bottom line.

I said, XX mentioned Deputy C. When it was publicized, it was reported by someone.

It was almost just right. You said it was a big problem.

? No, it doesn't involve economic issues, or the relationship between men and women,

that is, children's college entrance examination immigration.

He said that it was his colleague who reported it, and I know both of them.

I said that once a woman is brainwashed, it is terrible.

He said, I'm telling you that there is a problem with your approach, and you should

try hard to get her to die. The loss is a mess, and people are collecting debts

everywhere.

It's honest the first time, every time you block it, this is not appropriate,

otherwise? When you are gone, she and your son are gone, and you can get a penny

No, it's all other people's. There was a construction company in XX town. The owner

’s surname was Huang. Your brother should have the impression that he died for five

or six years.

, Their family is relatively strong. It has not been three years since Boss Huang

died, making the old lady a mess. It was not a deliberate defeat.

It is all kinds of investments.

I asked, are there no children?

He said that his son works in Shanghai, and he is very Buddhist.

I said, let me find a place to study, and if this goes on, sooner or later, my

family will be defeated.

He said that Shandong people are different from people in first-tier cities. They

are still conservative, or even bounded conservative, but they have no principled

errors.

People who don’t usually get divorced. If a man is a little bit stubborn, he will

definitely be welded to death in theory. You can count the local companies that have

done well

, Is there a divorced one? There are not many in Shandong. Being right does not mean

that the relationship is good, but it must be retained, because this is also a male

The image of a person, so don’t mess around. Brother Niu and I also talked about

this topic last time, that is, the principled issue must be stuck, don’t

It doesn’t matter how people encourage you or how to encourage her. You have to

keep your traditional and pedantic principles. After all, she is your baby’s

mother.

mom.

I said, I understand, the leaders instilled similar views to me every day, saying

that some people had good official careers, and once they got divorced, they voted

down.

He said, I believe you are smart enough to solve these problems.

I said, she just has no focus, so she always stares at the liar.

He said, remember that family finance must be managed by the wisest person, whether

it is buying a house or buying stocks. There is no market.

The market says that it is a steady profit, but can you make a profit if you buy a

house in Shenzhen? Is the global hot money stupid? Why not swarm them?

I said, I can’t convince her. My sister-in-law at least listens to you. She doesn’

t listen to me. The more uneducated, the more stubborn and self-confident, every

day.

To give me the importance of popular science debt, we must borrow future money to

invest in current assets.

He said, I also wrote a note and shared it with you.

The content is as follows: You must not borrow money for investment issues, and you

must not use short money for long periods of time.

I said that compared with the stock market, people still recognize real estate more.

He said that it is right, because real estate will not at least make the people lose

money, but if they enter the stock market, 90% of people will lose their pants.

Yes, because the stock market is used to capture the weaknesses of human nature. As

long as you have weaknesses, you can kill you, not that we have no weaknesses, we

There are also, but in the process of daily competition, we continue to make up for

it, and there are fewer and fewer loopholes in this area. If it is wise enough,

Should enter the stock market, this is the real capital market. If you live a stable

life, you should enter the real estate market. In the long term, you should own the

real estate market.

There must be a cost to produce. The reason why the speculation is so hot now is

because the cost of holding is basically close to zero.

I said, it's all the Lord of the Rings.

He said, you are lucky, making money is nothing, talent is the real gift from

heaven, so cherish your talents, just

Just like the last time Teacher Hu said about you, if a genius boy always wants to

make money, he has actually ruined his talent.

I said, so I need to write some works while I still have enough energy.

At noon, the two of us went to the Internet celebrity restaurant. We didn’t order

food, we only had a set meal. The core was Buddha jumping over the wall. I

interviewed the boss before and asked him

How is the customer feedback?

He said that the feedback was good, but he felt that the price might be slightly

more expensive.

This, I think it’s nothing. Expensive is the customer’s problem, not the boss’s

problem. As long as the food is delicious and the environment is good, I think

expensive is right, you

Looking for cheap ones, there are everywhere in the market. Why should you come

here?

For high-end restaurants, I personally understand this.

First, the overall environment must be good.

What does the big environment include? The area where the restaurant is located.

The most suitable place to open a luxury restaurant is a large shopping mall, not a

pedestrian street or a snack street. I mean the restaurant category, not the big

shopping mall.

restaurant.

Second, there should be fewer dishes.

The portion should be smaller, and the category should be smaller.

You have everything...

Third, the decibel should be small.

Music, guest voices.

This is a college question. When I go out to eat locally, I usually suggest to lower

the volume. The volume is usually controlled by the waiter.

The waiters listened to the stereo as a stereo, and all we needed was background

music, so they listened just right, we just listened

Too noisy.

Nine out of ten are like this.

What does the guest's voice depend on?

First, the layout of the dining table.

Second, the guest's choice.

Really high-end restaurants are rarely noisy, because the quality of the guests is

also high. If you open a high-end restaurant in a small place, you must abandon the

greasy

Men and women, who are in their 40s and driving a car under US$30,000, must actively

abandon them. If you tolerate them, you will reject high-end customers.

.

In terms of eating, in addition to the local bosses, it is the young people who are

really willing to pay for the food.

Especially young lady.

The dishes are served, one by one, N is too much, the portion is still too big,

neither of us big men can eat it, even if there is a woman there

.

Also, does the family raise pigs?

It's all pork.

When leaving, the boss asked: How?

I said, very good.

After getting in the car, President Song asked me: How does it feel?

I said, the boss said that he is committed to building the most expensive restaurant

in the local area, and I feel worthy of the commitment.

He said that people from rural areas who want to go to cities do not have to wear

lipstick and stockings, wash their clothes and brush their teeth.

Very good, matching is the biggest learning.

I said, so I always think that our restaurant is really good, and we just cook

home-cooked dishes. Do you think the dishes, tables, and chairs are high-end?

It's not high-end, but it definitely tastes good, don't you say the dishes are

fancy? Not fancy, but delicious, just like my dad in a woolen trench coat

City, just right.

He said that the guests decide the height of the restaurant.

I said, I very much agree.

He said that the most viable restaurants in third- and fourth-tier cities must be

meat-themed. It may not be so tall, but it must be meaty.

Eat, cost-effective, donkey meat, beef, lamb, chicken, duck and goose.

I said, no matter how delicious the restaurant is, it is enough to eat for a month.

He asked, have you eaten enough yourself?

I said, I haven’t been there for almost a month. Don’t talk about me. My brother’

s dogs have eaten enough. My sister-in-law said that the chicken that I packed back

is not good for dogs.

have eaten.

He asked, what happened to his loan?

I said that what the bank said was that it could be approved immediately after

crossing the bridge, but he did not dare to cross the bridge. He felt that my

brother’s case was still

Inconclusive, it is easy to be risky. In the past, bridge funds were used to pit

customers with banks. Later, banks also occasionally killed bridge funds, so

Now the bridge funds are also afraid of the bank’s routines themselves. The credit

officer said it’s okay. You can put it on the table. He dare not. The credit

officer knows my brother.

The case has been qualitative, the problem is not big, but the people who crossed

the bridge don’t know, anyway, my brother ordered me back this year, and then we

went to Weihai

A woman over there helped to pad it. That name can scare you to death. His hometown

is Heze. Let’s say we need a police car to drive.

Tao...

He said, I know that these people are big scammers, who specialize in making large

loans and receive a direct commission.

I say yes.

He said, it’s all about people in Beijing, they usually come, so I’ll give you

some prestige first, such as calling out the top leader so that you can see her.

It's awesome, and it's going to scream, lose your temper, and a group of people

can't hold back.

I said, really.

He said that they are all scripts. There are scammers in every circle, but no circle

has more scammers than the financial circle, because everyone is

Liar, it depends on who can eat.

I said that at the time she wanted us to transfer loans to Weihai Bank. The interest

was very low and the amount was doubled, but she had to take a commission of 10

points.

It is to directly seal the loan here and stop the loan. My brother thinks that 10

points is too exaggerated. In addition, he thinks that crossing the land is too

dangerous and easy to be hacked.

After being black, I refused and only did the bridge business.

He asked, is the charge high?

I said, not high, she may firmly believe that we will find her a loan, but she did

open my eyes to see a different world, I

I know she is a liar, but I don't know how she lied to those big people, really

listen to her.

He said, just as Brother Niu told you, you haven't seen the chapter of your

neighborhood committee, have you? The bank has never seen it either.

I said, my brother listened to me, don’t mix with small property rights

development, it’s a big one. He basically filled it in all these years, because the

shed

The redevelopment of the residential area itself is a big pit. It is entirely a

policy dividend. If you say stop and stop, I also invested 2 million yuan with

sister X. Now the project

It's stagnated, but I can't lose my money.

He said that investment must be formal.

I said, my brother, like my daughter-in-law, suffered an illiterate loss, and his

family is even more exotic. My sister-in-law is an accountant, in charge of money,

and in charge of the company.

Money, take care of my brother’s money. My sister-in-law may not finish the first

year of junior high school. If my brother is in accordance with my sister-in-law’s

thinking, 8 million can’t be beaten.

Live, let’s go through regular channels, confess our guilt, go to talk, and we’ll

get one million, just check in regularly. Look at Wang Lin.

Afterwards, his daughter-in-law asked the police to accompany the police to sleep,

asking for money. This was a woman’s brain. I told my sister-in-law that this

If you believe me, don't worry about it. Can I not worry about my brother? Those

people are all lying to you, no matter what role they are

Sex, what kind of position, there is no truth, just for your money and for your

people.

He said that his hair is long and his knowledge is short.

I said, therefore, my dad is very wise. My dad said that he doesn’t care about

everything in the family and leave it to me, because I read the most, my dad

I also said that he has many ideas that conflict with me, but I prevail.

He asked, in which month will it be liberated?

I said, mid-June.

He said, it was not a few days.

I said, I have accepted it now. Some time ago, our brothers drank a drink. I told

him that in today’s era, anyone,

Unless you are the absolute leader, no one will decide to help you solve practical

problems, especially the negative ones. If you say promote, then

There is a probability, because the whole body is affected now, the coverage is too

wide, and it is a lifetime responsibility system, no one wants to take it

The job is to change your 5,000 US dollars, 6,000 US dollars, so the starting point

for doing anything, you must first understand what the rules are, and you meet the

rules.

Under the premise of the rule, for example, three to eight years, then can it be

three or eight? For example, it can be lighter, can it be lighter or heavier?

? This is okay. As for it to be erased for you? Your starting point is wrong.

He said, it's already very good.

I said, his life is also very good, the Xicheng construction site died, this

construction site has nothing to do with us, we are the foundation, it is the third

phase, dead

This is the second phase. It is used to keep warm materials. If it falls, the family

members will make trouble. Then the young lawyer suggested that the subordinates

should be stabilized.

The application for bail pending trial is the only special case. It is not our

special case, but there are indeed regulations in this area.

It can only be encountered, not planned, it is purely God’s will, and then we are

here to go through the procedures, all of them are formal, and then we submit it

again, this

Just get my brother out, otherwise? It is almost impossible to come out. Why are

many miners caught and released? It happened during custody

Mine disaster.

He said that you can write in a few years.

I said, this is what made me determined to manage a real estate project on my own,

because dealing with people is so fun, it’s all words.

Actor, you have to listen to unspoken words, you think I will manage a real estate

project by myself, cover 400 chapters, how many interesting things should happen.

He asked, have you collected everything you sent out?

I said, I’m looking for all women, because women will tell me the truth, men tell

me all lies, because women are thinking about talking to me.

My feelings, men are thinking about business, and then they all returned. During

this period, I was very anxious. I went to Niu and asked some people if I could do

it.

What should I do? Brother Niu asked me, the person you particularly hate took 50,000

yuan to come to you, are you more disgusting with him or? I understand in seconds,

So I don’t listen to what anyone says anymore. I give it all. Anyone, as long as it

’s alive and normal, when someone gives him a gift.

, Will change the attitude towards the giver, even if he does not want it, it will

also change.

He said, don't send yourself in.

I said, I have a count.

He said, your brother has been honest since then.

I said, no, it’s even more powerful. Several departments have changed their

positions. He invited him for a while and said that a few people went to Qingdao to

take a bath that day.

On the way here, he bowed his head in the service area and bowed his head to the

brother. He just drank too much, because he knew what was going on.

And he is more unscrupulous and understands the rules of the game better.

He said that if you are a fully formal real estate company, you will enter at any

time. This is a matter of probability.

I said, my brother now understands this sentence, which is just three words, and put

it on.

He said, it is better to do nothing and only speculate in stocks.

I said, the teacher who took me to make a decision, she said so, what kind of

career? The best companies have gone public, what houses will they build? yield

Someone can just cover it for us!

He said, when you are engaged in development, I will be a consultant for you.

I said, it is convenient to catch together.

He said that, in fact, it is fully compliant and does not cost much at all. It is

just that compliance requires ultra-high tax planning, and it needs to be regulated

from a strategic point of view.

Planning instead of planning from a tactical perspective.

I said, now I just think about it. When I start to do it, I will record the daily

progress in a diary, which is called "My local production".

The Boss’ Day.

He said that live-streamed literature.

I said yes.

It reminds me that a few years ago, I signed a book of Mao Dun Literature Award. It

was an official novel. The author had served as a vice governor, and it happened

that a big BOSS arrived.

I read the book in the bookstore and saw this book. He said he knew the author.

I asked, how deep is the writing?

He said, ice cream on the iceberg.

Even the tip of the iceberg is not counted as a real thing, it is impossible to

write it.

Real estate is a good entry point, power, money, and color.

Ha, I don’t know if there are any beauties who took the initiative to give in after

my local production boss? !


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